Hello i also got limited today for buying a item for £300 and also the funny thing is, that this account is a friends which is all 100% real details. His account was made around november time so is not too new and has 65 100% feedback. Ive used his account to buy items before and its been fine until today. So it could be a new p-p security check they have or something.
But anyway depending on what bank you have the name shouldn't be a problem because the bank and p-p dont share this info. I know lloyds TSB are kinda sensitive to different names tho but depends on how different the name is. Also the photo id is possible aslong as your an expert in photoshop and it looks perfect. End of the day its only paypal so if they wanna play these games, then we should play them too  Also try putting the card details in another couple times because sometimes the system is quite slow and it takes a couple times to register. Hope this kinda helps. All the best
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