well. if you get a credit card, vcc is generated when you log in online check your account balance. vcc can be little as 1 dollar, i think, as short acting as, a 2 month away expiration on the card.
it still has your real, name, but i checked against here and that has nothing to do with verification on pp. only address/ zip, which like most normal bank accounts, you can change online withoth ever talking to someone, if you give it a day or to set.
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