worst case I have about 5 savings accounts on one canadian bank.... online. As soon as funds come in I transfer to the chequing I don't use for paypal - so worst case (it happened once) paypal tried to pull 3 grand from it but it just bounced.
It did give me a 40 dollar nsf fee, but at least i didn't lose the rest.
I do agree to shut down an account as soon as you have no more use for it and I am going to take this lesson to heart and get on with that! But I say remove $ from one to the other account online the minute it comes in.
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