Quote:
Originally Posted by Moscutter  the middle 2 #'s are the month of birth and the first 3 i believe are the state issuer. but if it's stealth i don't see how it can be verified. | I am really surprised, as to how many people say things without understanding them, or trying to at least verify their claim first.
The only correct thing above is in regards to the first 3 numbers. They are the first 3 digits of the zipcode where your SSN was issued. Now that doesn't mean that it will be the exact zipcode, but it will be the proper state. Remember that verification question they ask "which state issued your SSN"?
Now the rest of the numbers are setup in a specific way. You can find this information and read. The middle two are the ones that can specify the date of issue down to a frame of a couple of years.
All that is just the Offline verification without ever connecting to any database.
Social Security Administration provides a simple service where a potential employer inputs a name and ssn and gets back a match/no match response.
All CR bureaus provide the verification systems where the SSN and DOB as well as the name are verified with a softpull against the credit report data. The running party doesnt see any financial info, just get a returned match/no match for the inputs.
All 3 verifications are automatic and built in the large companies systems(ebay PayPal, etc), no one uses the offline method as far as I know, as it is too simple to verify with above.
Now you don't have to guess how they know. I am pretty sure most thought they just take your word for it   | 
