Look at it this way. 10% of sale will be returned. So budget that. Dont get cocky, it will hurt you in the long run. Take it from someone who let their cocky ego get in the way.
Take the return gracefully, refund quickly, and ask for positive feedback. Not everyone is going to be shady and want a refund, but if you expect a certin number of returns, then your DSR's will be higher, you will sleep better at night, and you will still have an account. What would you rather do, lose some money here, or lose an account for months?
But if you have hundreds of accounts...
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