in fairness mate if you went back through my posts you will see i was asking the self same questions when i 1st came on board with stealth
i feel your frustration
i had everything in place and yet without a bank account what can you do
other than risk it all on just using the pp and sending the balance of the account to someone you know who can withdraw it... which obviously wont hold with the locals here orr pp as it wont be a very successful venture
but as said i came here i had everything set up and no bank would entertain me due to my status.. recently self employed, turned self unemployed claiming no benifits no jsa nothing... no bank would entertain me either
but you just try and try and try... as said explain to a bank you need somewhere for your jsa if unemplyed or somewhere for your wages to be paid into...you dont want or need any credit or overdraft or any addons
next thing i know i have 3 new bank accounts 1 has already offered me a £1000 overdraft limit
you will find an account
i also recommend regestering with experian to check your credit score out for yourself, dont lie on the application give honest findings and addresses where you may have lived over a set amount of years and you will see whats gone on... other than what you already know as you say you know your credit is poor
since i went through experian they linked me to accounts that they recommended i should try... indeed i gained 2 new accounts through that simple process
experian are doing a free 30 trial right now so i would get on it
be patient it will happen
and when it does dont get cocky keep grounded
trying to think of other advice i can offer you but just keep it up and you will be ok
i had nothing when i found stealth and im doing well for myself again now
have you not exhausted any other road you could try like friend or family member perhaps... i once had a relatives account linked to pp when i owed them borrowed money that i wanted to return doing that was a great way of getting them paid up and quick as i didnt have to handle the money or i would have spent it
good luck with it
sorry mean to add...
try and keep it real as possible with setting up a bank account as you dont want to mess around going that route...but im thinking you could try and change your status settings around slightly... if your unemployed say your employed and what your earning
it might help make the difference