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what are the best UK banks?
 

What are the best UK bank, vba and vcc to utilise for stealth ebay and Paypal accounts?

i find halifax,coop and natwest are rock solid

stay away from lloyds

as far as im aware there are no uk vba to use on pp

entropay is good or if your unsure get a card from one of the uk sellers on here that will work fine

I second everything tsms has said. Sadly forget VBAs for the UK at the current time. My preference for a card would be from a seller on here. Entropay are starting to be a little bit problematical for SOME people

:ranger:

Ok is a vcc needed as much as a bank account?

try selling something without a bank account

Great help people thanks

I read in a post on here a while ago there is a UK bank Acc you can get which is good for stealth , can't remember the name but it cost around £12 per month

Does anyone know what I'm talking about and if so can you still use it and what's the name

Cheers

:juggle::juggle::juggle::juggle:

Yes
secure trust.

No

anyone using santander 123 current acc ?

i tried an application out of the blue through my experian account link and got accepted 1st time round

this type of thing does not normally happen to me :lol:

UK Santander accounts are fine for stealth.

Is nice account. You can (down the track) make another account without going to bank :thumb:

superb :spy:

This smiley above always makes me laugh on here, stealth man :spy: haha

I have just today gone to RBS as i already had a standard basic account (current with debit card, no o/d) and asked if I could open another account easily as i wanted to separate different saving streans to be told no problem - how many did i want and they would even put a 2nd description line on the card ie mr xx xxxxxxx, number two account

I asked for 4 and she is putting the forms already completed for me in the post - all i have to do is sign and put the description i want on each card - easy as !

Hope that helps

What about Barclays account ?

i have been using a barclays basic account for some time now
with no problems at all, i would say they are a safe bet, very easy to open an account with them also, =)

when i opened my 4th RBS & Natwest accounts they shut the lot down. be careful

I used co-op , hsbc and halifax in past with some bad luck.

Working smoothly with Natwest Bank Now.

Hope that helps.

Peace.

I use co-op, i've had my stealth account for over a year & had no problems up to now!

halifax, coop, natwest, barclays, satander all solid

santander work too :s

The key to success with multiple accounts with one banking group is not how many you have but how they are used.

Been mentioned before that you need to be seen to use them as 'normal' accounts.

If all they do is receive funds from p/p in a mismatched name then the bank will start to take a closer look at all your accounts. They have a legal obligation to monitor all customer accounts for unusual activity that may indicate money laundering.

Another good one to use, which a lot of people forget about is Bank of Scotland, which is actually Halifax - (HBOS - Halifax Bank of Scotland). I have opened several basic accounts with them and you can do it online.

Plus if you already bank with the Halifax you can just add your new Bank of Scotland accounts straight onto your Halifax online banking service - same password etc as your existing Halifax account! Plus you can do any other banking you need to do at any Halifax branch. Top tip if I do say so myself!

P.S - you DONT have to be Scottish to open a Bank of Scotland account...

Aye, but it helps :thumb:

what helps? if your called Jock?! heh heh heh!

Just wait until Independence Day, then you won't get one so easy :p

I'm using Co-op saver accounts with my stealths. You can open them online and they normally only take 10 days to open

All very true. Let me be an example to everyone. Don't just go opening a ****load of bank accounts and thinking it'll be OK. Some poeple get away with it, some don't. The best advice I've seen given here is: open bank accounts when you actually need them.

as above, opening and closing accounts with the same bank all the is not good try not to stick to the same banks all the time.

It helps if you try and understand, what banks check what when you apply

also it helps to try and understand the process, for example it helps to know which banks check first and last names (Lloyd's) which banks check only last names (santander) and which banks only check account number and sort code (no names) when money is been transfered.

I wouldn't make a habit of always applying for current accounts as don't forget these type of accounts are the ones that do the credit check. Try searching for an account that only do a basic ID search or look at some type of savers.

123 account is good though :)

Quick question to all of those who recommended NatWest. Do their saver accounts work in the same way as their current/basic or should these be avoided? I've opened one purely as a saver anyway, but since it's given a new account number and sort code thought I would ask! Thanks in advance :thumb:

I have used lots of saver accounts from Natwest and never had any problems with verification or had any removed.

People have recommended Halifax and The Bank of Scotland on this thread but they are owned by Lloyds which is specifically not recommended. Just wondering what peoples thoughts are on this as I bank with The Bank of Scotland.

good question

has anyone recently had issues with halifax or bank of scotland ?

Never an issue because I stopped using both in early 2006.

They allowed paypal to 'touch' my funds despite having a written cancellation of the DD mandate at two different branches (two paypals at different banks were limited).

These days, I notice they tend to be lower on the list.
:spy:

well if they are owned by Lloyds then best to steer clear

Indeed.

As others ask, will be worthwhile mentioning not to use them.

:ranger:

canne believe they still allowed pp to take money from your bank after you cancelled the DD mandate

shocking that

Thats low of the banks - horrible sloppiness

The cheques of compensation made up for it.

:thumb: