Can anybody that has converted a 100% legit account to MP confirm whether there have been any searches carried out against them on their credit report?
If not, I cannot see how this issue is caused by a soft credit check as surely it would be listed on the credit report?
It’s not hard, financial institutes have access to facilities to do soft credit checks just like any credit provider the question is, is this what’s killing the accounts? The only way to find out it by is by testing.
If you are submitting doctored IDs to management payments do they have the means of checking it in any way or does someone just take a look at it and if its look ok they pass it?
Yep eBay have done those same checks for many many years - that may not be the only factor though as accounts never used to get limited when failing them. Its all still very new right now
Im 18 and only have a UK passport, and i have never performed a credit check. Would they ban me?
They shouldn't. Have you got a current account? If so, you may have been checked when opening it unless it is a basic current account.
Check your credit file with experian. You could also apply for a credit card and this will add to your file. You don't need to use the card, just cut it up after you get it, but it will improve your rating if you do use it and pay the balance off every month.