There are many reload-able cards that can be used but a lot will depend on how these are set up as there are loading limits applied to them under EU regulations, usually around £2k per annum.
Also there is the amount of e/b fees you actually pay that needs to be considered. Some folks here, myself included pay several hundreds and more on individual e/b accounts every month.
Obviously this is not a sustainable option with gift cards and most vcc's so p/p becomes the best option.
As with all things stealth you need to be organised, disciplined and in control of your account finances at all times. One off payments through p/p work well and negates certain risks but you need to be on top of your game at all times.
Everybody has different circumstances so you will get conflicting advice.
There is no right or wrong way of doing it you need to decide what will work best for your business model.
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