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  #1  
Old 10-30-2019
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so we get another cut in rate.
what happens when rate is zero,what do we do then?
use seashells??

does low rate encourage more folks to borrow?
and what do they do with the loan,buy stocks?
eat spicy chicken sandwich,watch HBO Max?

No,I seldom borrow money,I hate paying interest ,also cant find any way to make money with OTHER PEOPLE 'S MONEY.

Quote:
Originally Posted by yankee View Post
You cant? oh man..... Buy product with OPM and resell... Buy realestate with OPM and rent or fix and flip. Those are the most simplest concepts of OPM.
then why are you still here?

In some countries,you bought a home with bank money and they send you a check,it is called negative interest rate !

Quote:
Originally Posted by yankee View Post
You cant? oh man..... Buy product with OPM and resell... Buy realestate with OPM and rent or fix and flip. Those are the most simplest concepts of OPM.
making money is never simple,esp when you use other people money to do so.
flipping houses,flipping stocks,bonds,commodities all have risks.
If you cant pay back the loan or the interest,they come after you,ask Donald !
buying products to resell,oh,have we all done so ?
what I dont understand is flipping house,it is like flipping an elephant in a frying pan?

I am not going to look it up,but it is a Scandinavian couple who just bought a house and received a check from the bank.
this is how negative interest rate works,stop being ignorant and learn something for a change

On another note,US financial institutions may ask big money depositors to pay them a fee for allowing them to park their mega bucks with them,
negative interest rate,you pay them to park you money
Does it make sense?

But then brokerage firms like Schwab,Ameritrade etc offer free trading ,they use the cash you parked in your brokerage account,they pay you ?? and they lend your money out at a much higher rate.

who cares?

https://www.wsj.com/articles/the-ups...tes-1460643111
see if you can read this,it is a Danish couple 2016
Hans Peter Christensen got some unusual news when he opened his most recent mortgage statement. His quarterly interest payment was negative 249 Danish kroner.

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Originally Posted by tinsoldier View Post
....maybe those who are subject to your constant false posts. Your claims about buyers being sent checks are lies. Why you do it I simply do not know.

But seeing as though there may be someone who is interested, the first recognised negative rate mortgage was offered only 10 weeks or so ago.

https://www.theguardian.com/money/20...-rate-mortgage
your article is more recent than mine,mine is 2016 .
We in USA do not have negative interest rate,bank pays us a few pennies each month on my savings account

some offer more-CIT,AMEX,Synchrony,Marcus,Virtual,they are all FDIC insured .
In January,2019 Synchrony 15 months CD paying 2.85% ,I dont know if it is still the same rate

Quote:
Originally Posted by Thermal View Post
And if you do not need to pay interest?
I will ask myself how would I use this interest free loan to make money?
A loan is a loan,I may pay no interest,I still have to pay back the principal.

yes,I read,some banks are charging big money depositors to pay for parking their money with them.

Last edited by TGMT²; 07-01-2020 at 05:51 PM.
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Old 10-30-2019
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Default Re: Interest rate cut

Quote:
Originally Posted by agent006140 View Post
does low rate encourage more folks to borrow?
and what do they do with the loan,buy stocks?
eat spicy chicken sandwich,watch HBO Max?
Do you feel the need to borrow?
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Old 10-31-2019
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Default Re: Interest rate cut

You cant? oh man..... Buy product with OPM and resell... Buy realestate with OPM and rent or fix and flip. Those are the most simplest concepts of OPM.
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Old 10-31-2019
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Default Re: Interest rate cut

I am not surprised by this thread at all...
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Old 11-02-2019
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Default Re: Interest rate cut

its basically free money. I wish I was in a place to purchase a house....
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Old 11-03-2019
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Default Re: Interest rate cut

Quote:
Originally Posted by tinsoldier View Post
Absolute rubbish. Stop posting pathetic made-up garbage.
Not garbage, but they don't send you a check, there has been times when loans were negative interest along with negative interest bonds.
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Old 11-04-2019
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Default Re: Interest rate cut

Quote:
Originally Posted by agent006140 View Post
your article is more recent than mine,mine is 2016 .
We in USA do not have negative interest rate,bank pays us a few pennies each month on my savings account
Savings accounts don't have great interest rates at all
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Old 11-19-2019
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Default Re: Interest rate cut

Quote:
Originally Posted by agent006140 View Post
No,I seldom borrow money,I hate paying interest
And if you do not need to pay interest?
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  #9  
Old 11-20-2019
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Default Re: Interest rate cut

Quote:
Originally Posted by agent006140 View Post
I will ask myself how would I use this interest free loan to make money?
A loan is a loan,I may pay no interest,I still have to pay back the principal.
In this case, everything is much easier, because many banks will charge you interest on the deposit. and this is the simplest example
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