Re: santander to confirm Quote:
Originally Posted by ooooo.halo Dont get the two mixed up...
Bank verifys
VCC confirms
I use halifax savers with no probs though others have reported probs.
Savers are not a good as real bank accounts. They will fail the direct debit mandate but can still be withdrawn to :-) | When you mention that the DD mandate fails what are the implications of this?
For example, I want to avoid opening any further bank acc for the time being and have only a santander online saver and halifax online saver available to use. I prefer to use the santander online saver but have never tried this method as I usually use actual accounts. No actual acc's are available for now due to them being linked to my original PP acc which is long gone.
You say the online savers can still be withdrawn to but what happens? With the DD failing does this simply mean PP are unable to dip into the acc should they need to (Which we all know is something to avoid anyway). Or am I missing something?
Also, phoning the bank to ask for the code so you can verify PP - surely this may raise alarms with the bank as they may well see that this smal PP installment/code has been sent to a random name and not the original account holders name?
Sorry for all the q's, the whole online acc saver thing has got me worried. Don't want to ruin any new PP & EB acc's but also do not want to continue opening so many bank acc's.
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