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-   Credit Card Alternatives (https://www.aspkin.com/forums/credit-card-alternatives/)
-   -   KAIKU VISA Prepaid Card (https://www.aspkin.com/forums/credit-card-alternatives/50828-kaiku-visa-prepaid-card.html)

igotsuspended 09-14-2012 10:02 PM

KAIKU VISA Prepaid Card
 
If you are GC holder or USC, getting this card will give you a bank account for pp verified.
I haven't received card yet, but in my account, the card has an option to transfer money from pp to card using bank account which is associated with your card.
They have detailed instruction how to add bank and confirm with 2 small deposit amounts.

slapped 09-14-2012 10:33 PM

That card is LOADED with fees,,,Be REAL Careful,,,These Guys CHARGE you (3%) to LOAD the card EVERYTIME, thats CRAZY,,,if you make a Balance Inquiry at an ATM they charge you .95,,Thats SICK,,,If your card is Declined, they charge you .95,,that is UNHEARD of,,,and that is just to name a FEW of their fees,,,you better take a REAL GOOD LOOK at what you are getting into with that card,,there are HUNDREDS of cheaper Re-Loadable cards out there that do the EXACT same thing

https://www.kaiku.com/card/fees

igotsuspended 09-15-2012 01:07 AM

You have to read more.
They only charge 3% if you load to it by your credit card.
And only $2.95 to $4.95 via ReadyLink which is the way for most other prepaid cards.
All other fees can be avoid because online account is offered to you FREE.

GreenBean 09-15-2012 01:17 AM

Quote:

Originally Posted by igotsuspended (Post 376720)
You have to read more.
.

Have you read more?

Have you checked that this card is not listed as one of the top 5 scam pre-paid cards just in July?

Have you read anywhere its greatness for paypal?

Have you noticed lots of mention of it on this very forum for being great for paypal?

Hmmm, not sure you have read more.:nono:

Take a hint now. Responses given are to HELP your stealth business. Help you not get into harm.

Appreciate that before preaching.

:peace:

igotsuspended 09-15-2012 01:46 AM

OK, I did a search on this forum and there is NO thread about this card.
May be I was not using right word, can you show me.
I respect your contribution here, but not all of you have a good answer, IMO.

slapped 09-15-2012 01:55 AM

Quote:

Originally Posted by igotsuspended (Post 376720)
You have to read more.
They only charge 3% if you load to it by your credit card.
And only $2.95 to $4.95 via ReadyLink which is the way for most other prepaid cards.
All other fees can be avoid because online account is offered to you FREE.

I did read it, and so did you, the difference is that I have read at LEAST 100 other comparable card offers where as you have NOT, Im ONLY telling you this for your own good,,that is an EXPENSIVE Card,,,


Here are a FEW others:

Debit Cards & Prepaid Cards - CreditCards.com

igotsuspended 09-15-2012 02:14 AM

You are right, I am just newbie here.
I am also looking for cheapest prepaid card.
KAIKU and NetSpend are the first one I applied for then Walmart.
Since I don't know them, I did search here and found nothing.
It may depend on how people want to use their card.
Can you show me what is pros and cons from readydebit over kaiku?

GreenBean 09-15-2012 02:40 AM

Netspend is blacklisted by paypal. :pout:

igotsuspended 09-15-2012 02:50 AM

Thank you for that info.

yotano211 09-15-2012 03:29 AM

You do know that there is lots of banks that you can sign up for online and without any sort of fees.

I only use prepaid cards to get money out from really old limited paypal accounts. why waste a bank account for that. I withdraw or use the money on it then dump it.

slapped 09-15-2012 09:45 AM

Quote:

Originally Posted by igotsuspended (Post 376730)
You are right, I am just newbie here.
I am also looking for cheapest prepaid card.
KAIKU and NetSpend are the first one I applied for then Walmart.
Since I don't know them, I did search here and found nothing.
It may depend on how people want to use their card.
Can you show me what is pros and cons from readydebit over kaiku?

You do NOT Need me to make a comparison for you, you can do that on your own, only YOU Know exactly what it is that you are trying to acheive,,,Now that being said,,

the good thing about the Readydebit card is a 1 Monthly fee of $9.95,,and THATS IT,,,EVERYTHING is included,,whereas the Kaiku card is "only" $1.95 I GUARANTEE that you will accumulate another $10-$12 Dollars a Month on all those "Additional Hidden fees,,,

Check the other cards there are even better deals than the readydebit card

jdoer 09-15-2012 10:57 AM

I found this article about Kaiku and it seems like a legitimate company in media: Will Prepaid Cards Overtake the Debit Card? - US Business News - CNBC. Here is interesting WSJ video about them: Video - Prepaid Cards Aim for Wealthier Wallets - WSJ.com

I checked both their fee schedule + read contract and it is true what igotsuspended said: $1.95 includes everything. No hidden fees.

Slapped - why would one pay $9.95 if one gets all free $1.95? $9.95 is more expensive than banks!!!! A total rip off...

GreenBean 09-16-2012 05:07 AM

Quote:

Originally Posted by jdoer (Post 376805)
I found this article about Kaiku and it seems like a legitimate company in media: Will Prepaid Cards Overtake the Debit Card? - US Business News - CNBC. Here is interesting WSJ video about them: Video - Prepaid Cards Aim for Wealthier Wallets - WSJ.com

Yes they are legitimate.

That does not make them suitable for stealth. that was my reasoning.

After your post, it was confirmed the company will NOT ALLOW mis-match of names.
Therefore not getting any tick for stealth from me. We simply can not recommend attaching such cards to paypal for instant limitation to occur.
:juggle:

igotsuspended 09-16-2012 01:14 PM

OK, when you use your card (prepaid, debit, or credit), your name, when you signed up, will show on receipt.
Some allow mismatch of names, some won't.
So, pp charge your card, and will see your name on card.
Would they be able to catch that and compare to your name on stealth account?

SUVE 09-16-2012 02:53 PM

A PP reverse charge to your card would show the real named account holder & this will red flag this PP/EB A/C.

turkeyhunt 10-11-2012 02:14 PM

I use Kaiku and love it. However, my usage is different so I don't accumulate a lot of fees. The person is right - it all depends on what YOU are using the card for whether or not it works.

For what I use it for it works fine. I simply use it for direct deposit from pp. I then just either use the money regularly or transfer it.

THere are other cards with lower fees- but its for your own comparison on whether its better to have a monthly fee, or fees at the atm, etc.

rsot 10-12-2012 05:48 AM

How many do you use turkeyhunt?

Moegames 10-24-2012 03:06 AM

Quote:

Originally Posted by igotsuspended (Post 376706)
If you are GC holder or USC, getting this card will give you a bank account for pp verified.
I haven't received card yet, but in my account, the card has an option to transfer money from pp to card using bank account which is associated with your card.
They have detailed instruction how to add bank and confirm with 2 small deposit amounts.

It's one of the best debit cards out there imho because they only charge 1.95 per month to use it and everything else is free...they are on the most popular atm network so i guarantee you will find a atm in your area that is under this network..which in other words you will have ZERO fee's from KAIKU and ZERO fee's from the atm network..chase bank is under this network so if you see a chase atm..you will be able to withdrawal for free. Most target stores have these atm's in them...at KAIKU's website they have a map you can find all the atm's in your area where you will be able to withdrawal with zero fee's.

Also pin and signature transactions are 100% free... with all that in mind...it is a great card to use with Paypal. I do not know if it works for stealth..because i use my real name.

when i withdrawal my paypal funds to my KAIKU account..as long as i trigger the transfer before 10pm ...it will be there not the following day but the day after..so say if i do the transfer at 9pm on monday night....it will be there wednesday morning in my KAIKU account..without fail.

Most other big name banks and prepaid debit card's iv'e used..there is some kind of fee using atm's...metabank i usually get slapped with a total of 5 dollar fee or 4.50 in total atm fee's for using metabank cards or other prepaid type cards...KAIKU card..i have like 20 different atm's in my area where i can use this card at these atm's and have zero charges..awesome stuff

Moegames 10-24-2012 03:21 AM

Quote:

Originally Posted by slapped (Post 376707)
That card is LOADED with fees,,,Be REAL Careful,,,These Guys CHARGE you (3%) to LOAD the card EVERYTIME, thats CRAZY,,,if you make a Balance Inquiry at an ATM they charge you .95,,Thats SICK,,,If your card is Declined, they charge you .95,,that is UNHEARD of,,,and that is just to name a FEW of their fees,,,you better take a REAL GOOD LOOK at what you are getting into with that card,,there are HUNDREDS of cheaper Re-Loadable cards out there that do the EXACT same thing

https://www.kaiku.com/card/fees

They charge ZERO from sending funds from paypal to it though... my point with my reply and last reply is that its GOOD for legitimate paypal accounts

GreenBean 10-24-2012 03:40 AM

Quote:

Originally Posted by Moegames (Post 386779)
They charge ZERO from sending funds from paypal to it though... my point with my reply and last reply is that its GOOD for legitimate paypal accounts

Majority of users do not have the luxury of legitimate paypal accounts.

There's the rub.

:pout:


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