rent vs mortgage

[yankee]

Originally Posted by agent006140

Ukraine has been used as a punch bag,I feel very sad of what happened to the UKrainians

It has been forever. I hope when this settles it is a stable place for the citizens.

[agent006140]

There is inflation everywhere,in Turkey,there is a bakery which makes a special cake,if you place an order,you will have to give them money first to buy the flour.
Our local auto repair shop no longer accept personal check and ask if you would be kind enough to pay a 50% advance before they order the part.

[murdered_by_ebay]

Originally Posted by yankee

I could go on for hours but to make it short, USA/Biden administration is expanding NATO and waging a war against the east.
Reasons are not remotely clear to me and I haven't herd a reason that make sense yet.
What the USA is doing in Ukraine is extremely dangerous.

the reasons are crystal clear , there is no way the US can take out Russia and China combined. so they decided to take out Russia first and use it's territory and resources to take down China later

[murdered_by_ebay]

Originally Posted by agent006140

Ukraine has been used as a punch bag,I feel very sad of what happened to the UKrainians

they had it coming though

[rsot]

Originally Posted by agent006140

There is inflation everywhere,in Turkey,there is a bakery which makes a special cake,if you place an order,you will have to give them money first to buy the flour.
Our local auto repair shop no longer accept personal check and ask if you would be kind enough to pay a 50% advance before they order the part.

Special orders have long been asked for down payment/partial beforehand

[agent006140]

Originally Posted by rsot

Special orders have long been asked for down payment/partial beforehand

But not for a CAKE!!!!!!!WHICH is that bakery's specialty!
My local auto repair shop looks nervous when I said I will pay by personal check,I figure he must have enough rubber checks,and now,no more PERSONAL CHECKS,so he is accepting credit card,who is going to bring him a few thousand dollars worth of cash ?

[rsot]

Special cake - maybe if a big one like for wedding or grand occasion - I have seen it

[agent006140]

it is just ordinary cake which this bakery is known for,but the order is slightly larger than average,like instead of one or two,the customer wants 3-5 .
Back to good old USA,more and more services said they dont accept personal check,one renter said his landlord does not take personal check,only money order,cashier check

[rsot]

Personal checks have long been phased out from many places in Canada in comparison :(

[agent006140]

Originally Posted by rsot

Personal checks have long been phased out from many places in Canada in comparison :(

then the merchant will have more credit card payments ,you can build the fee into your asking price,but not always.
and if a customer pays cash ,the merchant may need to install a machine to make sure they are not counterfeit.
Or use a bank issued debit card.

[rsot]

Lot more emphasis on cash or debit use for many smaller businesses - credit accepted but some merchants will add the fee of cc payment on to the sales price

[agent006140]

Originally Posted by rsot

Lot more emphasis on cash or debit use for many smaller businesses - credit accepted but some merchants will add the fee of cc payment on to the sales price

The consumer can report to MC,VISA if retailer is charging a fee if he uses his credit card,unless the retailer built it into the asking price of merchandise or service.
This is a headache for dollar store,customer uses his credit card for a $1 item!

[rsot]

Originally Posted by agent006140

The consumer can report to MC,VISA if retailer is charging a fee if he uses his credit card,unless the retailer built it into the asking price of merchandise or service.
This is a headache for dollar store,customer uses his credit card for a $1 item!

Ease of use vs. carrying cash around

[agent006140]

A friend of mine works for a doctor's office,she said some patient would even bounce a $3 check.
You know how much NSF is?

[rsot]

Originally Posted by agent006140

A friend of mine works for a doctor's office,she said some patient would even bounce a $3 check.
You know how much NSF is?

NSF varies from bank to bank - anywhere from $20 to $40 - crazy to bounce a $3 check

[agent006140]

In US,it can go to $55.