firewall your bank account.
I just found out that most us. banks not just banks like ing will set up a "firewall" bank account for you. When I asked people's bank about it. They flat out told me it is to protect their customers from paypal. Banks and paypal are going head to head. So they want to protect customers against chargebacks and fraud.
ask your bank that you want a firewall bank account or accounts. All with different routing numbers.
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