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PayPal limited, asking for proof of ID etc., Dont want to give it...
 

Hi there!

To summarise, paypal account limited, they are now asking for proof of address, id etc. the account has some money but no bank or credit cards attached.

The other paypal account reached its £1900 receiving limit, eu law states you need to have bank etc. verified if thats the case according to paypal.

My question, how do I get the balance out? Will paypal release the funds after 180 days? I dont want to give any of my documents to them.

So with all the hacking of ebay's servers and this and that you can understand why im so sceptical.

So how long does paypal hold your proof of id etc before deleting them?

Thanks.

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

Yes, they will release the money to you after the 180 day period. Do one thing before to guarantee they know you do not want to send them any information. Phone or email and tell them you will NOT be supplying them documents or ID and you want to part ways.

This will just guarantee 180 days starts and your money will become available, DO NOT just leave it, I found out the hard way and ended up waiting 360!

Re: How long do Paypal hold documents for?
 

My understanding is forever.

Paypal have copies of my legit Passport and Proof of Address.

I gave them copies years ago after they limited me and then refused to reinstate the account after I supplied them.

To say I am unhappy about it is an understatement.

Which only motivates me to move on and beat them.....

Re: How long do Paypal hold documents for?
 

paypal never deletes info.

EVER.

:boink:

Re: How long do Paypal hold documents for?
 

hmmm...on the phone they said 30 days and they delete it off their system. A pile of rubbish talk I guess?

Re: How long do Paypal hold documents for?
 

Quick hint: get such claims in writing with the full details of the staffer.....

story will change quickly.

Bull dust of a boy cow does that

:boink:

Re: How long do Paypal hold documents for?
 

Funnily enough, when you ask for that, they send auto response - we recommend you call us and speak to a member of our team... makes me laugh out loud!

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

LOL Thanks. 360 days is not pleasant.

So to confirm, regardless of reason, anytime they limit your account after 180 days of speaking with them you will get your money back. No ifs and buts after 180 days?

Thanks.

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

You will still need at add a bank account to withdraw it after this, as you wont be able to use the send money button while your account is limited ( even after 180 days)

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

I can use any bank account previously associated with a limited account right? or not?

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

No, you cannot use a bank account that has been on another paypal account before. Even if you removed it, it will still be registered with another paypal account.

Re: How long do Paypal hold documents for?
 

I don't know.. in the past I would say forever.. but with new regulations, policy changes and clamping down at PayPal.. it would make sense that they destroyed what they were legally obligated to destroy.. anything else is fair game though.

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

That's interesting..

Luckily I've never experienced this!

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

Are you limited because of the £1900 limit?

You will need to attach a bank to get the balance out. Either that or you can request a cheque but it will be emailed to the stealth address and will be in the stealth name.

You might want to reconsider your plan.

I'd verify the Paypal with a bank account and then submit the documents they are asking for. You really have nothing to lose and if it works out it's a win win.

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

Been happening on ebay com & ebay co uk for the last 2 years for some.

Re: How long do Paypal hold documents for?
 

I have evidence that documents sent (photo ID, utility bills, bank statements etc) are deleted after review (could be 30 days as claimed).

Of course all information regarding addresses, phone numbers etc is held for an indeterminable length of time.

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

It is not a given that ALL the funds will be released after 180 days.

Avoid assuming you will get everything back in case paypal play dirty.

In their T&S paypal reserve the right to hold funds if they deem they have the right to do so. Some users have had reduced balances released. Any troubles during the hold period, will see amounts taken from the held balance.

:nono:

Re: How long do Paypal hold documents for?
 

Yes that is rubbish talk - agents can lie to end the conversation

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

I heard on some radio show, that if you write into a company and request they destroy all information they hold on you. Then they have to comply, due to data protection laws. As they say they no longer wish to do business with you then they have no more need for your information.

Same as the one where you can request they send you the information they hold on you. And ask them to give good reason why they are keeping it and who has access to it.

Check out data protection.

UK
Find out how to request your personal information | ICO

OR Ireland, which is easier to understand

A guide to your rights - Plain English Version - Data Protection Commissioner - Ireland

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

If what you say is correct, should this not be the new aspkin tactic LOL?

Think about it, paypal gets limited, send em a request to get it all destroyed, open new account with all the same details, on the basis everything WAS destroyed, no link = happy bunny?

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

Do you think Paypal would really play ball like that? :FF:

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

I dont, but imagine there was a law, and if they did link your new account they would have broken the law and so you can sue them - oh that would feel so good, for all those 180 days they made me wait :P

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

I suppose it all depends on the reasons they give for holding your information.

It would be interesting knowing what information, including notes that they keep on a person.

But maybe we are all too used to hiding to consider it. I know I fit in that category. But then one day someone will come along that gives it a try and either it works or it fails.

I sort of recall there is a business law that makes a company hold some data for six years or so, but which one supersedes the other I have no idea. But I assume most of that is to do with accountancy rather than user data.

Anyone gives it a try then let us know how it works out.

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

Dear me, there are some fanatsies happening here.....

No user in their right mind would reuse info on the vague hope data is destroyed.

Sayin paypal and law in the one sentence is another fanatasy.

Work on the premise info is not deleted.

Work on the premise paypal is registered in the EU (Luxemborg) for all its critical decisions.

Otherwise look forward to grief if any of the mentioned tactics of reusing info fail

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

Seems some poeple have a misunderstood meaning of having your data removed from PayPal. The law states you can request any information a company holds about you and they must respond within 40 working days.

As for removal of your data, if you feel that the organisation or person does not have a valid reason for holding your personal details or that they have taken these details in an unfair way, you can ask them to change or remove these details.

In both cases, you can write to the organisation or person, explaining your concerns or outlining which details are incorrect. Within 40 days, the organisation must do as you ask or explain why they will not do so.

The problem you may face is that PayPal is a financial company and holds financial data on you so they will most likely refuse on grounds that holding your data will enable them to prevent financial fraud, money laundering etc and so must retain your details and so will not remove you but will offer assurances that your will not be contacted blah blah blah.

The data protection act is their to protect your data but does have some reasons for companies holding your info.

Re: PayPal limited, asking for proof of ID etc., Dont want to give it...
 

@GreenBean was just fantasising, definitely wont work. @Forcefire, you couldnt have said it better.