Forum

It will depend on the bank that issued the card and how they handle the process on their end. Most cards will be fine. Some cards are more stringent.

AVS only can check zip code and street number. That's all it does.

Credit cards will not release cardholder info to merchants without the cardholder being on the phone at the same time.

For blocking prepaid cards, eBay probably is blocking bank identification numbers, the 6 digits that a card starts with. I am sure there's at least a card or two that eBay forgot to block. I very much doubt it came from eBay reading this forum and more likely because it's very common knowledge to use prepaid cards to get back on eBay.

So far I am still able to pay my eBay fees with prepaid cards, though.

I agree, there must be at least one card they forgot. I haven't tested it yet, but I would think ebay would still allow payments by prepaid cards, they just wouldn't allow verification by prepaid cards. If you're still paying fees with prepaid cards, then that sounds like it may be true.

I'm mad at the world right now!

Yeah, I got this today as well.

Aren't the three options to add either a Paypal account, credit card, or bank account?

Why not add a bank account just to get verified, then close it later? Would they flag your account once they tried to withdraw fees and saw your bank account was closed? I guess you could always pay your fees before they would need to go into your bank account.

I knew I should have gotten off my lazy ass last week and turned this account I'm now trying to sell on into a seller account. My own fault.

But I have a new debit card coming in the mail any day now. I will try what Lyda said and report back what happens.

I can confirm what Lyda said works perfectly! I posted about it a few posts up. :D

Ok, ebay is verifying city and zip or street and zip? Those that done this successfully please be clear. When a credit card gets an approval my understanding is they verify zip code and the number portion of your address only. This is do to the variations and abbreviations that can exist in a full address. For example 123 Smith St. or Street. AVS would never match up so they take only the numeric portion and verify that.

So my impulse is using the numbers from your address such as the 123 example i gave with any street in your zip code and we will be fine.

But lets hear from the experts and those that have lived it, lol. I need more accounts and piece of mind!

This is true for AVS and plain old ordinary credit cards. If you happen to have a bank issued credit card or if you are using a visa/mc check card, it may be different. Most banks handle the authorization as just zip and street.

PP may not be using the AVS system for checking. They may have switched to a different system in the past week, with the intention of plugging the GAPING hole in AVS. See this for more info. You will see that AVS is not a universal thing. Be advised that there are several other options available for cc verification. Not all cards are subject to being AVS'd, so if PP used AVS and the card was a non-AVSable type, it would return as a FAIL even if everything was in fact kosher. Quite a few gift cards were non-AVSable. That's why some cards NEVER worked for stealth.

At least one of the credit cards I have goes further. The name must match. If a merchant or say PP did AVS on it, without submitting for name comparison, it would FAIL. Thus, I guarantee that this card would be unusable for stealth purposes.

Understand that when I say 'bank issued', I don't mean banking institution such as chase, citi, or boa. I mean issued from your branch or application initiated by your branch from an in-person application. These aren't the kind of cards that the average consumer would get. Not the kind you apply for by mail.

Example without being entirely specific: I go into my local branch and talk to my financial manager. We determine it wise for me to have a separate card issued for a specific type of transactions. I complete an application that is not industry standard. My manager phones in for provisioning, pulls a fresh card out of a vault, puts it in a machine which raises the letters for my name and card number etc, then encodes the card while I am standing there. The kind of card you can use to buy a car or even real estate. It has the Visa logo on it. It swipes like any other Visa. But for online transactions (and many POS transactions), it verifies the cardholder name and street address and zip and CVN on the back.

Many Discover cards do the name check too. Unless you use the VCC option of Discover.

About 1 in 10 Visa check cards and debit cards will do the name check as well. I don't know about MC or AMEX. Sorry.

Check cards are not exactly credit cards, even though they have the same logo. Most work just like a credit card. But not all. Some do get processed slightly different than the plain old stand-alone credit card us old farts are used to.

You are almost certainly correct about ebay taking the easy route and just blocking by institution prefix. For Visa and MC, the prefix is only the first 4 digits. 4128 would be citi visa, 5424 would be citi mc, for example. 6011 is Discover.

Well Address Verification System - Wikipedia, the free encyclopedia shows that American Express can check your name. I'm pretty sure that's not very foolproof and even authorize.net doesn't bother with that at all.

But with normal credit cards you got card code and AVS. You might also get 3D Secure (Verified by Visa) if you signed up for that. Other than that, no such methods exist that I know of.

eBay most likely just looked around for prepaid cards and blocked bank identification numbers of them.

That is what I was clarifying. AVS and NORMAL CREDIT CARDS are mainly digits of street address and zip code.

Check cards and debit cards are NOT credit cards. Most are treated as credit cards, but not all. So, anyone wondering about using their check or debit card NEEDS to be aware that the possibility DOES exist for name comparison. In most cases, it would not be an issue.

And the cardholder does NOT have to be on the phone for the card issuer to confirm a name request when asked verbally or electronically. Card issuers will confirm ANY information that would be visible on the card without delay. They will not reveal other personal data which is not visible on the card.

Does entropay still work and how about those card's earlt sold. Will these method's work.

Have you ever called them? I have and they refuse to say anything but read a scripted form letter.

I have owned more than one brick and mortar in the past 20 years. I've verbally called in 1000's of times, in addition to electronic card checking via POS terminal. I have never ever had a CC company NOT provide confirmation IMMEDIATELY and without question. Being that my taxicab company operated out of Detroit, you can bet that I checked just about every card if it involved more than 20 bux. I also owned a computer store back in the 90's. Checked CCs for major purchases, as well. So, I speak what I *KNOW*, not what I guess. And AVS is crap. We never relied on it.

I know a prepaid card that works, pm me.

In line with Sowhats comments, if the issue is only when signing up with ebay, why not just link the bank account as that is an option. I was initially in a panic when I saw Simon no longer worked with ebay, but then said wait a minute, I don't recall giving ebay my credit card number at setup. Only paypal. What am I missing. Is the problem with adding the card to paypal when opening the paypal account?

The gift cards still work on paypal if you want to open a paypal account. I added one yesterday and it worked fine. The problem is that ebay is no longer accepting the gift cards when you want to create a seller account. It has to be an real credit card or debit card.

But many prepaids are dead to VERIFY the PP now. Some still work, but many do not. Of the ones that do, let us speak softly and not openly.

I'm not sure eBay got their list from this forum. They might have gotten it because they've got ten thousand accounts that have been using the cards. However, if it's publicized on this forum, then all those sellers will be using the cards. On the other hand, even if it's not publicized here, sellers not even on this forum will eventually try cards until one isn't blocked and then everyone will be using it until eBay blocks it.

Yeah, but it should be kept in the subscriber area at the very least. Why make it harder on ourselves?

Trying something else
 

Has anyone attempted to use graphcard.com?

Im not 100% sure about this but my banks giftcards and debit cards have the same 6 BIN #s so if they blocked them they would block legit people who uses there debit cards to pay there fees.

I will buy one from my bank and test it out


Also its best to keep the identy of the working cards a seceret cause there are ebay and paypal spys useing this site and they WILL report any findings back to there masters and they WILL block them from working.

^^^^^thats what I was thinking.

It's also going to help if you stop posting in nearly every thread about the bleeding spies. Anything super-sensitive should be done by pm in any case.
We KNOW about them so stop speaking about them:spy:

I would'nt even do it in pm cause they are there just as much as in the fourms cause i had a few others try to buy accounts from me sence the first attempt failed.

Yep, they are rats.:spy:

Ran into this issue today! someone PM me a prepaid card that still works. My accounts all over different zip codes and my debit cards are only for the zip code that i live in... So can't use that....

Ok, exactly where are we having the issue in the stealth process? We need to know the exact situation in order to overcome it. When signing up for an ebay seller account you can verify by bank account if I remember correctly, so no credit card is needed.

So the only place I can think this issue is occurring is when getting your expanded use number from paypal. However I used Simon cards the get expanded use numbers for two accounts successfully this week after reading how they stopped working. I was selling on these accounts but had not yet lifted limits on them. Why did it work for me?

I understand and agree about being discreet about cards that may still be working, but for me Simon worked. Both times. Neither account were for my real zip code.

I just want to make sure we are not jumping the gun on being shut down with existing gift cards.

They claim to be able to let you generate virtual cards with virtual billing addresses.

But I have contacted them and contacted them and they never ever respond to any communication. Their phone number is never answered, it's only a voicemial box that they never respond to.

Now, A few people have said Simons are still working for paypal. I'm also not understanding where tripleflip's problem is.

Thanks for your response Lakeman.

So it seems they are hit and miss and I got lucky. Does make you hesitate to buy more Simon though as there may be a better gift card solution out there that "will work" rather than "might work". lol.

And to confirm "experienced" Stealth account creators have had Simon fail? Its easy for new folks to make a mistake causing the failure then spread word they are not working.

Hope all are having a rocking weekend!

We're not having the problem with paypal. At least i didn't. This problem occures when you're listing your first item on ebay and ebay is asking you how you would like to pay for seller fees. You have 3 options. Credit card (which we all used), Paypal, and bank account. If you enter simon CC it says "sorry, prepaid cards can't be used for identity confirmation, please use a valid...."

Alright, now someone please pm me some virtual card that still works please...

Triple,

I have used "pay with Paypal" on half of my accounts as the default for ebay payment (have 8 stealth accounts presently live) and have not had problems at all with suspensions or concerns from ebay. Have only even been called by ebay once, after listing more than 10 items on a new account the first day. So this appears to be working just fine for me.

Is this a mistake and not something I should be doing? advice is appreciated, as I don't want to screw up my progress.

Based on your statement, it appears your ebay acct is not yet verified so you can't use a prepaid card to pay your fees (YET).

Have I defined the immediate problem accurately? If not, the disregard the remainder of my post.

After you are verified, you should be able to pay your fees with a prepaid card. For now, you should be able to pay your fees from your PP account, direct debit, or valid CC.

Some or all of those options for paying fees may not be options YOU find advantageous. But let's have a clear perspective of the problem in general, first.

Being that you can't list until you are verified, you won't have any fees to pay. So setting up payment of fees is secondary. You need to verify for ebay to let you begin selling.

If you have a standard Visa Credit Card (not check card, not uranium, osmium, or even platinum) try using that to verify this one time. If the card has your "previous" address and not the current updated address that ebay has, you might run into trouble. If the card name doesn't match the ebay name due to you just getting married or becoming a hollywood star and have changed your name... you shouldn't have a problem with the credit card. *MOST* standard credit cards only confirm against address and zip.

Hey everyone, I was just taking the time to read over this important thread about the PP CC's, which is a very important topic to all of us, but what stood out to me, as far as our replies go, is what 'Vicvelcro' said, and that was...."But many prepaids are dead to VERIFY the PP now. Some still work, but many do not. Of the ones that do, let us speak softly and not openly."
It's the last 7 words of his quote above. To speak softy and not too openly. Anyway, I thought it was worth a reply myself because it is very important. Thanks!
h2o proof

I have not had any issues verfiying paypal with cards they all seemed to work. But for ebay well my gift2go cards no longer work but i have not tried any others. Its best to post all the non working cards so we wont waste time and money getting them and keep the working cards that we find to are selfs ;)

Yes, please post the ones that don't work. I can confirm that Simon Giftaccount card doesn't work.

Visa Gift Card Mall does not work.

Hello
 

Can someone PM me to let me know which cards still work?

Thanks.

There are some cards that are working. I just opened 2 new accts today using them. If anyone posts them in public I hope the board mods delete them right away. This will cause serious problems to some of us if eBay closes this loophole completely. Only pass the info off to people we trust.

I think my problem is relatively simple.
 

Hello, I am new to this and I was never actually banned by eBay. Here is my question. My and my girlfriend split up and our account was closed. I currently am without any funds, but I have things to sell. I have opened a new ebay and paypal in my name. When I went to confirm I used a vanilla visa to confirm the paypal and it told me it was linked. When I tried to use the same card for eBay it said pre-paids not allowed. I really need to get an account set up to begin selling so I can pay next month's rent. I am just trying to cheat my way around the having to have a credit card and bank account thing. Someone please help.

paypal without a bank account
 

Can you use PP without a bank account?