if Paypal has problem in the past accessing your bank account for whatever reasons,technical or NSF,it will just cease accessing your bank account.
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Originally Posted by phaz0rz I'm not having that problem, but I have been noticing that Paypal has started allowing my eBay fees to be paid with my Paypal balance again. For several months after the "claim it" thing went into effect they would take the whole fee payment from my bank account without touching my PP balance. Now, they are using the Paypal balance again and only charging my bank account if I don't have enough in my PP balance to cover the total. |
it is to Paypal advantage to use your PAypal balance as there is no fee ,I used my Paypal prepaid debit card to get 1 1/2% cash rebate.
if you ebay bill is in the thousands,thats good saving,I get 1 1/2% but newbies get 1 % only
I wonder if this is what Ebay prefers,it is better for Ebay,since sellers do not file chargeback or UA when paying EBAY fees,and there is no NSF.
If NSF,Ebay would have to keep trying and trying,every NSF,the seller eats NSF fee ,putting them deeper in the hole !
they can also close the bank account or transfer fund out of the bank account if they sold nothing .
Why pay Ebay fee when you have sold ZERO
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Originally Posted by PepsiCoin you seem like a smart guy what is NSF and UA? sorry for my ignorance |
NSF is not sufficient fund,when one does not have enough $$ in his bank account to cover withdrawal.
Most banks charge an NSF fee of $25-$45,banks make a lot of money from NSF.
UA is unauthorised transaction ,when the buyer sees a charge on his credit card,he files with his issuer that it aint him making the purchase.
People live from paycheck to paycheck,some dont have a bank account as they dont have enough cash on hand to maintain a minimum balance,they go to supermarkets to pay their utility bills,but there is a fee involved.
if they buy a money order or postal order,there is a small fee involved,and then you have to but postage stamp!
Paypal friend and family comes to the rescue,parents sent $$ college students,parents sent $$ to adult children to pay rent,adult children sent $$ to elderly parents to pay for grocery,at the end of the month,that SS fund is depleted after paying rent and utilities and drug,there is hardly any food in the pantry.