Welcome to the forums - as for your first assumption judgedrew, "no matter what" - all pa yp al accounts CAN become limited but some do not - how they do so is a matter of risk + other stats + net savvy.
As for your problem, if you have been hit with limitation there is no way around it except 2 methods: 1. you call up pa yp al and try to chat your way out (low success rate but has been done RARELY) or 2. you provide the documentation (much better success rate).
For stealth accounts, you get creative and provide the docs. All the best.
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