Google Checkout does request information and verify documents - and check EBAY status

[doughboykilla]

yeah but cartmanager gives google my item # which that is the last thing u want them to have if u get banned alot which i will be cause i cant list with out haveing paypal as a option and i wont use paypal so there for im bound to get banned alot

and besides that i cant get buyers to pay useing cartmanager i guess it dosent look legit or something but i can send inoivces stright from google to them and they pay.

[Jonas]

doughboykilla people have said that about googlecheckout before. Maybe eBay has a point in banning google checkout as it's clearly not secure for sellers.

[doughboykilla]

Yeah i dont list in my listings i accept google checkout i just put i accept credit cards through a merchant. And we all know why ebay banned google cause it was a threat to there crumy paypal cause google checkout is a very safe payment method and if i had a choice i would rather pay a seller useing google then i would with Gaypal at least with google if u get screwed u can do a chargeback and not lose your account like with paypal.

And only reason google banned my account cause there seen my ebay account was banned and it was banned because i would'nt use paypal

[adventmma]

So I signed up for a GCO account and provided all real personal info. The setup did at one point force me to enter a Business name as well as the biz name that I wanted to appear on the customer's cc. Well, I don't have a registered business, but since the form was forcing me to enter one, I entered a made-up business name.

From this forum I see that people don't necessarily have a big problem giving Google their SS#. Besides, GCO asks at least for that in order to lift the $$ limits. I would provide the SS# to them, but other than that... as far as the business name thing.. what can I expect from this? What do you suggest I do?

[doughboykilla]

u will need to put a bussiness down that sales what u are selling cause if u make up a bussiness website and they will check it then they will email u about it

i would just fine a website online thats selling the same stuff your selling then u will be good to go

[aspkin]

I'm surprised that Google actually does verify this stuff. They're on top of things here.

Anything you make up be ready to provide proof or you could lose your account.

[Modee]

I had something similar happen to me, but they didn't shut me down.
http://www.aspkin.com/forums/merchan...ay-status.html

[Jonas]

Google demands a SS# but they are insecure because they like to spontaneous give unrequested refunds to all your buyers. Get a real merchant account. They need the SS# but they won't shut you down unless you get a lot of chargebacks.

[adventmma]

Jonas, that's absolutely true. For some reason merchant services establishments aren't insane like that. I mean they all have their own risk management departments to first approve you, and then monitor approvals for each transaction. They just want the money flow uninterrupted. But you'd think that all the other "alternative payment solutions" companies would be forever interested in keeping sellers selling, collecting processing fees and all that, but no... there's something about their mentality that either we don't get or there's something else going on... If we figure that the "something else" part is about money, the it's doubly weird that they don't want your fees to roll in forever. Merchant services companies fight tooth and nail for accounts, it's a cutthroat business out there. And you have to make either a huge boo-boo or many many small ones to get screwed out of using your merchant account altogether.

So what you guys are saying is that, it'd be best to register a business, roll out a website, get approved for a merchant account and sell like that? It's funny, really, because I work for a merchant services company myself and see this happen every day, but I was hoping to sell off what I have on ebay or elsewhere, and then just be done with it.

[Modee]

Merchant accounts routinely delay the transfer of cash to your bank account though, when they think the charge is unusual or high risk. There's no free lunch.

[adventmma]

Originally Posted by Modee

Merchant accounts routinely delay the transfer of cash to your bank account though, when they think the charge is unusual or high risk. There's no free lunch.

If you control how the charges are made, that is you have control over deciding whether or not a transaction should be put through (compared to automatic charging of the card by an online cart or whatever) then both delays and possible red flags can be avoided altogether. When a merchant account is set up, they approve it according to a particular set of parameters such as average monthly volume, average batch, average ticket, min ticket, max ticket, etc. All these have to do with the kind of products you're selling, their respective worth, type of business you have, risk value attached to different business type categories, etc. It's not exactly written in stone, but the idea is that if a transaction (or financial condition) can't be placed within those parameters, the risk department may or may not take notice. It depends on how strict their risk management protocols are. It varies from bank to bank, of course. But generally, there's a way to go outside these parameters without raising red flags.

[ebayhateluv]

MOdee--do you know-- Is it new that Google is verifying websites or whatever??
I guess I dont understand?
I used my acct only a couple times, but sales were over $1k.
They never asked me for a website or even an ebay number.. is this new? Am i at risk now?

[adventmma]

I'd like to know this too.

[Modee]

Click the thread I posted above.

[ebayhate4ever]

hey everyone, for some reason when I use a virtual credit card for google checkout, within 3 days it now asks me for verification and halts my payouts! Even if my order is brand new, wtf! is this the same for everybody? what happened to the good old days when google checkout was free...this is so aggravating. I waited until today to see if maybe they already initiated the payout before asking for verification, but no! I don't know what i'm doing wrong, and I don't want to give them my real info because I don't like giving anybody my real info. Guess it's back to paypal, even they don't pull bull**** like this.

[ebayhateluv]

HI: Have you tried a different brand of vcc?
Simon works fine, for me..

[ebayhate4ever]

Yea it is simon gift cards that I am using, so far i've tried 2 and same result. Is it a new policy of theirs or something? And these aren't like $1,000 transactions or anything. Just $100.

[ebayhate4ever]

Though the simon gift cards are ones that I have used for ebay, you think that could be the reason?

[ebayhateluv]

NO, ebay + google arent linked, that Im aware of,, maybe a new google p[olicy, or something else??
--your ip address--same as google ck out that was banned?
---any matching info--same as old acct?

To be honest with you- MOdee is the Google ckout person, I have used it, and I have an acct-- but I guess I got away with no verif, and they deposited over $1400 int omy acct once, and then $1k another time, so I do nto use on a regular basis- btw- my acct was created in aug/sept of 2007

[doughboykilla]

yeah make sure u use a new ip cause once u get banned they keep track of that and theres alot of gift cards u can use besdies one and if your saleing the same stuff they just asume your the same person and banned you or ask for verfaction google is sneaky like that and there starting to become another paypal.

also u may want to do the $500 a month limt that seems