PayPal Perma Limited. 48k Gone at 175 days

[agent006140]

Originally Posted by Phage

The first account was able to process a million. I already did 5-time verifications on first PayPal and second PayPal. The business was approved by PayPal with the hardest verification like asking buyers if they are happy with the product. Unless you had 10 buyers who PayPal sent a survey and all replied back how satisfied they are, your fund will be on hold forever and Perma Limited in 1 month. I passed that as well. Verification like id, suppliers invoice, business info, proof of delivery/transactions, etc.. are the easy parts.

if you are doing millions on your own website,you should get a merchant account to process credit card,it would be cheaper.unless you are seling something banks dont want to do business with you

[Pandoras_box]

Originally Posted by Phage

The first account was able to process a million. I already did 5-time verifications on first PayPal and second PayPal. The business was approved by PayPal with the hardest verification like asking buyers if they are happy with the product. Unless you had 10 buyers who PayPal sent a survey and all replied back how satisfied they are, your fund will be on hold forever and Perma Limited in 1 month. I passed that as well. Verification like id, suppliers invoice, business info, proof of delivery/transactions, etc.. are the easy parts.

https://www.paypal.com/us/webapps/mpp/ua/acceptableuse-full

PayPal AUP approval process is for products/services and activities within your business.
Otherwise, folks would be able to 'register' a business selling canisters of refrigerants with Paypal and then start offering cryogenically frozen babies just after approval.

My bet is you did NOT apply for AUP approval and did NOT get one. Had you done that, all you'd need to do now is present the approval documentation that was presented to you and your money will be remitted. You don't even have to call Saul.

Scenario two is that you did, but the product or service has been booted from AUP approval. You would have been sent an update to your email, but you did not read it.

One more possibility is that you added a product or service that needed approval but did not update your approval to cover that product.

You weren't caught sleeping. You walked off a cliff with your eyes open.

[HungeringCold]

Originally Posted by rsot

Oh man - 160k...really rough to hear...any reason why that amount was allowed to build up so much in PP? If you're declaring profits and taxes...you need to seek business lawyer for what the amount is worth...

Well the why's don't really matter much anymore, but if you're curious, it's because I had a certain amount of faith that a major company such as them won't commit an act that a regular person would land in prison for. Also, their absurdly aggressive policy seems to be fairly recent. I've used their service for many years and if there was any issue whatsoever, an account manager of sorts would just call me and have a civil conversation with me and we would resolve things. But as of now it seems they will just steal your money and only send you vague, automated responses.

[HungeringCold]

Originally Posted by Pandoras_box

https://www.paypal.com/us/webapps/mpp/ua/acceptableuse-full

PayPal AUP approval process is for products/services and activities within your business.
Otherwise, folks would be able to 'register' a business selling canisters of refrigerants with Paypal and then start offering cryogenically frozen babies just after approval.

My bet is you did NOT apply for AUP approval and did NOT get one. Had you done that, all you'd need to do now is present the approval documentation that was presented to you and your money will be remitted. You don't even have to call Saul.

Scenario two is that you did, but the product or service has been booted from AUP approval. You would have been sent an update to your email, but you did not read it.

One more possibility is that you added a product or service that needed approval but did not update your approval to cover that product.

You weren't caught sleeping. You walked off a cliff with your eyes open.

I am sorry but a single obscure page, doesn't excuse them to steal someone else's money. Paypal is not a court, and if there's no order from a judge then how can they just do as they please? So if you get sued for copyright infringement for one of your products at one point in time, why should Paypal suddenly have the authority to just decide how they want to take from you? I am clearly not a lawyer but that sounds insane to me. I did actually get a response from Paypal and they mentioned they can deduct 2500 USD for violating the AUP, but can also take other actions. It read like an automated response to be honest. They simply won't tell you what they're trying to do with your money, seemingly they just hope that you'll forget about it.

[Pandoras_box]

PayPal has made its terms clear: Using our service, you can do AB&C but not XYZ. If you're unsure, contact us and ask. But if you violate these terms, we would keep your money. Don't like it? Use another service!

OP agreed to the following terms:

“Actions We May Take if You Engage in Any Restricted Activities
If you use your PayPal account primarily for the purposes of your trade, business, craft or profession and you violate the Acceptable Use Policy, then:

in addition to being subject to the above actions you will be liable to PayPal for the amount of PayPal’s damages caused by your violation of the Acceptable Use Policy;
you acknowledge and agree that USD 2,500.00 (or the prevailing equivalent in the currency of the country in which you reside) per violation of the Acceptable Use Policy is:

What's insane is folks agreeing to the terms, breaching the same and then obscuring aspects of the story on here.

Whether or not PayPal is morally or ethically wrong about this, why would anyone not act proactively to protect themselves, especially when they're selling something that bothers on AUP?

[HungeringCold]

Originally Posted by Pandoras_box

PayPal has made its terms clear: Using our service, you can do AB&C but not XYZ. If you're unsure, contact us and ask. But if you violate these terms, we would keep your money. Don't like it? Use another service!

OP agreed to the following terms:

“Actions We May Take if You Engage in Any Restricted Activities
If you use your PayPal account primarily for the purposes of your trade, business, craft or profession and you violate the Acceptable Use Policy, then:

in addition to being subject to the above actions you will be liable to PayPal for the amount of PayPal’s damages caused by your violation of the Acceptable Use Policy;
you acknowledge and agree that USD 2,500.00 (or the prevailing equivalent in the currency of the country in which you reside) per violation of the Acceptable Use Policy is:

What's insane is folks agreeing to the terms, breaching the same and then obscuring aspects of the story on here.

Whether or not PayPal is morally or ethically wrong about this, why would anyone not act proactively to protect themselves, especially when they're selling something that bothers on AUP?

Sure, it says that they protect themselves from potential damages, but where are these damages that they speak of? If they want to confiscate other people's money then certainly they'd have to prove to a court that there's even any damage incurred at all? Let alone the full amount that's on a person's Paypal account? If I caused Paypal 160k worth of damage out of the blue, then I am a unicorn. The reality is that they just take it all because they think they can, not because they have any reasonable grounds to do so. If they held their big tech friends to the same standards, then pretty much everyone's money would have been confiscated at this point. So many companies deal with copyright infringement at one point or another.

[agent006140]

Paypal AUP violations is published on its website,you can go and see what you have violated.
if you think you have done nothing wrong,get a lawyer

[HungeringCold]

Originally Posted by agent006140

Paypal AUP violations is published on its website,you can go and see what you have violated.
if you think you have done nothing wrong,get a lawyer

I am getting a lawyer and let's say that I did something wrong, you don't get a 200k fine if you violate traffic rules either. Like am I just crazy for suggesting that imposing a fine and confiscating a 6 digit sum without any evidence of damages OR warning is 2 completely different things?

[agent006140]

there is warning,when you sign up to use Paypal,did you review terms and agreement?
it is $2500 per violation.
You must have sold plenty to accumulate so much,so $2500x what ever ?
why dont you sell us what you sold and how you sold them ?

[agent006140]

AUP is not traffic violation,if you sold stuff which could come back and bite you in the ass and you are long gone ,then Paypal becomes the bagholder.
tell us what you have sold,you will get no sympathy here,it has happened to many

[muzzie]

PayPal had apparently faced a lawsuit because of your actions, so they used their right to use your funds to cover their losses. However keeping such a tremendous amount in PP is very unprofessional.

[agent006140]

Originally Posted by muzzie

PayPal had apparently faced a lawsuit because of your actions, so they used their right to use your funds to cover their losses. However keeping such a tremendous amount in PP is very unprofessional.

folks keep their money in their Paypal account for different reasons,if they are hiding from their spouse or creditors (not IRS) and states if they are getting SSI ,states do look into their bank accounts.
or if they are getting paid in a a foreign currency and cant transfer to their local bank,PAYpal is a good way to stash that money

[RipeBanana]

Last year just before the 1st UK lockdown paypal closed my account due to "Potential Risk", I had almost 10K in there, I had the account for 6+ years, all was good, even had that priority customer service thing on the account, forgot how its called.

I came to this forum looking for help, it all seemed doomed and gloomed reading this kind of story, fortunately 6 months later they sent me an email to withdraw the money.

I was selling electronics tho, all shipped from my house, tracking numbers uploaded. They dont always take the cash.

[Wesker]

https://discord.gg/8hkgBwFrvu

Join our discord group here as we're preparing to go after PayPal finally.

[GreenBean]

Originally Posted by agent006140

AUP is not traffic violation,if you sold stuff which could come back and bite you in the ass and you are long gone ,then Paypal becomes the bagholder.
tell us what you have sold,you will get no sympathy here,it has happened to many

Why do you repeatedly talk negatively to posters and seem to be making yourself a vestial virgin?

What is so darn important for you to know what was being sold?

[DENDEN76]

Originally Posted by RipeBanana

Last year just before the 1st UK lockdown paypal closed my account due to "Potential Risk", I had almost 10K in there, I had the account for 6+ years, all was good, even had that priority customer service thing on the account, forgot how its called.

I came to this forum looking for help, it all seemed doomed and gloomed reading this kind of story, fortunately 6 months later they sent me an email to withdraw the money.

I was selling electronics tho, all shipped from my house, tracking numbers uploaded. They dont always take the cash.

Geez thank God. Where you constantly contacting them or had you forgotten about it?

[Wesker]

Originally Posted by Wesker

https://discord.gg/8hkgBwFrvu

Join our discord group here as we're preparing to go after PayPal finally.

Alternatively you can send a direct message here - https://www.facebook.com/PayPalAUPViolationsFines/