Yeah, “physical credit card and physical bank”, all real, tried all, doesn’t matter what you do, it’s just not the good time
So the issue is not the card. The only other issues left are: ID matching with bank account and verifying ID. It's possible eBay does verify ID, so maybe etsy does too.
Hey, can you please tell me more details about the cards? I can’t contact you on this forum so please leave me your email or anything that i can use to contact you, thank you so much