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Old 07-19-2021
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Default How does MP verify? What is addressed used for?

I think there was a good post on here explaining the purpose of MP (1) increases eBay fees by 30% from 10% to ~13% and (2) helps eBay's risk management by (a) having a SSN allows eBay to ding the credit report (b) having a bank account allows ebay to dip into the bank account (c) having a physical (no po box) allows eBay to sue/serve paperwork

How does MP verify?
-I think name, SSN, and birthday all 3 have to match to one person
-Bank account has to match to person's name only

So what does the address matter?
(a) the SSN can link a person to their address (I don't think this possible at all)
(b) Ebay uses the name and birthday and SSN to search public records to very the address (this is possible, but I doubt ebay does this)
(c) Ebay checks the bank account's address (if anything, this is it, but I don't think they do that)
(d) Address is not verified or matched to any info, it's simply there incase Ebay wants to sue and serve you paperwork

Has anyone used a stealth address and everything else real and got accepted by MP?

I ask because many of us have been banned by ebay before and ebay links: name, address, credit card, bank account, phone number (last 3 are easy to change)... leaving us with same name and address. Obviously we can't use stealth name it won't pass verification. But if we can use stealth address than I don't think we have anything to worry about, eBay won't just ban accounts for having same name and all other info different

Last edited by dennistheman; 07-19-2021 at 04:03 AM.
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Old 07-19-2021
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Default Re: How does MP verify? What is addressed used for?

Welcome to the forum OP - all the best as you master stealth


Stealth address and real info for MP is how it's been done on my end (just by own experience)
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Old 07-19-2021
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Default Re: How does MP verify? What is addressed used for?

I don't understand why adress would have to match anything, people is in constant movement, specially youngers who also don't belong to high street banks but to accounts they open online (zero commissions).
Does eBay really want to lose new fresh blood or what?
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Old 07-19-2021
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Default Re: How does MP verify? What is addressed used for?

Quote:
Originally Posted by aorcat View Post
I don't understand why adress would have to match anything, people is in constant movement, specially youngers who also don't belong to high street banks but to accounts they open online (zero commissions).
Does eBay really want to lose new fresh blood or what?
eBay doesn't care...even though they should...
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Old 07-20-2021
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Default Re: How does MP verify? What is addressed used for?

Name, SSN and DOB must match. Who told you that bank name and address have to match? This is false
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Old 07-20-2021
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Default Re: How does MP verify? What is addressed used for?

I wonder... for regular people who just want to get rid of things around the house and only sell here and there... I think this MP crap is going to turn off a lot of those potential sellers.

Most people wouldn't want to give up their SSN and DOB to a private company like this.

So I'm just thinking what's going to happen to eBay 4 years from now.
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Old 07-20-2021
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Default Re: How does MP verify? What is addressed used for?

Quote:
Originally Posted by SaiJin View Post
I wonder... for regular people who just want to get rid of things around the house and only sell here and there... I think this MP crap is going to turn off a lot of those potential sellers.

Most people wouldn't want to give up their SSN and DOB to a private company like this.

So I'm just thinking what's going to happen to eBay 4 years from now.
the idea is to leave professional sellers only. regular people won't be willing to give out all the info , call ebay to get them reinstated , tolerate payout delays or refusal. I guess ebay are chasing amazon
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