Is it safe to keep PayPal unverified?

[elmatador]

I have a verified phone number and verified credit card on my PayPal. However there is no verified bank account. I have never had this situation before, I have always had a verified bank account attached to my paypal accounts.

So will not having a verified bank on my PayPal account significantly increase my chances greatly of being limited or suspended on eBay?

Or will this just slow down my limits? I am fine with lower limits I just don't want to significantly increase my chance of getting limited or suspended.

Thank you!

[galigusso]

I'm selling for about 4 month with unverified bank account. It's the same 10/$1000 from month to month. No ban, but no progress with limits.
Maybe it will increase soon. No problems at all.

[BigCJ]

Its a much better bet and shows 'trust' with you on paypals side (However little that is) and keep the accounts verified on all points.

A little extra layer of security for your account.

[glacier922]

You will usually get an mc999 when you list something. Happened to me before. I was able to list something at first, then the second, bam mc999. Called in, gave me 10/500 instead of 10/1000 and my search ranking sucked.

[nyc]

I usually run unverified BA until I need to transfer mula

VBA is the way to go, you will look more legit to ebay/paypal. In my experience, paypals with VBAs get less limitations (such as ID requests)

[GreenBean]

Originally Posted by elmatador

I have a verified phone number and verified credit card on my PayPal. However there is no verified bank account. I have never had this situation before, I have always had a verified bank account attached to my paypal accounts.

So will not having a verified bank on my PayPal account significantly increase my chances greatly of being limited or suspended on eBay?

Or will this just slow down my limits? I am fine with lower limits I just don't want to significantly increase my chance of getting limited or suspended.

Thank you!

Will depend on how paypal perceives your account in terms of trust.

The mere fact of using paypal offers a chance of being limited/suspended.

I find looking trustworthy ( by having a verified & confirmes paypal) assists my selling plans.

Good Luck

[rsot]

As for `significantly increase the chances...`- nothing is 100% with PP but it does help