New verification step?

RustyShackelford · #23 09-01-2018

Quote:

Originally Posted by dachilla

I too believe that this would be against privacy laws. Could you be more specific and underlay your argument with some information regarding which government agency would provide such information to a company or individual and on what legal basis? Thank you.

It’s called a soft pull. Don’t need permission for that. And with what you are providing it’s more than enough info for a soft pull.

dachilla · #24 09-01-2018

Soft pull? That has everything to do with credit history and credit worthiness and nothing whatsoever with a government agency providing any information or confirming any information to a private entity - as indicated by you. You are correct when you say that a soft pull doesn't need any kind of permission in certain cases. It can be done by companies as well. However, such information is always provided by a company (e.g. Dun & Bradstreet) and never by a government agency. And they only provide information about the credit worthiness of a person/entity. They don't: confirm weather an ID is ⊗⊗⊗⊗ or not, confirm weather a person is living somewhere or not, weather a persons phone number or email address is correct or not. Please don't spew wrong info. Thank you.

#25 09-01-2018

They can easily run a background check on the information if they have reason to believe the information they have is fictitious.

Most reps are probably not doing this, but they probably do have the capability of doing so

dachilla · #26 09-01-2018

Quote:

Originally Posted by Beautiful

They can easily run a background check on the information if they have reason to believe the information they have is fictitious.

Most reps are probably not doing this, but they probably do have the capability of doing so

Still no answer how and where they would get these background checks from. Government agencies won't give such information due to privacy laws. What else is there? Sure they could open yellow pages or whatever. But beyond publicly available info I very much doubt they could check on anything but the aforementioned.

Especially verifying an ID, business registration or utility bill should be out of the range here. And that's what counts in the end.

RustyShackelford · #27 09-01-2018

If it’s a ⊗⊗⊗⊗ Id that is completely made up a soft pull will result in a no hit return, so yes they will know it’s ⊗⊗⊗⊗, and follow accordingly.

dachilla · #28 09-01-2018

Quote:

Originally Posted by RustyShackelford

If it’s a ⊗⊗⊗⊗ Id that is completely made up a soft pull will result in a no hit return, so yes they will know it’s ⊗⊗⊗⊗, and follow accordingly.

No, that's wrong. No return means they have no NEGATIVE credit information about the person and that's all. It will in no case confirm the identity of a person.

RustyShackelford · #29 09-01-2018

Quote:

Originally Posted by dachilla

No, that's wrong. No return means they have no NEGATIVE credit information about the person and that's all. It will in no case confirm the identity of a person.

Have you ever seen a soft pull? That’s not all they see. Also they can try to access a driver abstract, same as insurance companies need. There’s much they can do with that info if there’s a manual review.

dachilla · #30 09-01-2018

Quote:

Originally Posted by RustyShackelford

Have you ever seen a soft pull? That’s not all they see. Also they can try to access a driver abstract, same as insurance companies need. There’s much they can do with that info if there’s a manual review.

If they could do that they'd do it. It's not that expensive to request these infos... Somewhere around 5-10 bucks. First month pro seller account is deducted right away from your credit card. So if they could get ANY info on you for that amount that would be helpful to verify your identity sure as hell they would do so. You wouldn't even have to provide any docs, cuz as you state, they could know anything about you just buy request. But you are wrong my friend.

AMZ is as paranoid as it could get, so I'm pretty sure they'd invest the money to know whom they are dealing with. Why don't they do it? Well because the info that would be returned to them would not help them a dime to verify ones identity.

RustyShackelford · #31 09-01-2018

Who said they don’t? It’s done once a certain level is met and they do a manual review. That is why somenaccoutns go down for no reason at all. They claim because of blah blah blah they can not disclose their process.

dachilla · #32 09-01-2018

Quote:

Originally Posted by RustyShackelford

Who said they don’t? It’s done once a certain level is met and they do a manual review. That is why somenaccoutns go down for no reason at all. They claim because of blah blah blah they can not disclose their process.

Quote:

Please dont spew information that you are unsure of

or that is just speculation.

dachilla · #33 09-01-2018

Rusty, I have seen and read many of your posts.

It seems to me you had quite a few AMZ accounts banned. You are blaming everybody and anything for losing your accounts. Sometimes it's the legal system's fault and other times it's some account sellers fault.

On top of that you claim "yes they legally can pull up your info with a drivers license number and DOB" which in fact they can't. Google it and stop making people paranoid.

RustyShackelford · #34 09-01-2018

I had a total of 2 accounts lost in a very long time. And unlike yourself I don’t just talk out of my ass. I have worked in the finance industry, and I have seen first hand what can be pulled. Again tell me what have you personally seen, or are you just going off what you have “googled”. But believe what you want to believe.

#35 09-01-2018

Quote:

Originally Posted by dachilla

Still no answer how and where they would get these background checks from. Government agencies won't give such information due to privacy laws. What else is there? Sure they could open yellow pages or whatever. But beyond publicly available info I very much doubt they could check on anything but the aforementioned.

Especially verifying an ID, business registration or utility bill should be out of the range here. And that's what counts in the end.

I'm confused as to what the question is

If Amazon has the capability of running background checks given a birth date and a drivers license? I think yes, the most valuable company in the world has that capability.

Perhaps they are only looking up the information against public records. If nothing comes up, they deem the account high risk etc.

Are they doing it for every person that signs up? Probably not

cobaogio7 · #36 09-02-2018

gotta stay under the radar : ))

dachilla · #37 09-02-2018

Quote:

Originally Posted by Beautiful

If Amazon has the capability of running background checks given a birth date and a drivers license? I think yes, the most valuable company in the world has that capability.

I am pretty sure they can't. If the could, any company in the US would have that ability (not only the most valuable ones). Rusty is wrong. He worked in the finance industry and financial institutions CAN run such background checks (soft pulls) in order to access a consumers credit score. This process doesn't include, an examination of the legitimacy of the piece of identification.

There are possibilities to check weather a piece of identification is real or not, Holograms, Check Digits and ,much more. However, you (or Amazon) can't just go to the DVLA (or whatever the US equivalent) show them a scanned copy of a drivers license and ask them weather the license is real or not.

dachilla · #38 09-02-2018

Quote:

Originally Posted by RustyShackelford

I had a total of 2 accounts lost in a very long time. And unlike yourself I don’t just talk out of my ass. I have worked in the finance industry, and I have seen first hand what can be pulled. Again tell me what have you personally seen, or are you just going off what you have “googled”. But believe what you want to believe.

So you are telling me, you had a client, who gave you a copy or a scan of his drivers license, you went to the respective drivers license agency and asked them weather the document is true or ⊗⊗⊗⊗ and they gave you all the info you needed instead of telling you to piss off? And on top of that you didn't even have the customers consent to do so? I have to say, I'm stunned by your privacy laws.

Shassar · #39 09-02-2018

I have to agree with Dachilla here. They could run a soft pull but say that person doesn't have a credit history.. just turned 18.. never had a credit card... The pull would return that they do not have a credit history of paying back debt. A company that is going to give you a credit card, loan, car financing would use that information to determine you are a high risk borrower for financing as you have never had a large credit line extended to you hence why they will start you out at $500 credit limit not $10,000 it doesn't really have anything to do with identity. They're run through publicly traded companies Experian, Equifax, TransUnion. Still those reports do record addresses so if the address you give doesn't match up to an address on file it's slightly suspicious but you could have just moved hence why they would ask for further verification of your address such as a utility bill. I've worked in finance as well and seen a hard pull for mortages. It's a list of your accounts old and new, length of the account, if you have defaulted 30, 60, or 90 days at any point in the last 7 years. Requested accounts closed or had them closed at the request of the credit grantor. Balances on each account etc.

I'd also like to point out that Bank of America has been in the media lately for shutting down accounts they deem high risk because of an inability to verify legal status so to say there is a universal database at the click of a button to 100% verify anything about anyone is reaching and bordering on paranoia. If you completely made stuff up and they do a pull yes it's a major red flag. In that case they would probably shut down the account. I doubt they would go to THAT much trouble beyond that even if they could.

Nothingnew · #40 09-03-2018

Background checks do not give away information on your drivers license or or goverment Id information .What you all are referring too as soft checks is public records and thats only based off of your social security which not everyone even has to give too amazon,some people are not from the usa.Public records does not always update right away so any information amazon can pull off of that may not even be accurate.It would be a hit or miss on their end if they based peoples selling approvals off of that as a stand alone source.Also not to mention ,people from other countries which do not use things like social security or have open public records for just anyone to search are allowed to sell on amazon too.You dont have to register on amazon.com as a usa citizen.I highly doubt the amazon reps are taking their time to differentiate searches by the country you choose to register under.

Nothingnew · #41 09-03-2018

Quote:

Originally Posted by dachilla

I am pretty sure they can't. If the could, any company in the US would have that ability (not only the most valuable ones). Rusty is wrong. He worked in the finance industry and financial institutions CAN run such background checks (soft pulls) in order to access a consumers credit score. This process doesn't include, an examination of the legitimacy of the piece of identification.

There are possibilities to check weather a piece of identification is real or not, Holograms, Check Digits and ,much more. However, you (or Amazon) can't just go to the DVLA (or whatever the US equivalent) show them a scanned copy of a drivers license and ask them weather the license is real or not.

I agree with you .If amazon had the physical id in hand they would have alternative ways to see if it was ⊗⊗⊗⊗ .Unfortunately all they get is our scans of the id so they are limited in options to verifying.Rusty if you were able to pull such information off of someones drivers license not being a government agency then your company was doing it through non legal ways.I highly doubt your company was openly telling people how they went about doing background check or simply the clients you had didnt know their privacy rights.Trust me jeff bezo doesnt want that type of lawsuit.The only secondary option of verifying someones license or id number is going through the same system police officers use to run id or plate numbers,which would be very illegal if done for personal gain and a abuse of police power.

Ps.the equivalent would be the dmv of every state,each which hold their own laws against accessing this type of information.In my state the only way you can get information based off a goverment id alone is if you go to the dmv personally with the drivers license in hand.You cant just call and ask.

shenzhenthor · #42 09-08-2018

In florida they can enter the ID number and see if its valid.

https://services.flhsmv.gov/dlcheck/

cobaogio7 · #43 09-08-2018

I don't think they check it..I had a few Florida Account using made up docs without issues.

dachilla · #44 09-09-2018

Quote:

Originally Posted by shenzhenthor

In florida they can enter the ID number and see if its valid.

https://services.flhsmv.gov/dlcheck/

They can see weather or not it is mathematically valid. That's possible in most countries. And of course if your ID doesn't pass this test you'll be gone. So make sure it does