Re: file a claim?
I'm not sure how PayPal will handle those claims, but I CAN tell you that if your balance is negative and there is not enough money in the account to issue the refunds, PayPal WILL issue the refunds to the buyers and then try to get their money back by attempting to take it from your bank account or by charging any of the credit cards you have on file with them.
Deleting the information from your PayPal account will not stop that. You can never actually delete any information from PayPal - they keep the information forever - when you "delete" it, you just can't see the information on your account page. The only way to stop it is to close the bank account and cancel the credit cards.
If they cannot get the money from your bank or credit cards, they will probably send you a bill in the mail and then send your account to a collection agency 90-120 days later. At that point, the negative information would show up on your credit report.
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