Using bank debit cards for charge method could get messy...

[Canadianleaf]

Bank debit cards (Visa/Mastercard) are the best charge methods because and see to automatically work with the AVS.

Banks are a finite resource but there are enough out there including sub checking/saving accounts in each and a reasonable bucket of address changes for each bank to provide you with a very large supply of unique debit cards for all your stealth accounts.

But be wary, traveler. Having to many accounts at a single bank may summon unwanted attention. Use multiple banks. F


Here is a related thread: https://www.aspkin.com/forums/amazon...s-trouble.html

[GreenBean]

All of this about debit cards is OTT.

Purchashing of suitable VCCs would save the issues.

You stated you would save around $1000 using debit cards.

What are you saving if any of your chosen banks decide to part company with you.

You are going to be in limbo and most surely have credit file notations.

[Canadianleaf]

Originally Posted by GreenBean

All of this about debit cards is OTT.

Purchashing of suitable VCCs would save the issues.

You stated you would save around $1000 using debit cards.

What are you saving if any of your chosen banks decide to part company with you.

You are going to be in limbo and most surely have credit file notations.

I am fully aware of VCC's but my post is not about VCC's. It's about debit cards.

I am interested in your last sentence though. Can you elaborate more? Debit is not credit so I fail to see how this will be on my credit file. I genuinely desire to learn more about banking and the situations I outlined in my OP.

[GreenBean]

can someone help shed some light on the issue


I repost what you stated. I replied to address the issue as I saw it.

If you have issues with that then so be it.

You are not on the right approach.

You are not prepared to listen properly.

I am not going to be told how to reply when I try to help.

[chaichaoyi]

At least in US, SSN is not sufficient to allow a commercial organization to pull up all bank accounts associated with the number (credit card is an entirely different story).

Probably IRS can do that, but it is not a commercially available business solution, is it?

[chaichaoyi]

Originally Posted by Canadianleaf

Constantly changing bank addresses may be shown as suspicious activity and reported to Early Warning System or Chexsystem. Bankers who see this are also obligated to report suspicious activity. Banks are obliged to follow the "know your customer" regulation for banks.

https://en.wikipedia.org/wiki/Know_your_customer

Chex is indeed a concern. I am not an expert on Chex. But being a "credit system", it shouldn't flag a citizen and report him/her as "suspicious" to whoever that makes the inquiry, just because this individual changes banks too often. Otherwise there will be way too many false alarms. I think (most) bankers will do the minimum required by compliance, and turn a blind eye to suspicious activities.