Online Bank Accounts for Bad Credit/Chex Systems Help

[bbcoach]

I have pretty bad credit and have chex systems problems. Does anyone have any suggestions they can send me for online checking/savings accounts that may accept me? I have tried a lot and no luck. Or should I just go to local banks and open savings accounts? Also need to know if using someone else's bank account will cause any problems for them, everything is legit, no vero items being sold, legit items. PM if you can help, thanks in advance.

[Lyda]

Did you try to open checking in business name? I mean register business and all this first.. Banks will still check you out and may decline you, but maybe it is easier to open an account if you have some kind of business or LLC? Otherwise, google it, read everything about it and you may find answers to your problem...Good luck!

[alphaversa]

Try your local credit union. Ask them for just a savings account. You could also try a prepaid card.

[gurusgrafx]

prepaid cards would be easy for you. most you can avoid fees by having direct deposits coming in. they still hit you for atm fees and stuff tho. If you need some good ones that work with paypal pm me. try finding banks that use telecheck instead of chexsys or just try small local banks. they usually are not that hard to get accounts at.

[bbcoach]

Originally Posted by Lyda

Did you try to open checking in business name? I mean register business and all this first.. Banks will still check you out and may decline you, but maybe it is easier to open an account if you have some kind of business or LLC? Otherwise, google it, read everything about it and you may find answers to your problem...Good luck!

I didnt, but will try that next, thanks

[coolandcalm]

Try woodforest bank, transportation alliance bank, they have accounts for people with bad credit, just google them and check for locations in your area. Woodforest is opening alot of branches in wal-mart stores.

[fyoufragu]

HSBC savings accounts work fine regardless of Chex and so does TCF Bank for checking however you have to live in certain states to bank there. You can do the whole application online.