yep, this seems to be the new thing for all new paypal accounts. All of my new paypal accounts from the last 3 months have had this 21 day hold, and I only do off-ebay transactions, even when selling on ebay I send invoices directly to my customers. I don't know what they expect to accomplish, but this will definitely limit they're growth for new customers, therefore driving their market share down. This means 21 day holds for everything with paypal, craigslist payments, paying someone locally for a service, selling from your own site, etc... this sound like paypal shooting itself in the foot. Cash and money orders will start to rule again.
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