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- PayPal Talk
( https://www.aspkin.com/forums/paypal-talk/)
| RimmingTon | 03-29-2010 03:47 AM | Which bank does AccountNow use?
I'm not in the USA, how would I manage to get these? On the signup it asks for a SSN.
Any help appriciated. |
| tbsweet52 | 03-29-2010 09:01 AM | They both use MetaBank I believe, and it's only for US..
I'm sure you can shop around for different cards that use different banks and you would be good to go and not worry about having too many walmart cards or anything. |
| Eye Candy Lingerie | 03-29-2010 11:03 AM | Last I heard MetaBank was NOT a paypal friendly option.... Is that still true? |
| getBypass | 03-29-2010 11:52 AM | so many things to consider. I thought all the prepaid cards could only be used for verify,
and that PP was not allowing withdrawals to the cards/bank.
will have to look into that walmart option. |
| OfficialGenius | 03-29-2010 06:27 PM | I wonder too. I have an AccountNOW prepaid card also that they charge me 10 bucks a month for when there's money in there which is ridiculous. |
Cardone if you are based in the UK |
| tbsweet52 | 03-30-2010 07:52 AM | They are paypal friendly. I've withdrew $1000 at a time for a couple weeks to both my Netspend and AccountNow card. No problems from Metabank's side or Paypal. But remember, I wasn't using eBay so idk if that had anything to do with it.
If you really wanted to use one outside of US the only thing I can think of is have someone from US sign up for one with their SSN and then send you the card, then link the account & routing #s to your paypal. I've done it before with a guy in Vietnam. They don't ID you when you use the card so shouldn't be a problem. The only downside to that is if the person who sends you it writes the card info down and uses it, and then you have nothing to back you up because it's his/her name on it so they would always win if you filed an unauthorized charge complaint.
Probably not worth the hassle. |
| 411guru | 04-28-2010 03:53 AM | Since you have to supply your real SSN and name for the walmart cards, and you make a stealth paypal, wouldn't that link you and paypal get suspicious? |
| MtnDew | 06-03-2010 09:04 AM | ok so much info in this thread...if you wait on the real wal-mart or netspend card are they able to be used for paypal? |
| Hercules | 06-03-2010 09:44 AM | Quote:
Originally Posted by 411guru
(Post 135543)
Since you have to supply your real SSN and name for the walmart cards, and you make a stealth paypal, wouldn't that link you and paypal get suspicious? | That's for every thing nowadays, cause of 911. Then all the terrorist can launder money that way or at least disperse money to the creeps. |
| HurricaneHuntr | 06-03-2010 09:56 AM | Is there something i should know about simon/ally because so far no problems for me |
| Hercules | 06-05-2010 10:49 AM | I think we should make a big long list of all the cards and banks to use, then post them all so we can find new ones after the ebay/amazon spies make them obsolete! |
| First Edition | 06-05-2010 11:23 AM | Paypal cannot see any of the information on a bank account, or money card, or greendot card, or the girl you wake up next to.
They're only as smart as you let them be.
Walmart money card is a waste of time. It is not an easy answer to the problems at hand.
Banks that work very well are, bank of america, suntrust, chase, ing (names match) us bank, wells fargo, bb&t most local credit unions.... Point is, there are hundreds of solutions for bank accounts, and wal mart money card should be last on that long list. |
| Hercules | 06-05-2010 12:21 PM | Yea so how do you explain all the cards that used to work and now don't? Your right about banks but things change and I don't think posting it like this is a good thing. Maybe PP will hound a certain bank till they give in and block twisted names. |
| First Edition | 06-05-2010 04:30 PM | The explanation for cards not working:
Paypal's loss prevention department gets smarter, and so do we. My point is, WAL MART MONEY CARD IS A WASTE OF TIME AND EFFORT. We can post away about it all day, this entire forum is dedicated to ways to get back on ebay and paypal. They're a huge company, and it's not just as easy as "oh man, First Edition is on to Vanilla Visa, flip that switch that shuts off Vanilla Visa"
Paypal will never not let any of the aforementioned be added to paypal. It's up to the banks to let the deposits come in under certain names.
Cards are just shaky. Sometimes certain cards work, sometimes they don't. Again with this, there are A LOT of different answers to the same problem. And Wal Mart shouldn't be a part of that, IMO. |
| Burning | 06-05-2010 05:18 PM | There are other ways to withdraw your money, but you have to do your research. I will not tell anyone except for reputable members that pm me due to prying eyes.. |
| Hercules | 06-05-2010 05:23 PM | You are denying my point. I just have this opinion that maybe if there was more discretion on the part of open posts to the general public apposed to at least the subscribed area, things may last a bit longer. You believe that there will always be another door to open and continue unabated. Maybe your right. |
Lol First Edition is right. For example do a forum search for Mango card. Now that's a card that someone found and made a post. I even got a card when I first heard about it and it was working then before too many people got to it. Read from the start to the end. Everybody burnt it up and now it no longer works. Prime example. Same thing as Ing bank. it got burnt up and now it only works same name not stealth. There are cards that are like Mango but why post it so it doesn't work like the Mango card. |
| Imback2010 | 06-05-2010 09:07 PM | I have a great idea about something you can buy with a unconfirmed PP and resell from a ebay account that has a merchant account atttached to it :) and get your money back safely...........
Just be creative :) |
| First Edition | 06-06-2010 10:32 AM | Quote:
Originally Posted by Hercules
(Post 142976)
You are denying my point. I just have this opinion that maybe if there was more discretion on the part of open posts to the general public apposed to at least the subscribed area, things may last a bit longer. You believe that there will always be another door to open and continue unabated. Maybe your right. | It's been like that for years. Not just 2 or 3 months.....
My biggest point is opposing wal mart money card! It sucks. It's a wal mart bank account marketed to strictly sub prime. |
| First Edition | 06-06-2010 10:37 AM | Quote:
Originally Posted by oge
(Post 142991)
Lol First Edition is right. For example do a forum search for Mango card. Now that's a card that someone found and made a post. I even got a card when I first heard about it and it was working then before too many people got to it. Read from the start to the end. Everybody burnt it up and now it no longer works. Prime example. Same thing as Ing bank. it got burnt up and now it only works same name not stealth. There are cards that are like Mango but why post it so it doesn't work like the Mango card. |
Paypal didn't force ING to not work with paypal. ING decided (their risk assessment team) to not let electronic deposits come in under a name that differs from the account holder. Walk into bank of america with a check made out to joe blow, and see if they'll deposit it into your account. They will not. (unless your name happens to be joe blow) Most banks just do not care about electronic deposits. However, ING does. It wouldn't matter if you had a google checkout account in a different name. ING sets the rule on whether or not they will let the deposit come in.
They don't change the rules based on what we post. Paypal knows they allow prepaid cards to be added to paypal, for the most part because a lot of people use prepaid cards to buy stuff online, not just ebay stealthers. If they illuminated all prepaid cards on paypal, I bet they would lose a very, very large portion of their business.
I use bank of america and vanilla.... well paypal, go ahead and shut down bank of america, and visa while you're at it. No offense guys, but paypal isn't omnipotent. |
Well I meant that some things were working and then they stopped because too many people were doing it. When the bank has an incoming deposit PayPal sends a note stating that if the names do not match then send it back. So a smaller company will comply while a larger one doesn't care.
Bottom line is just go with what works and have several backups because if one fails then use plan B. I use all different types of cards and bank accounts including the PayPal debit card. If one day bank of america & vanilla visa stops working then you will have to find something else that works. |
| First Edition | 06-06-2010 11:43 AM | Quote:
Originally Posted by oge
(Post 143154)
PayPal sends a note stating that if the names do not match then send it back. |
nope.... doesn't happen. The bank decides whether or not they want to accept a deposit under a different name. |
| First Edition | 06-06-2010 11:44 AM | oh and btw.... ING is not a small bank |
Ok PayPal does send a note with the deposit. You can say no if you want. |
And I never said Ing was a small bank. I was referring to the Mango card. |
Quote:
Originally Posted by First Edition
(Post 143157)
nope.... doesn't happen. The bank decides whether or not they want to accept a deposit under a different name. | This isn't true because if it was then you could accept tax refunds in different names. Tax refunds can only be deposited in the same name. So if it was up to the bank then how come this can't happen? |
| First Edition | 06-06-2010 03:47 PM | What bank would ever let a tax refund echeck be deposited into an account that is not the account owner? I don't think you're understand how a bank works.
Organizations can't see the name on the bank account.... but the bank sees the name on the incoming deposit. Some banks just have different rules with electronic deposits.
Show me the note paypal sends with the deposit lol
If paypal gets the deposit returned due to name mismatch, that's a different story. Then the bank sends back the money with a "note". |
How could I forget you know everything. |
Ohh yea just so you don't scroll over everything and say something else that doesn't make sense. I thought I would give you the important parts of the thread and if you don't like then you can make a post or thread about it. It's all the proof I need to show you and if you wanna think otherwise then that's your opinon.Quote:
"First i say what difference does this make to them and I start getting pretty angry with the guy, yelling and such, telling him it's my friends Paypal account and I am helping him by using my card, then cuts me off and he says, "wait, wait, this is not actually our policy," He says Paypal had informed them not to complete my transaction if the name on the card didn't match the name on the Paypal account." |
| First Edition | 06-06-2010 05:38 PM | That's not the case when you use a Chase bank account..... if rush card is issued through chase bank, don't you think the same would apply for all chase accounts? It does not...
Saying "it's not our policy to accept a paypal deposit because of a name mismatch, its paypal's...." that's just silly. It is completley 100% up to the bank to decide if the incoming deposit will have to have the same name. |
| Hercules | 06-07-2010 06:57 AM | Yes, the bank decides bank policy under the law. Paypal can call them to TRY to change there minds right? Paypal see's a CC that tricksters are using, decides they will risk some business and block it. All this BS that you blurt out thread after thread means nothing. Loose lips sink large ships. |
| First Edition | 06-07-2010 07:58 AM | Sure, any organization can call a bank and ask them to change policy. But given the thousands and thousands of vendors for payment processors, I don't think paypal has much influence, honestly. I'm sure in the banking world there is a general concern and awareness for bank fraud this day and age. I think practices put in place by banks to prevent deposits from coming in under a different is just fraud prevention. To think paypal had anything to do with it is probably paranoia.
The point in a forum is for everyone to share their opinion, this leaves it open to conjecture, and discussion. If someone posts something I believe is not accurate, or could be thought of from a different point of view, it's not BS. It's a forum.
Hey paypal, if you're reading this.... I use gateway laptops to screw you and ebay out of fees and money you think is owed all the time. You should probably call gateway and make sure they install a program that doesn't let me use paypal and ebay..... just a heads up. |
| nobody999 | 06-07-2010 01:11 PM | Quote:
Originally Posted by First Edition
(Post 143200)
What bank would ever let a tax refund echeck be deposited into an account that is not the account owner? I don't think you're understand how a bank works.
Organizations can't see the name on the bank account.... but the bank sees the name on the incoming deposit. Some banks just have different rules with electronic deposits.
Show me the note paypal sends with the deposit lol
If paypal gets the deposit returned due to name mismatch, that's a different story. Then the bank sends back the money with a "note". | my identity was stolen by former tax prep accountant, he then made the tax refund echeck right into his own bank account....so i guess the irs does deposit into a bank account that is not the same name as the check. |
| GreenBean | 06-07-2010 06:14 PM | Quote:
Originally Posted by First Edition
(Post 143200)
Show me the note paypal sends with the deposit lol | If your bank account information is inaccurate and you attempt to make a withdrawal from your PayPal account, the withdrawal will fail. The money will then be returned to your PayPal account.
Dunno if this is a note or not?
But it sure as heck is on every paypal page when a transfer of funds to a bank account is done :pop2::spy: |
| MtnDew | 06-07-2010 07:50 PM | Quote:
Originally Posted by GreenBean
(Post 143443)
[B]
Dunno if this is a note or not?
But it sure as heck is on every paypal page when a transfer of funds to a bank account is done :pop2::spy: | I believe this is a statement taking a certain side...lol the spy thing doesnt apply i think your cover is blown. lol
we do need a place if your a paid member to share what banks truly work and which ones will not. There is one on the list I no does not with totally diff names...well for me anyways
I myself am not a big fan of having 10-15 bank accounts. I believe it does draw attention especially with funds in other names coming out. But, its the only option...i have looked into using virtual bank cards too. Seem less open but they are not...they are the same. But i am running out of bank options so if anyone know of a bank card I can use and a quick rundown of does and donts with it please pm me.!!!!
btw I have a quick ? on rearranging your name...i have a unique last name thats real hard to mispell..will ebay notice there is 15 **** in the system with the same last name...basically just rearranging the first name work? |
| cainhoffman | 06-08-2010 10:06 PM | If you're not a fan of multiple bank accounts then you simply pick up your phone, call the bank, and close those accounts. |
| First Edition | 06-08-2010 10:37 PM | So just like when you walk into a bank, and deposit cash, or a check, or whatever, if you make a mistake on the bank deposit slip, the bank will need to make sure it's the right person. I seriously doubt paypal sends a message with the deposit saying, "return the deposit if the names mismatch" It's just bank policy, and I think everyone is paranoid to think paypal is influencing a bank because of stealth users. The banks that don't accept those deposits (names mismatch) obviously have that rule in affect because someone decided they couldn't accept the risk.
I walk into a bank, and I've got a tax refund check made out to tom jones, and I want to deposit into my neil diamond bank account, they're not gonna let me. | | All times are GMT -5. The time now is 02:19 PM. | |
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