Forum

MY UK MP Stealth + Real experience verifying ID checks
 

This is my personal experience with stealth failing me 3 times with the new managed payments yet me deciding to use my actual details without linking address working like a charm and have a working eBay. That was for the guaranteed ID verification you will get after a certain date or earnings when using managed payments.

When you make a stealth account with managed payments and receive a certain amount of money by law (eBay adviser confirmed) your account will be flagged to requiring ID to compare to the details of the payout bank. eBay are legally made to do this hence why it will always happen.

The page where it asks for ID you will see it also wants the bottom part of a passport which gets scanned in person e.g at an airports to be fully visible. Not sure why but they ask for this if using a passport.

My stealth details which always worked did not work at all as i submitted a perfect stealth ID and they reviewed the information and came back saying of course it does not match the bank name and billing addresses. Also that this person does not exist but they refused to elaborate on that.

My actual new one I made followed my actual name but registration address, email & mobile no were fresh got the set up fine and i waited a few days and began selling. When the same thing occurred as a certain amount was reached, I added my ID (genuine) and submitted and it was reinstated within 6 hours no problem. Was surprised how fast it was and no issues. Name on registration has to match bank or it will not work. Addresses were not the same but was no issue as the name was the main part and I guess location I chose was not too far away anyway.

I also saw they ran a light credit check so that would have been impossible to get around on stealth so it seems im back to normal and have to be super careful not to get it suspended. The bank was a new account I opened easily calling the bank prior so had the fresh card and bank ready as well.

I live chat after it was all good asking why a credit check was run and they said to make sure I am a real person and it is all good. They also briefly without being direct confirmed they checked my personal info such as full name with the bank to make sure it matched and im guessing DOB which also matched.

This was my experience with it all and being in the UK i cannot seem to find a way of getting around the managed payments with a stealth.

If you need any other parts of it answered, I will answer the thread messages so all good.

Thanks

Re: MY UK MP Stealth + Real experience verifying ID checks
 

So good that in underdeveloped countries like Latvia such checks do not take place.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Thanks for the info :)))

so in a nutshell - real name, bank with real name & DOB is whats needed. home address doesn't matter?

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Lucky, but the market for what I sell is UK based. Tried advertising with a EU account via UK and doesnt work out or majority of use would be doing it.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Yeah, Im using a dedicated IP, fresh one and made a new account in my name and DOB. New email, random address and new mobile. I also did not list for 4 days and made really cheap purchases to be delivered or digital items so some history built up. Also bid on items I knew I will be outbid on.

When you make the business account, it asks you to join managed payments by default so at the same time you link the bank etc in your name. So when checks come later, they can see all adds up.

When they asked to verify managed payments they just looking to make sure you exist and did the checks i mentioned above. No chance a stealth would pass them unless you actually using someone else's ID who exist.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Would like to add, I know people with 8-12 year old stealth's who got shut down since the managed payment change as eBay so strict for some reason any suspicion they just shutting us down. I think the credit checks and wanting the scannable passport image makes it impossible but lets hope people may find a work around long term.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Putting item location as UK and putting main address as UK does not help?

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Any idea what that amount is roughly?

So you can make a MP account without ID initially, is that correct?

Re: MY UK MP Stealth + Real experience verifying ID checks
 

If your using your own real details yes

Re: MY UK MP Stealth + Real experience verifying ID checks
 

How are they checking the name? by sending a deposit to your bank then withdrawing it, to check the match?

And how would the address be checked, electoral roll?

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Well if they can't find you on soft search they ask for you to upload ID which is one of best way at the moment and accounts get verified within few minutes

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Had no joy in recent times when I tried doing this. But the way it seems, all accounts will be used with MP by the end of 2021 it seems so even personal might not be worth it long term for me.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Yeah, I made account without ID initially. Just when making MP at first it asks me to link bank so made sure my actual info used which works with bank but any address on ebay as it wont be an issue at the ID check alter. I sold 2 £250 items and got the payout within 2 days and after that I got the hold for ID. I had also sold 5 items in total so not sure if it is 5 items or around £500 they ask.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

When I linked my other bank to a stealth the first time it did not ask for name so thought all was good and bank added. When I go to view the bank I added on eBay it showed my actual name I never wrote anywhere before on ebay as is stealth so they would have instantly flagged it im guessing from that point.

Luckily on my stealth accounts, when the hold came into place I did not ship items so imagine sending and you have a stealth that needs checking. You wony get the money back as I was being told by UK law they have to hold the funds so was only around £20 lost for me. Imagine someone selling and posting a laptop and it happens, would be screwed.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Surely they cant perform such checks with accounts from 3rd world countries using a local ID instead of passport??

Re: MY UK MP Stealth + Real experience verifying ID checks
 

They can, they can read the passport and ID cards they are using 3rd party companies verify if its genuine

Re: MY UK MP Stealth + Real experience verifying ID checks
 

@denjosh99

Great info there mate, I just have a few questions if you don't mind.
1. Are you a previously banned ebayy user so needed to go stealth?

2. How did you see that they done a credit check?

3. are the bank checks JUST name and DOB verification? mismatch address is not a problem? Don't ebayy see this as well?

4. I have made 2 MP business accounts, Both are NOT in my name, DOB, address, email, phone number. I have used MY real bank ( 2 accounts) for MP,
If I now change the account details to my REAL name and DOB but leave xxxx address will this be a big red flag and get the accounts shutdown?

5. How many times can this be done? if you have 5 accounts what are the chances of getting them through? and if you do try that many times with REAL name DOB but different bank account won't this affect the 1st one that was accepted??

These are the main concerns but I may have to ask more later lol.
Thanks for any advise and good luck to all.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

What ID does it ask you for?

Re: MY UK MP Stealth + Real experience verifying ID checks
 

"and came back saying of course it does not match the bank name and billing addresses"

For this sentence could we conclude that eBay can see your real (billing) address on the bank account (I am not talking about credit card) or can get it from 3rd parties?

Re: MY UK MP Stealth + Real experience verifying ID checks
 

One more thing I forgot to ask....Did you enter the bank manually or trustly?

Re: MY UK MP Stealth + Real experience verifying ID checks
 

True - figure some algorithms at play

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Yes anyone can no secrete about it

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Chinese need an escrow account on Ebay?

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Hi, answered them below:

1) Yes was suspended permanently. As have on few accounts linked to the original.

2) ebay call when i complained about why i was requiring verification. Also another blog mentioned this appearing for them so confirmed with me also getting one.

3) Did not have an issue with address. The address i chose is only 20 mins away from my current so not sure if that is why.

4) I tried it with 1 stealth changing details to a spare ID not mine (Custom) and it failed as they can see all changes we make. You know, my one which works fine, I initially did En for surname and changed and they know.

5) I dont want to have a guess to be honest, all my stealth's have failed and the one real worked. They also not basic new ones, well established. The one which works I submitted a UK passport and it shows no address so is more secure / trusted than a licence and shows no address.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Just to add from my points, from another blog i heard basically reason for this excess strictness is as before paypal faced legal financial risks and ebay had it easy but now its all on ebay as they wanted to change.

Meaning well, we don't know how it will go for stealth users going forward. I would not mess up a stealth as I am very strict with it but it was literally out of my hands.

I did pay charges on my stealth's for actual passport scans to match and submit and no joy. It is just annoying.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Was this registered straight onto MP?

To confirm did you register an actually address which would show on your credit report?

.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

I did it via Trustly. To be honest, this section not many people have had issues with. Just those who got bad stealth statements. Real or stealth this bit can be fine but the check which everyone seems to be unable to pass is the 2nd one for ID. Since they seem more responsible legally for finances since leaving paypal like other people said these checks seem to literally confirm or deny is someone exists and ebay dont take chances.

Also now saw on Aspkin forums they check the balance someone said it came as a pop up when signing up so i missed that.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

I registered straight away into MP yes. And address was not my main, one 20 mins away. But they from what it seems do the checks after you have submitted a form of ID. UK passports done show addresses so must have been identified as real from the actual information and passed.

Was literally passed within hours while i was thinking oh man another ban as all my stealths did this regardless. Paid for ID's which quality pass paypal etc but this they did not. Also passed ebay when i was told to submit to prove my ID and supplier receipts when i over crossed my monthly limit before managed payments. Seems they added something which is more official to check and flag issues.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

So no matter if you do it via Trustly they will always request physical ID (passport/ driver license) at a later stage, even if all the info matches. Is this 100% correct?, are we sure?

Re: MY UK MP Stealth + Real experience verifying ID checks
 

My passport is real but it has expired last year can i still use it as ID ?

Re: MY UK MP Stealth + Real experience verifying ID checks
 

SO what are we thinking for existing accounts? Address does not have to match but name and dob must? Is DOB a definate. Got a great account from around 2011 with near name, can I change the name then go ahead and agree to MP?

Re: MY UK MP Stealth + Real experience verifying ID checks
 

So you can only have 1 ‘stealth’ account, albeit in your own name, as you can’t use the same passport as I’d more than once.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Turned over 50k+ on a account with MP and haven't been asked for ID yet ...

If you use trustily and you're on the electoral roll. They know who you are.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Hi, i replied back not long after the post but cannot see the post anymore. Same with other peoples reply. Not sure if it was removed if it was against policy in any way but not sure.

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Thats good. I guess work around is by not using Trustily and getting documents matching a stealth ID. Did you get no 2nd verification request for ID at all?

Re: MY UK MP Stealth + Real experience verifying ID checks
 

I managed to successfully do it with a STEALTH ACCOUNT! I made a new post on the previous page of how I did it. Let's all get back to stealths!

Re: MY UK MP Stealth + Real experience verifying ID checks
 

Can they not see personal info if you use Trustly?

Re: MY UK MP Stealth + Real experience verifying ID checks
 

[QUOTE=denjosh99;1151447]Hi, i replied back not long after the post but cannot see the post anymore. Same with other peoples reply. Not sure if it was removed if it was against policy in any way but not sure.[/QUOT
Yes, I did read your reply, Thanks for that.
ps, it is still up, not sure why you can't see it now?

Re: MY UK MP Stealth + Real experience verifying ID checks
 

I am thinking the same but didn't you already say you have previously tried this method and failed? also what documents would you use? it seems a xxxx passport won't work if they are really running them through a database check. I am pretty handy with photoshop and can make a mean driving license but this is also being run through a database I assume? so will also fail. I can make utility bills and bank statements no problem.

The way I read it so far is that you must make a new MP account with real name, dob, xxxx address right from the start then link to your bank. then upload real passport and xxxx statements or utility bills when asked for id.

I'm guessing if you are trying to switch stealth to real name, dob they will ask "why the name change?" (This is what I will try to do with my MP accounts over the next few weeks and will see how it goes).

I think I'll make a new biz account with real name and dob XXXX address also and let it sit

The main concern here is how many accounts can we get away with? can we have more than just one? and if we use our real passport this will probably link them all together and get them all banned so is it worth the risk ? lol

Lets hear what people think?

Re: MY UK MP Stealth + Real experience verifying ID checks
 

I would be amazed if they had access to passport or drivers licence numbers. Both are Government agencies, both are heavily under data protection laws. They wouldnt allow a commercial entity (let alone a foreign one) anywhere near them.