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Originally Posted by twdell  by that amount you claim i would assume that, like you said, with the computer fomula they can tell that, hey this guy cannot afford a $300,000 house. he claimed his net income was $15,000. | Which is why that guy shouldn't have bought a $300,000 house. Where is the logic in that, anyhow? A house that big is a liability, not an asset. The utility bills alone will kill you if your cash flow ever starts to trickle. When people begin to acquire large amounts of money, they always make the mistake of going out and purchasing 3 story houses & BMW's.  Bad move. Forget the possibility of suspicious government employees and/or nosy neighbors; this is a flat-out waste of money. I'm sure a person could be just as comfortable in a nice, cozy little apartment & driving a moderately-priced vehicle that will get them from point A to point B. Greed is a killer, and it seems that the more money some people make, the greedier they become.
The goal should be, regardless of how much money one makes, to improve their standard of living to a reasonably tolerable level. That way, if things ever take a turn for the worse, it wont be so hard to adjust to your former lifestyle and you wont be stuck with the enormous bills for your mansion, house maids, chauffeur service & other fodder that the average human being can easily live without.
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