Honestly, every account I have opened since the new year has been hit with the MC115. (If it matters, each account was opened with a VCC). Each time, I replied to the email, and received no response. Then I called and they requested docs. I made and sent the docs, and (although on a few occasions I had to call again after sending the docs) within another week, EVERY account has been restored. I say it is most DEFINITELY worth it.
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