eBay Suspended & PayPal Limited Forums

Can anybody that has converted a 100% legit account to MP confirm whether there have been any searches carried out against them on their credit report?

If not, I cannot see how this issue is caused by a soft credit check as surely it would be listed on the credit report?

13obby

10-04-2020 02:42 PM

Re: The MP Exodus

Quote:

Originally Posted by ebaywanton (Post 1118211)

How exactly do they perform a soft credit check?

It’s not hard, financial institutes have access to facilities to do soft credit checks just like any credit provider the question is, is this what’s killing the accounts? The only way to find out it by is by testing.

Uavmods

10-06-2020 02:38 AM

Re: The MP Exodus

If you are submitting doctored IDs to management payments do they have the means of checking it in any way or does someone just take a look at it and if its look ok they pass it?

Therulerz5

10-06-2020 05:25 AM

Re: The MP Exodus

the way to go is to submit EU ID cards as a means of identity documents.

many eu residents in the UK including myself did not have a credit score for months so it would be reasonable to fail the soft credit check as one.

if you submit an UK passport but there is 0 history about you in the UK its a pretty telltale sign you are high risk.

JamesNorth101

10-06-2020 05:28 AM

Re: The MP Exodus

Quote:

Originally Posted by Therulerz5 (Post 1118477)

Assuming it has anything to do with a credit check which it may well not do. Just time to play around a little and see what works.

Therulerz5

10-06-2020 06:34 AM

Re: The MP Exodus

Quote:

Originally Posted by JamesNorth101 (Post 1118478)

Assuming it has anything to do with a credit check which it may well not do. Just time to play around a little and see what works.

https://i.imgur.com/9cCzo95.jpg

I do not recall using any other Adyen product that would result in this,I have to assume this is eBay's processor checking on me.

Do let me know if you think otherwise or if you have other information regarding this.

JamesNorth101

10-06-2020 06:46 AM

Re: The MP Exodus

Yep eBay have done those same checks for many many years - that may not be the only factor though as accounts never used to get limited when failing them. Its all still very new right now

ebaywanton

10-06-2020 12:06 PM

Re: The MP Exodus

Im 18 and only have a UK passport, and i have never performed a credit check. Would they ban me?

LOMBOK

10-06-2020 02:02 PM

Re: The MP Exodus

Quote:

Originally Posted by ebaywanton (Post 1118552)

Im 18 and only have a UK passport, and i have never performed a credit check. Would they ban me?

They shouldn't. Have you got a current account? If so, you may have been checked when opening it unless it is a basic current account.

Check your credit file with experian. You could also apply for a credit card and this will add to your file. You don't need to use the card, just cut it up after you get it, but it will improve your rating if you do use it and pay the balance off every month.

ebaywanton

10-06-2020 06:34 PM

Re: The MP Exodus

I think its the basic current account. I've never used experia or any sort of credit check sites. Hopefully they don't flag me but i'm not confident

ebaywanton

10-06-2020 06:42 PM

Re: The MP Exodus

Just signed up for experian and checked my score, its good, so hopefully Adyen can see i have got some sort of history lol

gravessen

10-08-2020 03:19 PM

Re: The MP Exodus

Quote:

Originally Posted by Therulerz5 (Post 1118477)

Hi. First of all thanks for this post.

can you explain me better why you think submitting EU ID card will work better then UK passport (im talking about stealth docs)

Thanks a lot

ebaysniper

10-19-2020 05:30 AM

Re: The MP Exodus

Quote:

Originally Posted by Therulerz5 (Post 1118484)

May I ask when you submitted your MP switch request?

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