How much do yall pay for Health Insurance?

[Kajunrook]

Originally Posted by Canadianleaf

I may move to the USA in the future (Michigan). Curious on what everyones experience is with health insurance and how much you pay. As it stands if you are employed by someone you are likley covered from your employer, but since most people here are self-employed im sure most will being paying for private coverage.

For a family $1200 a month for any kind of decent coverage.

[agent006140]

People in this country are very obsessed with health insurance,they walk around and say I dont have any health insurance like it is a death sentence.
I have health insurance,when was the last time I file a claim
if you are young and healthy,find one with a high deductible with a reputable provider,when doctors find out you will be paying the visit yourself due to high deductible,he would give you a discount .

[agent006140]

if you are young and healthy,why not opt for high deductibles and co -pay,save those pennies for later.
Like you ,I pay plenty for my helalth insurance,but when was the last time I submitted a claim?
But insurance is all about pooling of risks,our premiums are used to help those who need

[rsot]

Originally Posted by agent006140

if you are young and healthy,why not opt for high deductibles and co -pay,save those pennies for later.
Like you ,I pay plenty for my helalth insurance,but when was the last time I submitted a claim?
But insurance is all about pooling of risks,our premiums are used to help those who need

Might be overdue for a claim?

[agent006140]

overdue for a claim?
cabin fever !

[rsot]

Originally Posted by agent006140

overdue for a claim?
cabin fever !

There ya go treatment wanted

[Guguta]

Originally Posted by SeaG1ant

I pay for my health insurance around $500. I think it’s a waste of money, cause I don’t get sick so often and unpredictable situations like breaking a leg or arm never happened to me. The amount it’s too high, and many can’t afford it. I am thinking not to pay anymore, tough I am afraid of some punishments and penalties. Recently, I found some tips how to avoid high price of health insurance. The first one is to stop smoking. You can be charge more than 50% of the plan if you are an active smoker. The second one is to trade up the health insurance. The third one is a constant improvement of health with vitamins and food supplements: alphawolfnutrition.com.

I also pay a lot for my insurance! I am quite strong and don't get sick so often, then why I need it?
BTW: I heard about these supplements. Good choice!

[agent006140]

Originally Posted by Guguta

I also pay a lot for my insurance! I am quite strong and don't get sick so often, then why I need it?
BTW: I heard about these supplements. Good choice!

thats for in case you do need it,then you dont spend the whole sum.
raise your deductible
I have flood insurance,I think I will discontinue it next year

[Anna1234]

I pay a little less than €100 a month. I could lower it if I wanted, but that would limit my choice in hospitals for non-acute treatment, something I don't want.

[Canadianleaf]

Originally Posted by tinsoldier

You just know there's a spammer afoot when threads like this get bumped......

Yup, his name is RSOT we are aware

[Canadianleaf]

I dont have health insurance. There are short term (6 month) plans available but I have not gotten to it... ill stay uninsured for now just hope I dont get cancer or something.

[agent006140]

I found folks so obsessed with having health insurance,like if you dont have it,it i s like kiss of death.
In many societies,folks dont have health insurance,they have savings,doctors accept CASH !
How many of us are going to have cancer,TB,Aids,?
stay healthy,eat more fruits and veggies,esp veggies and stay away from tobacco,alcohol and VAPING

[sax4]

Americans especially are paranoid when it comes to health issues. America scares them into into not even travelling overseas "What would happen if...." they often are like walking pharmacies when they do travel

I just came back from the Urologist here in Eastern Europe. $20 for an examination. He saw me on the same day, no waiting list. The guy was old school, was using a Typewriter

[agent006140]

Originally Posted by tinsoldier

Delightful. Does insurance in the US cover attempted suicide too then???

I dont think so.
But if you strap a bomb on yourself and blow up an Israeli .your family gets US$30k .

[agent006140]

BACK IN 2000,there is a woman who married well,she married the son of a prominent senator,he is in the real estate business.
They sided with Clinton and particpate in many Clinton fund raising events and she volunteered her time.
Then his business faltered,the day she went to the White House to ask Clinton for a job which pays,is the same day her hubby drove up a hill and shot himself in the head.
His company has a life insurance on him and she is the beneficiary.
She was able to hide the proceeds from his creditors with her daughter,so it seems insurance co will pay despite his suicide.

[Logarius]

I pay from $700 a month for health insurance, and that's quite a comfortable cost for me. First of all, it includes a dentist, therapist, surgeon, and other necessary doctors for a month. I go to the dentist every month and only pay extra for services that are not included. Recently, I am also paying extra for covid insurance, which is also health insurance and costs from $200 (depending on the length of the policy and the range of services included)

[agent006140]

$700 Canadian dollars per month,I thought Canada has national healthcare?

[yankee]

Originally Posted by agent006140

$700 Canadian dollars per month,I thought Canada has national healthcare?

Wealthy people don't want bottom barrel health care.

[agent006140]

you mean wealthy people are not under National healthcare?
Or they just decide to pay out of their own pockets ,as they are tired of waiting or want better care?
I understand some will come to USA and pay themselves

[rsot]

Originally Posted by agent006140

$700 Canadian dollars per month,I thought Canada has national healthcare?

National healthcare, yes but the waiting period and other logistics can be annoying. Paying out of your pocket for the private fee-for-service health care providers makes the process quite quicker

[agent006140]

Here in USA,we have Medicare and Medicaid.
Neither of them pay doctors much,some doctors who do well serving patients who have private insurance policy wil say we dont take any new Medicare patients. and they sure dont take Medicaid.

[agent006140]

Originally Posted by yankee

Wealthy people don't want bottom barrel health care.

we have more and more foreign doctors now-the last time I saw an American doctor ,must be 15 years ago?