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-   UK eBay & Paypal (https://www.aspkin.com/forums/uk-ebay-paypal/)
-   -   what are the best UK banks? (https://www.aspkin.com/forums/uk-ebay-paypal/48708-what-best-uk-banks.html)

johnnyleeds 01-20-2013 05:03 PM

P.S - you DONT have to be Scottish to open a Bank of Scotland account...

NoneOther 01-20-2013 05:07 PM

Aye, but it helps :thumb:

johnnyleeds 01-20-2013 05:15 PM

what helps? if your called Jock?! heh heh heh!

NoneOther 01-20-2013 05:19 PM

Just wait until Independence Day, then you won't get one so easy :p

Ukdirect 01-20-2013 06:11 PM

I'm using Co-op saver accounts with my stealths. You can open them online and they normally only take 10 days to open

derbydave 01-20-2013 07:22 PM

Quote:

Originally Posted by NoneOther (Post 412353)
The key to success with multiple accounts with one banking group is not how many you have but how they are used.

Been mentioned before that you need to be seen to use them as 'normal' accounts.

If all they do is receive funds from p/p in a mismatched name then the bank will start to take a closer look at all your accounts. They have a legal obligation to monitor all customer accounts for unusual activity that may indicate money laundering.

All very true. Let me be an example to everyone. Don't just go opening a ****load of bank accounts and thinking it'll be OK. Some poeple get away with it, some don't. The best advice I've seen given here is: open bank accounts when you actually need them.

Stigger 01-21-2013 03:09 AM

as above, opening and closing accounts with the same bank all the is not good try not to stick to the same banks all the time.

It helps if you try and understand, what banks check what when you apply

also it helps to try and understand the process, for example it helps to know which banks check first and last names (Lloyd's) which banks check only last names (santander) and which banks only check account number and sort code (no names) when money is been transfered.

Callidus 01-23-2013 04:42 AM

I wouldn't make a habit of always applying for current accounts as don't forget these type of accounts are the ones that do the credit check. Try searching for an account that only do a basic ID search or look at some type of savers.

123 account is good though :)

sanitystricken 01-23-2013 09:32 PM

Quick question to all of those who recommended NatWest. Do their saver accounts work in the same way as their current/basic or should these be avoided? I've opened one purely as a saver anyway, but since it's given a new account number and sort code thought I would ask! Thanks in advance :thumb:

Jigsaw 01-24-2013 12:17 AM

I have used lots of saver accounts from Natwest and never had any problems with verification or had any removed.

sweetie 04-14-2013 04:04 PM

People have recommended Halifax and The Bank of Scotland on this thread but they are owned by Lloyds which is specifically not recommended. Just wondering what peoples thoughts are on this as I bank with The Bank of Scotland.

GTB 04-14-2013 04:45 PM

good question

has anyone recently had issues with halifax or bank of scotland ?

GreenBean 04-15-2013 04:54 AM

Never an issue because I stopped using both in early 2006.

They allowed paypal to 'touch' my funds despite having a written cancellation of the DD mandate at two different branches (two paypals at different banks were limited).

These days, I notice they tend to be lower on the list.
:spy:

GTB 04-15-2013 05:09 AM

well if they are owned by Lloyds then best to steer clear

GreenBean 04-15-2013 05:16 AM

Indeed.

As others ask, will be worthwhile mentioning not to use them.

:ranger:

GTB 04-15-2013 05:20 AM

canne believe they still allowed pp to take money from your bank after you cancelled the DD mandate

shocking that

rsot 04-15-2013 06:13 AM

Quote:

Originally Posted by GreenBean™ (Post 440414)
Never an issue because I stopped using both in early 2006.

They allowed paypal to 'touch' my funds despite having a written cancellation of the DD mandate at two different branches (two paypals at different banks were limited).

These days, I notice they tend to be lower on the list.
:spy:

Thats low of the banks - horrible sloppiness

GreenBean 04-15-2013 06:15 AM

Quote:

Originally Posted by rsot (Post 440436)
Thats low of the banks - horrible sloppiness

The cheques of compensation made up for it.

:thumb:

Jackphilip 04-17-2013 01:41 PM

I'm having trouble re adding halifax savers when it's time to withdraw from PayPal. This is currently the case on two 100% stealth paypals. Both banks have already been confirmed, and removed.
Anyone having any similar issues? The message I get says "we're sorry, but we weren't able to confirm your identity and can't let you link a bank account at this time".

paypalpains 04-18-2013 06:41 PM

Quote:

Originally Posted by derbydave (Post 411852)
when i opened my 4th RBS & Natwest accounts they shut the lot down. be careful

Had same problem with natwest/rbs closed all my accs down. Be careful as DD said

kiwp 08-07-2013 12:38 PM

pp asking for some doucements idk.. doucements adding a bank and credit/debit


if i add my real bank and ADD VCC FROM HERE BUY AND TRADE

WILL THAT BE OK

rsot 08-08-2013 12:56 PM

http://www.aspkin.com/forums/uk-ebay...tml#post475280 - same post

If pp just wants a vcc, then seller's vcc from here should be fine here. Or do they want proof of cc e.g. statement?


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