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  #1  
Old 12-02-2012
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Default Capital To Buy Inventory

Hello,

Does anyone know where to get capital to purchase inventory?

Thanks.
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Old 12-02-2012
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If you are worthy amazon is giving out capital...

u can take your business plan to a bank they will gladly give it to you
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Old 12-02-2012
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Your local bank
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Old 12-02-2012
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You have several options:

1. Your Bank, have a very detailed Business Plan before you apply.

2. Family, have a rich family member?

3. Loan Shark, don't pay...get leg broken or worse.
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Old 12-02-2012
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If you have some online sales already, Kabbage.com is a very easy funding source.
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How about getting working capital.

From some place that gives loans.
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Old 12-02-2012
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How is your credit history? That is important for getting loan.
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Old 12-02-2012
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To get any kind of traditional loan you will need to have a 680+ Fico score but many will require a 720. If your score is not that high, look for a cosigner or into non-tradition (very high interest) loans. Beware of all the scams.
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If you have a great score hard money is an option as well
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Perfect credit. In the 700's.
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Old 12-02-2012
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Quote:
Originally Posted by DoubleA View Post
Perfect credit. In the 700's.
???you are wrong, a perfect score is around 850.

Most people just start out small and build up from there. Its what I did, so I dont have any loans to pay off or loan sharks to worry about.
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Old 12-03-2012
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it is still EXTREMELY TOUGH to get a loan today through the banks. you can have a score of 800 but if it's only from credit card use it is basically ignored. you must always have a good balance of recent loans (mortgage, car, boat, student) to have any leverage with a bank. kabbage is a good source for quick money but keep in mind you are basically paying a 30% apr with them and the loan must be repaid within 6 months. this loan also won't help your credit score but will hurt it if you decide to stiff them. i would say the easiest way to build inventory is with a credit card. you can get rewards that will offset your interest and if you are smart with your money, you can make this credit go very far.
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my story on how i started is I got a loan from my friend for 2k at 100%interest 5 months ago because after finding this wholesale opportunity i knew i could do it and make a little money (most of the things i buy sell for 4-5x what i pay) i ending up baning my ebay and amazon with my first order and finding this site. Now i have a wholesale business that supplies 19 local retails 21 people with multiple ebays stores (i explained to each person how to one by one) also my stores so i was able to pay his loan back within 40 days and im never going to have to worry about money after that.
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You should start with the own money in your pocket, so you would be more conscious and the reality of money will be that much more important. Take a few thousand of your own money, and then take that 10 thousand you made from that, and on and on.
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Old 12-06-2012
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Quote:
Originally Posted by Futuremogul888 View Post
If you have some online sales already, Kabbage.com is a very easy funding source.
Doesn't Kabbage use your Amazon info to get your info?

In theory, if you provided Kabbage with your SSN which you need to do, couldn't it be passed back to Amazon?
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Old 12-07-2012
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Quote:
Originally Posted by Silas View Post
Doesn't Kabbage use your Amazon info to get your info?

In theory, if you provided Kabbage with your SSN which you need to do, couldn't it be passed back to Amazon?
I would love to know this too.
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Old 12-10-2012
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According to Kabbage, they will not pass your info anywhere. I wouldn't take their word for it, but there are other reasons not to use:

You must provide a SSN.

You may only have 1 Kabbage account, and it must be attached to a paypal account to make automatic payments.

This would disallow any stealth accounts because you need to reveal your real self to Kabbage. If you were to make 1 Kabbage account, and multiple amazon accounts, AWS would easily link you when Kabbage would request access on your behalf.
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