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  #1  
Old 09-07-2017
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Default Equifax Hacked - Say Goodbye to your Financial Lives

https://www.bloomberg.com/news/artic...lion-customers
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  #2  
Old 09-07-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

It was only a matter of time...
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  #3  
Old 09-08-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

Yeah. They should be sued for having that much sensitive data hacked. They should lose their credbility as a credit reporting agency. That is just ridiculous.

Although, China already got a lot of that info from any and most government employees.

Just gotta monitor your credit reports. Safe lock or whatever
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  #4  
Old 09-08-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

That's crazy... make sure to check your credit report atleast once a year especially now

https://www.annualcreditreport.com/index.action - you get one free a year
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  #5  
Old 09-09-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

Always be on top of your credit history.
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  #6  
Old 09-09-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

Right out of Mr Robot... hope they somehow help out the little guys with this.... one can dream
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  #7  
Old 09-09-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

@123 - Creditkarma gives you tons of credit card offers but they let you check Equifax and Transunion as many times per year as you want. I've been using them to monitor my score as I'm building a credit history.

@Everyone else - https://www.equifaxsecurity2017.com/potential-impact/

I highly recommend any of you on here with a SSN go to that page and check to see if your information was compromised. Mine was. Screw you Equifax. I never liked you guys anyway.
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  #8  
Old 09-09-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

Equifax is offering free credit repair for this. If you except the offer it disqulifys you from a class action lawsuit if there is one.

DO NOT EXCEPT EQUIFAX OFFER FOR FREE CREDIT MONITORING AND REPAIR...

Edit: according to what James McDonald said on his talk show.

Last edited by nate; 09-09-2017 at 01:20 PM.
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  #9  
Old 09-09-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

Quote:
Originally Posted by nate View Post
Equifax is offering free credit repair for this. If you except the offer it disqulifys you from a class action lawsuit if there is one.

DO NOT EXCEPT EQUIFAX OFFER FOR FREE CREDIT MONITORING AND REPAIR...
Are you sure? I've seen two separate statements on the Equifaxsecurity2017 site now that appear to suggest the contrary. I say "appear" because I'm not a lawyer, but this is what it says:

https://www.equifaxsecurity2017.com/
Quote:
Originally Posted by Equifaxsecurity2017.com
2). NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT
In response to consumer inquiries, we have made it clear that the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms of use does not apply to this cybersecurity incident.
https://www.equifaxsecurity2017.com/...ked-questions/
Quote:
Originally Posted by Equifaxsecurity2017.com;
Do the TrustedID Terms of Use limit my options related to the cyber security incident?

The arbitration clause and class action wavier included in the TrustedID Premier Terms of Use applies to the free credit file monitoring and identity theft protection products, and not the cybersecurity incident.


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  #10  
Old 09-09-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

I'm not sure, I didn't read it.If I did I probably wouldn't understand it. I heard Dave Ramsey talking about it on his show.

But before that I saw the offer on their home page.

It sounds right to me though. I've been screwed like that twice. Once by AT&T back in 1999. I excepted a free 1,000 mins which kicked me out of the free nights and weekend contract I was grandfathered in on back when my cell bill was more than my rent.

Then chevy got me like that in 2012. They had a offer where you could buy a new car and return it within 30 days. They offered $1,000 off frees. By taking the offer I got stuck with the car.

Last edited by nate; 09-09-2017 at 04:44 PM.
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  #11  
Old 09-09-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

Quote:
Originally Posted by nate View Post
Equifax is offering free credit repair for this. If you except the offer it disqulifys you from a class action lawsuit if there is one.

DO NOT EXCEPT EQUIFAX OFFER FOR FREE CREDIT MONITORING AND REPAIR...

Edit: according to what James McDonald said on his talk show.
I ment Dave Ramsey's talk show.... Not James McDonald. No idea what I was thinking....

https://youtu.be/BcbkSY-AZZw
Go 2mins 50sec into video

Last edited by nate; 09-09-2017 at 05:03 PM.
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  #12  
Old 09-10-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

Wonder if Equifax Canada is also affected (separate country service)...
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  #13  
Old 09-10-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

Quote:
Originally Posted by nate View Post
I ment Dave Ramsey's talk show.... Not James McDonald. No idea what I was thinking....

https://youtu.be/BcbkSY-AZZw
Go 2mins 50sec into video
I didn't check the link (busy at the moment) but I'm willing to bet that notice I posted from the main page was put out after the talk show segment.

In response to consumer inquiries, we have made it clear that the arbitration clause...

Anyway, thanks nate, now I don't know what to do.
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  #14  
Old 09-10-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

Geez, thanks equifax...
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  #15  
Old 09-10-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

Quote:
Originally Posted by aspkin View Post
Geez, thanks equifax...
Searching the dark net for my SSN + CC info as we speak.

But really what can I do if I find my info? If I react by changing all my banking info I'll lose the ability to withdraw from all my Paypals. I guess I could request a new SSN but that would be just as much of a hassle with 3 business registrations to update afterwards.

I hate lawsuits but there's no excuse for Equifax's total lack of Opsec. I'll be hopping on board the class action bandwagon ASAP.

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  #16  
Old 09-14-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

I haven't had good credit in 16 years . . . I try to fix it and then **** happens so I gave up trying. it sucks sometimes but it's a lot less to worry about.
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  #17  
Old 09-15-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

Quote:
Originally Posted by phaz0rz View Post
Searching the dark net for my SSN + CC info as we speak.
lol, same here......
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  #18  
Old 09-15-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

Some Canadians were also affected by this, they're just taking more time to release info
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  #19  
Old 09-16-2017
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Default Re: Equifax Hacked - Say Goodbye to your Financial Lives

Quote:
Originally Posted by shad0wd0wn View Post
Some Canadians were also affected by this, they're just taking more time to release info
Some initial release from CAA about 10k Canadians being affected...
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