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Re: Please Help PayPal taking money from bank!
 

This is why you need multiple active accounts, spreading sales and not putting all your eggs in the same basket. That way if one goes down, at least you can continue sales on your other accounts. For every account you lose, start a new one.

Re: Please Help PayPal taking money from bank!
 

I agree but when I first started this account I was selling slowly and had just had a baby and he had some needs that I couldn't devote the time to do multiple stealth accounts. I've done it before but it wasn't feasible at the time. I'll be doing this now.

Re: Please Help PayPal taking money from bank!
 

That's sad, having $4k tied up six months is no fun. Hopefully they will let you take it out after 180 days. Many people reporting that PayPal is now requiring ID verification before they will allow you to w/d even after 180 days are up.

Yea, start over. You can't safely use that EB account anyway with another PP long term.

Good luck.

Re: Please Help PayPal taking money from bank!
 

Thanks nick

Re: Please Help PayPal taking money from bank!
 

I dont know how people can do pre-sales without getting hammered. For one your not shipping anything out obviously b/c its not available yet. That sounds like trouble in Pay pals eyes.

Re: Please Help PayPal taking money from bank!
 

Yeah it's probably untenable unless you have a legit account and they approve it beforehand. Although with PayPal nothing is ever guaranteed.

Re: Please Help PayPal taking money from bank!
 

Cryptocurrencies are guaranteed...just saying...
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Re: Please Help PayPal taking money from bank!
 

How so? :boink:

Re: Please Help PayPal taking money from bank!
 

I'm not really familiar with cryptocurrency - is it like bitcoin or something else?

Re: Please Help PayPal taking money from bank!
 

PayPal was taking money "willy nilly" from the OP's bank account. This is PayPal's way of recovering money they seem entited to.

Unfortunately in the world of e-commerce, there is potential for fraud by both buyers and sellers. PayPal is in the middle of these transactions and will seek recourse if there is a dispute/chargeback.

Empirestate is simply stating his approval for cryptocurrency in general which is one way to prevent the shenanigans of PayPal, or any other third party payment processor. The fact is, just about any payment method with the exception of cryptocurrenies can be reversed.

For example, once you pay someone for a product/service with Bitcoin, it's done. Over. No chargebacks or disputes. Those payment cannot be reversed. This however present a potential problem IF the buyer feels they were screwed on a deal. There would be no recourse.

Re: Please Help PayPal taking money from bank!
 

Right - I'm not sure how many buyers would be agreeable to paying via bitcoin because of the lack of recourse. Hopefully in the future it will be more accepted by the general populous because obviously paypal is only one player in the huge time bomb usury scheme which is our current banking system.

Re: Please Help PayPal taking money from bank!
 

In a perfect world we would all trust each other when making deals, but there is a lot of fraud out there. Any entity dealing with moving money has to deal with risk and fraud. PayPal has this down to a science, and it's all a numbers game to them.

Re: Please Help PayPal taking money from bank!
 

Haha just to add insult to injury ebay just emailed me to let me know I can now list 65,000 a month wtheck?

Re: Please Help PayPal taking money from bank!
 

lol... those basterdz!

Re: Please Help PayPal taking money from bank!
 

Oh, those dumba$$es!

Re: Please Help PayPal taking money from bank!
 

Do y'all think if I petition eBay to remove the two negative feedback I just got for refunding the buyers they would do it? I just don't understand how a buyer is allowed to leave negative for a item that was refunded to them!

I got a very nasty email too from a lady who is claiming I refunded her then took money out of her bank account?? How on earth does she suppose I did that? I showed her the refund confirmation on my side and she said I was full of sh*t. Her exact words. I told her to contact PayPal.

Re: Please Help PayPal taking money from bank!
 

And one said '⊗⊗⊗⊗ items do not buy'!! My items are NOT ⊗⊗⊗⊗ I doubt there's even a ⊗⊗⊗⊗ market, plus the items were never shipped so how could they say I sell ⊗⊗⊗⊗ items??

Isn't this like, retaliatory or something? Does eBay allow this?

Re: Please Help PayPal taking money from bank!
 

As you will learn, eBay is full of fun characters, and some of them at time will make your blood boil.

There's an old saying: "You can never win an argument with an idiot"

The best thing to do as hard as it is to accept is to simply remain professional in your communications. Try not to argue, or get into a pissing match with your buyers. Just be nice, yet firm. If it ever comes down to a dispute with your buyer, what you write in eBay messages will be looked at by eBay's staff and may reflect on you.

As far as negative feedback is concerned, you might want to simply contact those buyers you already refunded and ask them if there was anything else you could have done, and ask "nicely" if they would be willing to change their review. You are allowed to send so many fb revision requests, so might as well try.

Unless the feedback left is in clear violation of EB's feedback policy, getting it removed may prove to be futile.

Re: Please Help PayPal taking money from bank!
 

So you wanna lie to the bank? Sounds unwise

:ballchain:

Re: Please Help PayPal taking money from bank!
 

What are you on about? I did NOT authorize those withdrawals from my bank - it's not a lie. I had a large amount in paypal to refund those buyers, and there is still money in there.

Re: Please Help PayPal taking money from bank!
 

I think he meant that if you tell the bank it was "Unauthorized" that means to say you did not setup ANY relationship or prior agreement with PayPal.

I know it wasn't your intention to "authorize" those payments as PP reached into your bank without your approval, however you did agree to their User Agreement by using their service and that gave them the legal authority to do so, like it or not.

I'm not on PP's side here by no means, but I'm talking from a legal standpoint. There are other senior members of this forum who could chime in on this topic.

Yes, PayPal can be sneaky, but they hide and will protect themselves with that UA every time.

Re: Please Help PayPal taking money from bank!
 

Well my bank luckily doesn't care about their crappy user agreement - if they break the bank's rules then the bank will reverse the charges. Which they did. And I told the bank exactly what happened, I didn't say I had no agreement with them at all.