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Payment Processing Discuss payment processing with PayPal, Stripe, Authorize.Net, Bitcoin and other processors for your products and services.

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  #1  
Old 10-21-2009
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Default I need cc processing advice.

I currently sell on two web pages a friend of mine hosts for me.
I advertise in google, msn, and yahoo.
I currently use ccnow as my way for ppl to pay w/ credit cards and pp.

I currently have over 12g's in ccnow and am praying it'll be disbursed when it's supposed to be. (in about 2 weeks) I have had an acct. w/them for over a year and have never had any trouble in the past, but have never done this much volume before. (or sold this item(s))

The only problem I have is waiting weeks to get paid. I'd like to put another type of cc processor on my web pages that will allow me to get paid a lot quicker.

Anyone know of who I could use?
or, if you need more info from me, please ask.

tia
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Old 10-22-2009
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There's lots of online payment systems. Moneybookers might be the best for sellers, but it's work to signup with for buyers.

Google checkout and 2checkout are bad because they steal your money by refunding all your payments to all your customers you've ever had when they have an issue.

You could get a merchant account but their fees often are more than CCNOW unless you do 12gs a month.

PayPal is inexpensive but they'll freeze your funds forever and they'll stalk you like crazy.

If you want to do echecks, go to Noca: Transact Freely and they're the best echeck service right now.
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Old 10-25-2009
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I have a merchant account and the fees are about half of what CCNow is. I get the money 2 days after I was paid. The only thing I don't like about a merchant account is the minimum payment per month ($15), so even if I don't sell anything, I still owe $15. If you are selling stuff every month, I would go with a merchant account.
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Old 10-26-2009
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You just need a merchant account like Merchant Plus.

Really any Authorize.net merchant service provider will do for you.

Then just link that up to what ever checkout system you have. Most shopping carts work well with Authorize.Net.

You shouldn't have any problems with CCNow though.. remember eBayHateLuv? She moved a lot of money through them.. much more then you without an issue.
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Old 10-26-2009
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read pm sir
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Old 10-28-2009
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Default .

I just sent my application into MerchantWarehouse.
They basically will set me up with Authorize.net.
After that I will then need to pick a shopping cart.
Any suggestions?
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Old 10-28-2009
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I am thinking about using the godaddy shopping cart.
it works w/ authorize.net and it's cheap!
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