Can ebay see the name on your bank account - eBay Suspended & PayPal Limited Forums
eBay Suspension & PayPal Limited Forums  
Join Today
Register Subscribe
     

Registration is fast, simple and absolutely free so please, join our community today!


Go Back   Home > Stealth Topics > Bank Accounts

Bank Accounts General discussions on bank accounts, withdrawing funds, virtual bank accounts (VBAs) and more.

Reply
 
Thread Tools
  #1  
Old 10-16-2022
Junior Member
 
Join Date: Feb 2022
Posts: 21
Thanks: 1
Thanked 3 Times in 3 Posts
Activity: 0%
Longevity: 12%
iTrader: (0)
Default Can ebay see the name on your bank account

I am trying to switch from a personal account to a business account, which I have done before. Entered the EIN, the business info, then it gets to the bank info page. But this time I keep getting an error "Something isn't right" with the bank info. I asked ebay chat support and they said that the name on the bank account must match the name of the business, and that it has to be a business bank account with the name of the business..etc. I don't really believe any of that. I have never had this problem before, usually it just goes through and I use the same bank that I was already using for payouts and it has no error. Are they now able to see the name on your bank account when you enter it? I do it the right way, by using the routing and account number, then I select 'business checking'. This has worked for me several times and it never had any error. Now they are telling me the name of your business has to match the name on the bank account. Like you need a bank account in the name of the business. Can they really see this? and that quickly? I thought they could not actually see the name on the bank account. That was my understanding for many years. I tried other browsers and got the same error. Any suggestions?

Last edited by smokemdude; 10-16-2022 at 05:50 PM.
Reply With Quote
The complete step-by-step guide to get back to selling today!

  #2  
Old 10-16-2022
Junior Member
Threadstarter  
 
Join Date: Feb 2022
Posts: 21
Thanks: 1
Thanked 3 Times in 3 Posts
Activity: 0%
Longevity: 12%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

nobody wants to touch this one. So maybe there is no solution?
Seems like either they can see the bank information matches or they can't. And I have several accounts that never had a problem, so I think they can't. Otherwise, how did I get away with this so many times before?
Some kind of glitch probably, I guess just try again in a few days.

Last edited by smokemdude; 10-16-2022 at 05:54 PM.
Reply With Quote
  #3  
Old 10-17-2022
Junior Member
 
Join Date: Jun 2013
Posts: 93
Thanks: 23
Thanked 18 Times in 12 Posts
Activity: 18%
Longevity: 63%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

Maybe they also check for a match of names, but it worked for me with different names.
Reply With Quote
  #4  
Old 10-17-2022
Junior Member
Threadstarter  
 
Join Date: Feb 2022
Posts: 21
Thanks: 1
Thanked 3 Times in 3 Posts
Activity: 0%
Longevity: 12%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

IF they could, then why not check the names every time? Only once in a while they check? That would be weird.
Reply With Quote
  #5  
Old 10-17-2022
Senior Member
 
Join Date: Dec 2021
Posts: 968
Thanks: 73
Thanked 180 Times in 156 Posts
Activity: 0%
Longevity: 13%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

Yes they can see names.. if you verify with microdeposit

When eBay sends the microdeposits to your bank account.. you me bank sees the name that’s on your eBay account… and when eBay initiates the debit back they see the name that’s registered to the bank account
Reply With Quote
  #6  
Old 10-17-2022
Junior Member
Threadstarter  
 
Join Date: Feb 2022
Posts: 21
Thanks: 1
Thanked 3 Times in 3 Posts
Activity: 0%
Longevity: 12%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

Ok, but can they see the names instantly? They never sent any microdeposits yet. Have not got that far. It won't let me add the bank, it says that something is wrong with the info.
How else would you verify anyway? Using your bank login seems like they would actually see the name instantly. What other way is there?
I don't think what you just said is correct at all. I have done many accounts and using the microdeposits is the only way to go. It never gets flagged ever doing it that way. Like I said, what other way is there?

Last edited by smokemdude; 10-17-2022 at 05:33 PM.
Reply With Quote
  #7  
Old 10-17-2022
Junior Member
Threadstarter  
 
Join Date: Feb 2022
Posts: 21
Thanks: 1
Thanked 3 Times in 3 Posts
Activity: 0%
Longevity: 12%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

Haha it is funny that I have everyone stumped on this one. Where are all the know-it-alls that usually answer these things?
Reply With Quote
  #8  
Old 10-18-2022
Senior Member
 
Join Date: Dec 2021
Posts: 968
Thanks: 73
Thanked 180 Times in 156 Posts
Activity: 0%
Longevity: 13%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

Quote:
Originally Posted by smokemdude View Post
Ok, but can they see the names instantly? They never sent any microdeposits yet. Have not got that far. It won't let me add the bank, it says that something is wrong with the info.
How else would you verify anyway? Using your bank login seems like they would actually see the name instantly. What other way is there?
I don't think what you just said is correct at all. I have done many accounts and using the microdeposits is the only way to go. It never gets flagged ever doing it that way. Like I said, what other way is there?
Yeah they can also see the name instantly to the bank account holder when you input the account number… and it shows on both ways wen microdeposits are sent and received

Last edited by Roy3805; 10-18-2022 at 01:17 AM.
Reply With Quote
  #9  
Old 10-18-2022
Junior Member
Threadstarter  
 
Join Date: Feb 2022
Posts: 21
Thanks: 1
Thanked 3 Times in 3 Posts
Activity: 0%
Longevity: 12%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

Then what other way is there? I already asked that.
And why would they allow the mix-matched names 90% of the time but only once in a while they don't allow it? If they can see this then why do they not care most of the time? How did I do this 9 times before and they didn't care, but then the 10th time it actually bothers them? That isn't logical.
Reply With Quote
  #10  
Old 10-18-2022
SaiJin's Avatar
Super Moderator
 
Join Date: Jul 2008
Posts: 15,949
Thanks: 321
Thanked 2,546 Times in 2,199 Posts
Activity: 66%
Longevity: 91%
iTrader: (2)
Default Re: Can ebay see the name on your bank account

Quote:
Originally Posted by smokemdude View Post
Haha it is funny that I have everyone stumped on this one. Where are all the know-it-alls that usually answer these things?
Here's one of the know it all that usually answers these things.

Here's your answer.

On deposit they CANNOT see the name or info of the bank account.

BUT when they WITHDRAW they CAN see the name of the bank and it shouldn't matter if you just do it once or twice.
Reply With Quote
The Following User Says Thank You to SaiJin For This Useful Post:
rsot (10-19-2022)
  #11  
Old 10-18-2022
SaiJin's Avatar
Super Moderator
 
Join Date: Jul 2008
Posts: 15,949
Thanks: 321
Thanked 2,546 Times in 2,199 Posts
Activity: 66%
Longevity: 91%
iTrader: (2)
Default Re: Can ebay see the name on your bank account

Quote:
Originally Posted by smokemdude View Post
Then what other way is there? I already asked that.
And why would they allow the mix-matched names 90% of the time but only once in a while they don't allow it? If they can see this then why do they not care most of the time? How did I do this 9 times before and they didn't care, but then the 10th time it actually bothers them? That isn't logical.
Welcome to eBay... home of the illogical , unreasonable and liars.

Try amazon... they are all of the above plus more ON CRACK.
Reply With Quote
  #12  
Old 10-19-2022
dclcruiser808's Avatar
Junior Member
 
Join Date: Jun 2020
Posts: 6
Thanks: 0
Thanked 2 Times in 2 Posts
Activity: 0%
Longevity: 22%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

Quote:
Originally Posted by smokemdude View Post
Haha it is funny that I have everyone stumped on this one. Where are all the know-it-alls that usually answer these things?
I’m also wondering where the elders are… contacted some merchants a day or two ago and was hoping to get some sort of reply by now… but no reply. Possibly I could be considered sketchy, with my inactivity, but…. Man… I’m just so ready to get back on the bay….
Reply With Quote
  #13  
Old 10-19-2022
rsot's Avatar
Executive [VIP]
 
Join Date: Dec 2009
Posts: 75,982
Thanks: 5,940
Thanked 8,918 Times in 8,211 Posts
Activity: 100%
Longevity: 83%
iTrader: (7)
Default Re: Can ebay see the name on your bank account

Welcome to the forum OP - all the best as you master stealth

Reply With Quote
  #14  
Old 10-20-2022
Junior Member
Threadstarter  
 
Join Date: Feb 2022
Posts: 21
Thanks: 1
Thanked 3 Times in 3 Posts
Activity: 0%
Longevity: 12%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

Quote:
Originally Posted by SaiJin View Post
Here's one of the know it all that usually answers these things.

Here's your answer.

On deposit they CANNOT see the name or info of the bank account.

BUT when they WITHDRAW they CAN see the name of the bank and it shouldn't matter if you just do it once or twice.
Yes. That sounds right. But still don't understand why I am stuck not able to enter the bank routing/account numbers without getting this dreaded error. I had no choice but to ask support and I ended up sending them a screenshot. Don't know what will happen at this point.
Reply With Quote
  #15  
Old 10-20-2022
SaiJin's Avatar
Super Moderator
 
Join Date: Jul 2008
Posts: 15,949
Thanks: 321
Thanked 2,546 Times in 2,199 Posts
Activity: 66%
Longevity: 91%
iTrader: (2)
Default Re: Can ebay see the name on your bank account

Quote:
Originally Posted by smokemdude View Post
Yes. That sounds right. But still don't understand why I am stuck not able to enter the bank routing/account numbers without getting this dreaded error. I had no choice but to ask support and I ended up sending them a screenshot. Don't know what will happen at this point.
what's the bank account you're trying to add? Which bank?
Reply With Quote
The Following User Says Thank You to SaiJin For This Useful Post:
smokemdude (10-22-2022)
  #16  
Old 10-22-2022
Junior Member
Threadstarter  
 
Join Date: Feb 2022
Posts: 21
Thanks: 1
Thanked 3 Times in 3 Posts
Activity: 0%
Longevity: 12%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

Ah well I use Wood forest bank, the one that you find in Walmarts on the east coast. I currently have i think ten checking accounts with them and all of them work fine with ebay for the last year with MP. Never any issue adding them to a business account, like I said, this is one of ten accounts. I think out of these ten accounts, 7 have already been converted to business accounts. This account just hit the $600 mark so I need to convert it over to business account and add the EIN. I am just getting this error trying to add the bank. Never happened to me before. And the bank is already verified, I always just add the same bank account number that I am already using with that account when I convert to Business account, and worked every time so far. The next page after this one should ask for your previous bank, then you just add the same account number and it goes through. But it is stuck on this error. If it worked the last 7 times, I don't know why it won't work this time. I did all the same steps as always, and same bank as always. BTW Never had any issue using them as my bank for the past decade. They are actually a great bank and very helpful people, I recommend them to anyone.

Last edited by smokemdude; 10-22-2022 at 12:59 AM.
Reply With Quote
  #17  
Old 10-22-2022
rsot's Avatar
Executive [VIP]
 
Join Date: Dec 2009
Posts: 75,982
Thanks: 5,940
Thanked 8,918 Times in 8,211 Posts
Activity: 100%
Longevity: 83%
iTrader: (7)
Default Re: Can ebay see the name on your bank account

Quote:
Originally Posted by smokemdude View Post
Ah well I use Wood forest bank, the one that you find in Walmarts on the east coast. I currently have i think ten checking accounts with them and all of them work fine with ebay for the last year with MP. Never any issue adding them to a business account, like I said, this is one of ten accounts. I think out of these ten accounts, 7 have already been converted to business accounts. This account just hit the $600 mark so I need to convert it over to business account and add the EIN. I am just getting this error trying to add the bank. Never happened to me before. And the bank is already verified, I always just add the same bank account number that I am already using with that account when I convert to Business account, and worked every time so far. The next page after this one should ask for your previous bank, then you just add the same account number and it goes through. But it is stuck on this error. If it worked the last 7 times, I don't know why it won't work this time. I did all the same steps as always, and same bank as always. BTW Never had any issue using them as my bank for the past decade. They are actually a great bank and very helpful people, I recommend them to anyone.
Good bank recommendation. Space out your typing for next time - hard to read one big paragraph
Reply With Quote
The Following User Says Thank You to rsot For This Useful Post:
ebaystealth1974 (10-23-2022)
  #18  
Old 10-22-2022
Junior Member
 
Join Date: Oct 2022
Posts: 100
Thanks: 0
Thanked 13 Times in 10 Posts
Activity: 0%
Longevity: 8%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

To put it short- NO, they can not see name of bank account. But name must match or payouts will get rejected by bank, also if they ask verif deposits then these will not go through too.

The only reason which comes to mind why it is rejected- you maybe you are trying to add a "dummy"? If so - google what is a "check sum", because "dummy" is not just a bunch of random numbers..
Reply With Quote
  #19  
Old 10-22-2022
Junior Member
Threadstarter  
 
Join Date: Feb 2022
Posts: 21
Thanks: 1
Thanked 3 Times in 3 Posts
Activity: 0%
Longevity: 12%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

I keep hearing that about the old mix-matched names issue. But that was only happening back when Paypal did deposits. The deposit would have the name on it. It would say ebay and it would say either the personal name or the business name.
With ebay MP, the deposits I get don't ever have a name attached. And not with any bank I use do I ever see a name attached to the ebay deposit.

So I don't understand why people keep saying this is an issue. Only when there was paypal did the deposits show the name. The new MP payments never show the name. It says ebay and some other numbers and stuff. But I don't think the bank sees the name of the ebay account. Not since MP started.
Reply With Quote
  #20  
Old 10-23-2022
Senior Member
 
Join Date: Sep 2017
Posts: 3,205
Thanks: 955
Thanked 779 Times in 596 Posts
Activity: 0%
Longevity: 38%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

You have 7 bank accounts with Woodforest? I'm confused as to why you cannot create an account with the business name ebay has on file for you? Are you doing fly-by-night type sh!t on eBay, or are you an actual business?
Reply With Quote
  #21  
Old 10-23-2022
Junior Member
 
Join Date: Oct 2022
Posts: 100
Thanks: 0
Thanked 13 Times in 10 Posts
Activity: 0%
Longevity: 8%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

Quote:
Originally Posted by smokemdude View Post
I keep hearing that about the old mix-matched names issue. But that was only happening back when Paypal did deposits. The deposit would have the name on it. It would say ebay and it would say either the personal name or the business name.
With ebay MP, the deposits I get don't ever have a name attached. And not with any bank I use do I ever see a name attached to the ebay deposit.

So I don't understand why people keep saying this is an issue. Only when there was paypal did the deposits show the name. The new MP payments never show the name. It says ebay and some other numbers and stuff. But I don't think the bank sees the name of the ebay account. Not since MP started.
Must be different rules on different sites, but my bank rejected eb payouts when names missmached. It even did not show up any notifications, money just came back to ebay and ebay said that it been rejected by bank. Tried several times on different accounts. So updated name to match and payouts started to arrive with no problem.
However this must be a bank option for EB only because i asked friends to do a few transfers with wrong name and they all arrived.
Reply With Quote
  #22  
Old 10-23-2022
Senior Member
 
Join Date: Nov 2019
Posts: 99
Thanks: 19
Thanked 19 Times in 17 Posts
Activity: 0%
Longevity: 25%
iTrader: (0)
Default Re: Can ebay see the name on your bank account

If you're doing managed payments with a business account, just setup business bank accounts with mercury.com....extremely simple and easy, and their wire transfers/ACH transfers are free. Also, if you have multiple bank accounts with them you can link them together and easily move money between them. I love that bank, used them for years

EDIT: Just be aware you can't do mismatch name deposits with them since its an online based bank. Just create a business per ebay account and keep it legit, it keeps everything simple
Reply With Quote
Reply



Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Stealth account on ebay.es now ebay asks me for Spanish bank account Sumalia eBay Discussion! 4 07-31-2022 08:04 AM
eBay requires bank account; existing bank account closed anonymister eBay Discussion! 20 09-10-2018 08:25 PM
Allowing paypal/ebay to take funds from bank account to pay for fees(stealth account) trunk PayPal Talk 3 12-02-2014 09:12 AM
Can Ebay See My Bank Account Information On A Invoice To My Bank? secret storm eBay Discussion! 5 10-19-2013 08:27 AM
opening a new bank account with the traditional bank for eBay seller account emceeaye PayPal Talk 23 07-25-2013 07:57 AM


Aspkin Group

All times are GMT -5. The time now is 10:09 AM.


Stop the guessing games and learn how you can quickly and easily get back on eBay today!
Read the best selling step-by-step eBay Suspension guide eBay Stealth!
Amazon Suspension? Read Amazon Ghost to get back on Amazon!
vBulletin® Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Ad Management by RedTyger
no new posts

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58