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-   -   Mismatch Bank Account (https://www.aspkin.com/forums/canada-ebay-discussions/146285-mismatch-bank-account.html)

dune 01-29-2022 10:22 AM

Re: Mismatch Bank Account
 
Quote:

Originally Posted by rsot (Post 1183384)
Card issuer could reject a charge if address for card provided by eb doesnt match up - some issuers do this but some don't

----
A friend of mine has just told me that he put a Wise virtual card and a message like this appeared on the pop up eBay window:

"Card address different than the one registered eBay"

So could eBay view the address anyhow or what's the matter?
----

rsot 01-30-2022 05:56 AM

Re: Mismatch Bank Account
 
Quote:

Originally Posted by dune (Post 1183401)
----
A friend of mine has just told me that he put a Wise virtual card and a message like this appeared on the pop up eBay window:

"Card address different than the one registered eBay"

So could eBay view the address anyhow or what's the matter?
----

I haven't tried Wise or seen this message so this is news to me

dune 01-30-2022 07:56 AM

Re: Mismatch Bank Account
 
---
Well, I can recall PayPal knowing the exact location of the bank/ branch/ village associated to the virtual cards I used to make with a spanish major bank app to confirm Paypals. They always knew the branch/ office as it was displayed in the PayPal screen, tested myself in 15 Paypal accounts. So there must be a leak somehow ...
---

Pandoras_box 01-30-2022 10:12 AM

Re: Mismatch Bank Account
 
Quote:

Originally Posted by dune (Post 1183316)
...
But eBay will see that the address in the card missmatches the one registered on eBay. (I guess they can't see the name of the cardholder). Does it work for you and they deduct negative balances or refunds/ returns from the debit (prepaid) card?, really?


Just use Revolut for refunds if you do not have enough with eBay.
You should temporarily change your revolut to match the account address to avoid any problems.

The alternate is to use any other card to purchase from yourself as a guest, but who wants to pay fvf just to get a pass to pay your fees / refunds?

dune 01-30-2022 02:37 PM

Re: Mismatch Bank Account
 
Quote:

Originally Posted by Pandoras_box (Post 1183470)
Just use Revolut for refunds if you do not have enough with eBay.
You should temporarily change your revolut to match the account address to avoid any problems.

The alternate is to use any other card to purchase from yourself as a guest, but who wants to pay fvf just to get a pass to pay your fees / refunds?

---
Revolut or any other similar online bank account. Right?

So shall we conclude that if my virtual with the major bank (it has online app) doesn't match the adress with the one registered in MP, eBay will deny the payment (refund) with the card and will try the secondary option which is the bank account?
---

calgaria 11-12-2022 10:48 AM

Re: Mismatch Bank Account
 
It is not the bank who rejects or accepts the address. Bank's AVS (Address Verification Service) returns a code to describe how good the match was. Card payment service/vendor decides, if the risk is acceptable for the payment.

Ebay and Paypal used to be very strict with the address match. My impression that after MP introduction it became less demanding. I'm not sure Ebay sees the address anymore.

https://en.wikipedia.org/wiki/Addres...cation_service

rsot 11-13-2022 10:11 AM

Re: Mismatch Bank Account
 
Welcome to the forum calgaria- all the best as you master stealth :thumb:


mon73 09-28-2025 09:53 AM

Re: Mismatch Bank Account
 
We can receive funds despite mismatched names.


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