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Re: 3 paypal accounts limited ???????
 

As chance would have it, I'man ex-bankrupt, over 7yrs ago now though, never had a problem with my genuine PayPal.

A lack of credit history will be an issue.

It seems like it's more a case of accounts from one seller being the issue though, I don't want to cause problems by saying who.. but it would be interesting to see if any PayPal accounts have gone down from 2 different sellers on here, or even people who have set them up themselves? I'm guessing the mods are looking into this though.

Things change, and old practices and procedures get caught out, it's not the sellers faults, Paypal will always try andmove the goalposts to catch stealth accounts out..

Re: 3 paypal accounts limited ???????
 

A lack of credit history does not mean the account is a risk to Paypal.

And this alone should not lead to auto closure.

There is far too much speculation on here at the moment.

I'm convinced they will assess numerous factors before making that decision.

Re: 3 paypal accounts limited ???????
 

A lack of credit history is a broad term, I mean a lack of a bank account or electoral role register for that person... it's going to be a problem as it's most likely you have lied on their forms..

Re: 3 paypal accounts limited ???????
 

Also, with mine, they are asking for further ID, so if I was genuine that wouldn't be an issue giving them more docs, so they are catching out people that are phake.

What caused all this though, I'm not too sure..

Re: 3 paypal accounts limited ???????
 

I'm trying to think logically here. Forget Paypal for a second.

Say I walk into a High Street Bank with my Driving License and Utility Bill.

Both ID have address A on them.

However I am not on the Electoral Role at Address A.

I want to open a Bank Account with the Bank at Address A.

They would request the ID, then open the account.

If the Bank wanted to perform another soft check 5 years later, and I was still not on the Electoral at address A, with no further credit history it is unlikely they would be concerned. Especially if the account was been used appropriately.

The same principals apply to Paypal in some ways.

However people do move around. On the TV the other night a programme stated the average person moves 8 times.

Re: 3 paypal accounts limited ???????
 

Yeh I agree with you, and it does seem very odd.. the only thing I could "argue" is that PayPal are trying to catch scammers out, whereas a bank isn't I guess.

I think we both agree it's very odd and doesn't make sense at all, it's good to consider the options though.

I'm still thinking it's been linked up on creation and somehow they have detected those accounts that were linked. I bet if I tried to get the restriction lifted, they would ask for a bank statement maybe?

The two accounts I got caught on, I got an email yesterday saying the automatic payment method had been removed, the email was from eBay.. and they were 2 mins apart in receiving the email.

It all seems very strange.

Re: 3 paypal accounts limited ???????
 

My thoughts precisely.

I suspect linkage.

This could be at account creation, or at any time during the lifetime of the account.

The most rational and simple explanation is usually the most accurate.

The problem with that is, some people will not accept it.

Re: 3 paypal accounts limited ???????
 

Are we saying the only accounts people have lost are accounts sold by a seller starting with e and ending in ust?

Re: 3 paypal accounts limited ???????
 

If PayPal cannot find any details whatsoever for the details on the account, I'd disagree with you and suggest that was a massive risk to paypal.

Re: 3 paypal accounts limited ???????
 

Not if they accept the ID it isn't.

Re: 3 paypal accounts limited ???????
 

That's to comply with the EU regulations. Electronic check pass or document inspection.

PayPal's terms have stated for years they employ outside agencies to detect forgeries of documents and share account data etc.

Re: 3 paypal accounts limited ???????
 

Its also used as a means for Paypal to recoup any losses if the need arises.

Re: 3 paypal accounts limited ???????
 

The Paypal accounts that went down on 15th Nov were all linked but I can assure you that they were NOT linked due to errors on my part during the account creation process.

The accounts that were lost were between 1 month and 14 months old. In most cases accounts made 15 minutes after a limited account are still up and running.

These accounts were closed almost certainly as part of a fraud investigation. As I stated earlier in this thread there are similarities across the accounts with regards to email address, VCC and IP range. If a group of these accounts gets looked at in detail and not one single account has any form of credit history or public record info, it really isn't a surprise that Paypal took the action they did.

I had a discussion with a member on here last night. He found a link to the last Paypal user agreement effective from May 14. The companies that that have been discussed already (Idchecker, Zoot, etc) have been involved with Paypal in some way since May of this year, although there was no mention then of "automated document reviews". There were also approx. 40 other companies listed that Paypal are using in relation to verifying identity and fraud prevention.

I do believe that stealth will still be possible moving forward but it is clearly evident that Paypal's ability to detect and remove stealth accounts has increased massively in recent months and it will only get harder. Stealth accounts work fine when no one is looking at them in any detail. As soon as an account gets flagged, their credibility falls apart due to lack of "credit history", public database info & vccs on the account, etc.

I'll take this opportunity to again apologise to anyone that has been affected by this. Those accounts were all sold in good faith and at the time I had no idea these sorts of changes were going to be coming in.

Re: 3 paypal accounts limited ???????
 

Been spending a whole HEAP of time going over and back over the paypal T&S....

WARNING PAYPAL LINK

https://www.paypal.com/uk/webapps/mpp/ua/privacy-full

Not unexpected in light of the above.

Re: 3 paypal accounts limited ???????
 

Good point on the recoup

Re: 3 paypal accounts limited ???????
 

Explain how pp having a scan of a dl and a utlity bill can help in the slightest to recoup losses?

Re: 3 paypal accounts limited ???????
 

If they have the account holders ID and proof of address then they can send around the collection agents.

They can also report any serious fraud to the relevant authorities.

Re: 3 paypal accounts limited ???????
 

The pattern here of purchased accounts is limited paypals . All the paypals of my accounts purchased here are fine. (not that they are any use without ebay) I have had Mc999 idefinete on some of which I had not even logged into. Someone explain that then please. Am I the only one?

Re: 3 paypal accounts limited ???????
 

If PayPal start looking in to every account then I'm pretty sure that 1000's of big sellers will lose their accounts. I know many who have 10-20 accounts and selling same things. PayPal will loose hell of the money.
But I also heard on BBC another day that PayPal and ebay are gonna split in next year.

Re: 3 paypal accounts limited ???????
 

That may be so but im sure they will still share data

Re: 3 paypal accounts limited ???????
 

I've lost two pp accounts today and none of them were purchased, all set up by myself.

All have (seemingly) been triggered after a withdrawl as I get the message about 'following your recent withdrawl we need further information to ensure the safe use of paypal' or words to that effect. With the proviso that this limitation cannot be appealed and there is no mention of scanning docs etc.

It would seem the only option is to call them but there really isnt any point is there?

Re: 3 paypal accounts limited ???????
 

Have you received any email or you found your account limited when you logged in?

Re: 3 paypal accounts limited ???????
 

No email, just the message on login

Re: 3 paypal accounts limited ???????
 

Do you have other accounts which are running fine?

Re: 3 paypal accounts limited ???????
 

At the minute, they appear to be. I withdrew £50 last night from a second account and it seems okay at the minute. Maybe its the withdraw level that triggers an account assessment?

Re: 3 paypal accounts limited ???????
 

EB can see what browser you are using and your internet provider to add to similarities list.
For sure it’s quite a week point , but it adds additional red flags to complex of grouping suspicious accounts as a group.
More similarities they find all in all together more chances to get to a group and be linked.

Re: 3 paypal accounts limited ???????
 

Eb and pp can also be picky about what you are selling...fyi

Re: 3 paypal accounts limited ???????
 

Very true !

Re: 3 paypal accounts limited ???????
 

Well, it was nothing vero or illegal

Re: 3 paypal accounts limited ???????
 

I have had 15 paypal accounts limited since 15 november. The paypal accounts i haven't upload any id/docs or a bank account to are fine, so far, fingers crossed.

Re: 3 paypal accounts limited ???????
 

If it was the issue you might have a point.

Nothing yet evens hints at that being the case.

:violin:

Re: 3 paypal accounts limited ???????
 

I've lost two that I didnt provide (nor asked for) docs.

Re: 3 paypal accounts limited ???????
 

moxy is your paypal limited are you able to lift the limit with docs?

Re: 3 paypal accounts limited ???????
 

No he's not thats what this whole thread has been about. It is a permanent limitation and 'cannot be appealed against'

Re: 3 paypal accounts limited ???????
 

Yes happy Christmas from paypal !!!:help:
Hi i have same problem . I did all right . but 2 days ago they limited my paypal acc .. I rang them up , they told me they dont know reson yet but it is some security check .. Yes an my ebay acc is ok .. . So i realy dont know what to do ?? there is no point to by another acount can be the same problem ..
Or can i ad different paypal acount to ebay ? / I think its not really good idea . . But looks i have nothing to loose ..

Re: 3 paypal accounts limited ???????
 

If my experience is anything to go by, consider it dead.

I had my paypal account limited with no option for appeal and then two days later the ebay account was limited until the issue with paypal was resolved, which obviously cant happen.

Re: 3 paypal accounts limited ???????
 

That's good and my last statement wasn't meant to be accusatory - just good to clarify.

While setup is important, always important to identify the products.

E.g. digital delivery...pp hates this (just an example)

Re: 3 paypal accounts limited ???????
 

I don't know that I am right or wrong but same return address on multiple account can also caused suspension.
Correct me if I'm wrong.

Re: 3 paypal accounts limited ???????
 

the more details matches they more chances to get linked.
If you got same details as suspended account , the good accounts might get suspended

Re: 3 paypal accounts limited ???????
 

I have used a seller on here to provide me with id/docs to get me past the £1900 paypal receiving limitation, everyone of the paypal and ebay accounts has now been limited with funds being held and ebay accounts suspended.

The paypal accounts were on various laptops/desktops with different isp's, The ebay accounts sold different items and none were vero or ⊗⊗⊗⊗.

I am pretty gutted to lose so many of my paypal accounts which were linked to my ebay accounts which ranged from 800/18000 to 25/1800.

i put so much time and effort to build my ebay accounts up and to get top rated seller status on most of my accounts and no less than 4.9 dsr.

I am hoping this is just an issue with the id/docs that i was given with a slight flaw with them that paypal has found and not anything more serious, so i can start again with my stealth.

I would also like to say, Even though i have lost the majority of my stealth accounts, i am grateful to the sellers, mods and forum members. Without you all i would not have made a single pound from ebay.