Using merchants like CCNOW allows you to accept Paypal without actually having a paypal account, so it doesn't matter how much Paypal would like to limit you, they won't be able to.
If your account is not pre 11/2007 then you'll need 3 months and 100 feedbacks before you can use a merchant account. You can either
1) Put in a real paypal address, but put in your auction TO WAIT FOR YOUR INVOICE so they pay through CCNOW. They'll be able to pay through Paypal the same, and if they're too quick and pay via paypal right away, refund them and tell them to resend you the payment through the checkout of your cart manager (whatever it is). If eBAY finds out what you're doing, you'll probably be suspended
2) Use paypal until you satisfy criteria for merchant account linking and hope paypal doesn't hit you with SSN
3) Sell through eBAY.ca using a Canadian paypal account. You don't ever get SSN limitation with Paypal.ca and you can add a US bank account to withdraw your funds to.
Hope this helps
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