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  #1  
Old 08-06-2021
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Default Anyone know how I can meet spending minimums for credit promos?

Anyone know of a good way to meet credit minimums for credit cards.


I have no bills that would even cover it. I have to spend about 20k in 3 months and have no idea how to do that. Any ideas?
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Old 08-07-2021
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Default Re: Anyone know how I can meet spending minimums for credit promos?

Get yourself a girlfriend and give them to her. Problem solved.
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Old 08-07-2021
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Default Re: Anyone know how I can meet spending minimums for credit promos?

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Originally Posted by Hank View Post
Get yourself a girlfriend and give them to her. Problem solved.
Morning chuckle
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Old 08-07-2021
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Default Re: Anyone know how I can meet spending minimums for credit promos?

Postage always does it for me.

I just signed up for WF's new 2% cash back on everything card. They offer a bonus of $200 if you spend $1k or more in the first three months. Within a few days of linking the new CC to my postage account I'd already passed $1k thus qualifying for the bonus.

I guess invoicing yourself and then using your CC to pay would also work but you'd be losing ~3% in transaction fees.
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Old 08-07-2021
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Default Re: Anyone know how I can meet spending minimums for credit promos?

look up flyertalk or other forums for CC promos

buying/returning jewelry at costco in the 3-5K range, which they give you a check for, which you can deposit into your account

You could add your card on paypal and send friends/family money but the fee would be 3-5%

Not sure if any of those still work, I never did em
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Old 08-07-2021
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Default Re: Anyone know how I can meet spending minimums for credit promos?

Have some dealers to spending these money at rates. For example, dealers pay 20k in 3 months but only repay 17-18k to you. You will lost 2-3k but meet credit minimums. it's up to the deal.
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Old 08-07-2021
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Default Re: Anyone know how I can meet spending minimums for credit promos?

buy something at Tiffany and return it,saying girlfriend does not like it or break up the engagement
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Old 09-10-2021
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Default Re: Anyone know how I can meet spending minimums for credit promos?

You can use credit/debit card to top up some investment accounts.
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Old 09-11-2021
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Default Re: Anyone know how I can meet spending minimums for credit promos?

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Originally Posted by qwrty76 View Post
You can use credit/debit card to top up some investment accounts.
True point
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Old 09-13-2021
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Default Re: Anyone know how I can meet spending minimums for credit promos?

There is a whole subreddit on the practice: https://www.reddit.com/r/churning/wi...ured_spending/
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Old 09-13-2021
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Default Re: Anyone know how I can meet spending minimums for credit promos?

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Originally Posted by qwrty76 View Post
There is a whole subreddit on the practice: https://www.reddit.com/r/churning/wi...ured_spending/
Interesting link - thanks
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