Ebay Collections Question

jsyjordan · #1 01-21-2011

My question is that I have a paypal account that's in the negative balance now of $1890 due to a scammed buyer abusing the significantly not as described policy on ebay. I can't sell anything anymore and also have ebay fees due of about $250. Can they get collections on me and negatively impact my credit report if i don't pay? I live in the US. This is not a stealth account and they have my REAL Info. It'd be great if I can get a definite answer from some experienced ebayers.

Thanks in advice

GreenBean · #2 01-21-2011

Short, quick and painful answer is YES.

Now bear with us on your 1st post. A little more info would help to ensure you get the best advice.

What exactly happened? Tell us how it got to the stage of your losing funds, please

.

jsyjordan · #3 01-21-2011

When the buyer won the auction there were some messages back and forth that lead me to believe he had some buyer's remorse. He paid and then I sent the items in the package completely brand new and secure. When it was delivered he complained that half the items were missing which isn't really possible. My paypal account then turns negative. He then sent back the items and ebay refunded the buyer. My paypal account is negative and will stay negative until I reimburse ebay. Buyer's user ID suddenly goes to "no longer registered" status after this incident. Fancy that....

When they sends collections at me will a reply letter demanding proof of debt enough to stop collections from filing negatives on my credit report?

Sell4more2 · #4 01-21-2011

If he is a no longer registered on eBay, then you can definitely fight this case. Try filing for a appeal through PayPal or contact both eBay and Paypal via telephone. Hope all goes well for you!

jsyjordan · #5 01-22-2011

I've already appealed and lost the case.

Can anyone verify if ebay collections will hit my credit report? even if I reply through email requesting proof of debt?

Sell4more2 · #6 01-22-2011

Yes, it will. And they will keep calling you at least 3x a day looking for their money. If the items you sold were "legal" goods, try finding a lawyer and ask for advice, $1800+ is a big loss!

Quote:

Originally Posted by jsyjordan

I've already appealed and lost the case.

Can anyone verify if ebay collections will hit my credit report? even if I reply through email requesting proof of debt?

jsyjordan · #7 01-22-2011

Quote:

Originally Posted by Sell4more2

Yes, it will. And they will keep calling you at least 3x a day looking for their money. If the items you sold were "legal" goods, try finding a lawyer and ask for advice, $1800+ is a big loss!

Thanks for your input. This is interesting..I've been searching for some past posts on this forum from experienced members claiming that they've NEVER seen ebay hit a person's credit report as long as you respond to their mail with a letter requesting proof of debt.

Apparently in order to hit a credit report they need proof of debt for a service provided. Since they were the ones that decided and refunded the buyer, they have no right to come after me for the money because no service was provided.

Can anyone confirm this?

jsyjordan · #8 01-25-2011

Quote:

Originally Posted by jsyjordan

Thanks for your input. This is interesting..I've been searching for some past posts on this forum from experienced members claiming that they've NEVER seen ebay hit a person's credit report as long as you respond to their mail with a letter requesting proof of debt.

Apparently in order to hit a credit report they need proof of debt for a service provided. Since they were the ones that decided and refunded the buyer, they have no right to come after me for the money because no service was provided.

Can anyone confirm this?

Just wanted to bump to see if anyone new can help with the question above.

rsot · #9 01-25-2011

If you registered you real details with eb ay and pa yp al, you can fully expect a negative balance to go to collections and, YES, credit rating will be hit. When you open an account with these companies, you are tacitly signing a contract of service with them to sale and pay commisions+listing fees. You might win in court but the lawyers and fees involved are tremendous as well. Not to mention time wasted - and even then you may fail.