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Aus Post Load and Go cards.
 

Im not sure if this has been posted before, but anyone here thats running stealth accounts NEEDS to invest in a few of these.Like not even kidding. They are an absolute life saver for withdrawing money from PP without having to link a bank account! Lets just say these particular cards have a couple of unique extra useful features that other Prepaid CC's dont!

Can you use stealth details for these cards without any issues?

One of my cards just got restricted and when I tried contacting the Load and Go support number the call just dies everytime I put in the card number and access code? :s Anybody else experienced this?

yep they are not as easy to use as one might think, from my experience do anything in the slightest way sus and you are gone. They called me a week or so after restriction.....

Nice product I have used to set up a test pp account. One problem I have encountered is that even now debit transactions made on Monday do not show up in the transaction history. This prevents me from verifying the visa account with pp. Verifying the attached anonymous bank a/c was easy.

Do debit transaction details eventually show up in your transaction history? How long does it take?

Does the name needed to be match if I withdraw money from pp to the attached bank account? Anyone successfully using these to verify pp?(using the bank function but not as a CC). Was try to purchase one of these from post office and they asked for my IDs

No the name does not need to match, and yes they can be used to verify paypal.

Only the load and go "travel" card requires sighted ID, as it has higher limits. With the normal one you just need to supply a mobile number, and choose an access code and memorable word.

If they are asking you for ID for a normal one, go to a different post office that knows what they are doing.

If you don't mind me asking, what was their reason for restricting it?

Personally I haven't had any issues with restrictions thus far.

there are a number reasons they restrict the cards from my experience buying too many at the same time at the same post office, have the same amount of money come in from Paypal and then withdraw from ATM. I was told by load and go that even the bank verification deposits that paypal send can trigger a restriction (seems the bad guys do something similar to this when they hacking cards).

Shows up eventually. I was able to verify both the visa debit and the bank account portions of the product.

One of the virtues of this card is that the associated dummy bank account rejects all debit requests. Hence any cashout from your PP a/c should be irreversible.

You are saying that Heritage Bank restricts the card for these reasons? That sounds odd to me. It is Paypal who would be the loser so why would the bank care?

Aus post runs it not Heritage they just issue the card. I spoke to one of the people in Aus Post Melbourne, what I have reported here is what I was told. I have had quite a few cards restricted and then un-restricted. This is not a bank account as such, its a prepaid debit card, it is also subject to Federal Government money regulations.

OK, I haven't had any problems with restrictions, though I haven't done much so far apart from receiving the paypal verification amounts, paying for SIM cards, vpns, the usual preparatory stuff. :juggle:

I was a little surprised at the LnG's features when I first saw them. It seems to open the barn door a little. My impression of "Federal Government money regulations" is they don't know their arse from their elbow.

Hahahaha I hope you are right. Load & Go is great for us and I agree with you 100% abut opening the door a bit, lets hope it stays open...

Yes. I had 2 load & go cards. 1 for personal online shopping use and the other one i wanted to set up a verified paypal account with.

the 2nd one got restricted. I figured it out myself that it had something to do with the paypal verification deposits because.... the same day the deposits showed up on the account was the same day i got restricted. :s It Wasn't that much of a loss as i only had $3 left in that card anyway However iam now scared to try it with another load & go card because i don't want my other load & go cards restricted.

It sounds like if you have more than one of these cards with the same details then at least one will get restricted. I have one and I was able to verify my pay pal account with no problems at all.

All you need to do is get on to them and so long as you have a number they can call you on you can get card unrestricted pretty easily (I did anyway) :-)

You could be right, but I think they would only get restricted once they have a half decent balance on them.

As I said before i've never had any restricted and my method is:

Purchase 3 or 4 at a time all under the same phone number, access code and memorable word - I normally just put min balance on each. When ready to use register them online all under different details (just as if you were registering them to give away as gifts).

From then on I suggest to treat the load and go online portal as you would ebay or paypal in terms of cookies & socks5 etc.. Keep the accounts separate and I don't see why you would have a problem.

So when logging into load and go, use separate computer user name, ip address etc for each account?? I don't think this really matters.

The issue that raises flags is more than one card with exactly the same details such as name, phone, address etc.

How exactly can you verify paypal with a load & go? How do I recieve the 4 digit code? Can you pay for items on ebay with the load & go?

I'm a newbie here in the process of creating my first stealth account.

Quick question, if I create an Ebay account with a name variation with a public address. Is it ok using the same name and address with the load and go? If anything gets stuffed up in the process does that mean I'll loose the funds?

Yes, it's ok to use the same name and address with load and go match your eBay + PayPal if you are confident you'll never to lose your card with money in it (i.e. L&G will send to the address on the account otherwise I dare say you will need to provide them with ID otherwise).

I used opened a stealth account and linked the debit card to EB. EB tried to deduct and amount and L&G declined it.



09 Jul 2013
21:06 R86515130

EBAY INTL AG - AU,SYDNEY NSW 20,036
Declined

1.00

-


Does anyone know what happened?

It's pre-paid - it won't allow it. Pre-paid has some restrictions on it and this is one of them. Just make sure you have some funds in your PayPal account, otherwise I've been told Entropay is the the way to go.

Use the credit card number on the card and NOT the banking details such as BSB and Account Number linked to the card.

Does L&G send your name and address on the card to pay pal?

I never withdraw or transfer money from this card to pay pal, I only transfer funds to the card from pay pal with no problem.

I did. I entered the CC number on the front of the card on EB so I can use it to pay fees.

I did it with Stealth #1 and it went through fine (I think). Didn't get the decline transaction. Stealth #2 was declined.

Transfer funds from PP to LG = ok
Transfer funds from LG to PP = declined (i.e. pre-paid restriction)
Paying eB fees using LG = ok

LG does not send your details to PP.

I linked my CC to Ebay to pay fees (using the CC details). L&G definitely declined it. Ebay deducted $1, my account is currently $18.91 (less 9c transaction fee).

I wonder if I'll have problems when I pay Ebay fees with this card?

That's with Stealth #2. Stealth #1 didn't have problems. L&G could see the amounts being debited and credited however it didn't show up online under transactions.

I have paid my eB + Auctiva using LG CCard no problem. Maybe just pay your eB fees with your stealth PP? Takes a few days for LG transactions to show up online, but the balance difference should show up straight away.

I transferred funds from paypal to my load and go card on the 12th and still no show on the card. Paypal says completed. Anyone else had this sort of problem?

update: it just came through :)

Is it possible to load funds from a personal CC to two different L&Go cards under different names? I added funds from my CC to L&Go #1 and there wasn't any problem however I keep getting error messages when I do the same on the L&Go #2.

Yes, I've done it before successfully but now myCCARD company wants you to "call" in to confirm you wish to load credit from your CCARD onto your L&G. It may also depend on who your CCARD company is with.

I find it just easier to load money into it over the counter with cash when I'm posting stuff off at Australia Post office.

Ok I'll give that a try.

I think I've solved how this works. If this is not able to be publicly posted, is anyone here willing to PM me, and I can run it by you to see if I got how this works?

How are you able to load your L&G using another CC? I wasn't even able to pay for a new L&G at the Post Office using a real credit card, let alone a pre-paid one.

They used to allow me to load my L&G with my CCARD but not anymore (CCARD company wants me to call and confirm etc). I find it easier to just load money into my L&G at Australia Post using CASH.

Hi I am rather new, could I please have the info on the load and go. I have not set up yet - I got an optus sim yesterday but they wanted a phone number before they would let me have a loading card. So need to get the number activated first. Coles and wollies would not let me get a sim without ID. Only post place.(also saw aldi did some sort of $5 sim thing?? no id was asked for from person who bought it)

So ,This is the card I need then ? as I have no idea about these cards or the alternatives available.

With the Aus post load n go cards were you guys able to place your name on the card like a genuine visa card or does it just have the standard "valued card holder" as the name.

Physical Card has the "VALUED CARDHOLDER" printed on it. You can put a name to the card electronically if sign up online.