Credit union didnt accept the micro deposits

[Bigcheeze45]

Ok,so I opened a new ebay/pp awhile back to have on standby. I used a local credit union as bank but they didnt accept the micro deposits I'm assuming cuz theres no bank listed in my paypal now. I tried resubmitting the info and it dont take it. Is this account toast or can I just use a different bank?

[phaz0rz]

You can use a different bank.

[yankee]

How long did you wait for the micro deposits to go through?

Are you sure the routing and account number are accurate?

It is very rare for a credit union to not accept a deposit and if they did not, normally they would let you know why.

[nickopedia]

Some credit unions don't like mismatched deposits.

I once had a share Checking Account closed PayPal sent the micro deposits. It was Golden One Credit Union in California.

[Bigcheeze45]

I waited the 2 days and checked..nothin. Next day..nothing. Re entered routing and acct number because pp showed no bank and it wont take the bank. It's no big deal as long as I can add a different bank. Got no notifications from paypal so..
Oh ,and I checked transactions on the credit union account and there ain't none. Not even after wks

[agent006140]

WHAT IS THEIR ROUTING NUMBER,ACH is for members of the Fed Reserve system,you can check their routing number on Fed site,credit union is not a bank,it could be using a bank to clear payments

[phaz0rz]

I would double check the account number you used. They can be confusing with CU's.

[bman707]

Ya credit unions are usually no problem I would check the numbers again it can get confusing with the numbers sometimes like phaz said I’ve never had a problem with a credit union

[Kajunrook]

Originally Posted by Bigcheeze45

Ok,so I opened a new ebay/pp awhile back to have on standby. I used a local credit union as bank but they didnt accept the micro deposits I'm assuming cuz theres no bank listed in my paypal now. I tried resubmitting the info and it dont take it. Is this account toast or can I just use a different bank?

Well my bank took it but it showed up, I called them and they said yeah, 5 cents and 11 cents, another bank it showed up as one for 21 cents, when I called they said 10 cents and 11 cents, Sometimes Banks be stupid

[kinsey]

Only credit union I've tried so far hasn't accepted mismatched names. Safe 1 California. Bank of A and Capital one have been great.

[Bigcheeze45]

When I entered the numbers in pp it did show the right credit union. I'm really not worried about it too much. I can add a different bank then I'm good. I do appreciate the knowledgeable feedback though.

[agent006140]

not all credit unions are created equal,did you say it is a small union,1500 members????

[Bigcheeze45]

I'm not really sure to be honest. They must be pretty small cuz I had to physically go there to make the initial deposit. They wouldnt do it online. Should have been an indicator..lol

[phaz0rz]

I was only saying to double check the account number you used because it sucks to waste a bank account and credit unions can be funny about the format of their account numbers. To me, at least worth looking into, but ultimately your choice lol.

[bman707]

Right phaz my bank said if it doesn’t accept the s make it a 5 so I totally get what your saying

[Bigcheeze45]

Oh I'm totally with ya. It's a pain opening and closing bank accounts. I'll try again but last time I did it wouldnt take it at all. I was just guessing cuz it showed everything the first time and said about the deposits

[agent006140]

if you tell us the name of the credit union and its routing number,I can take a look

[Bigcheeze45]

Cross valley federal credit union Routing Number231386881

[agent006140]

https://bank-routing.org/231386881-c...routing-number
cant see why it does not work,but every now and then someone will complain they did not see the Paypal deposits in their bank account?