^^^ you know when you pay someone from your bank , then on the credit it says your bank account name, eg. J Smith, sometimes this can be changed, especially if you bank online.....
dont worry though if its already happened, its just a precaution, ebay has taken fees from my bank before when I didnt add a vcc and nothing happened, its only if they are looking in to you closely, I mean imagine the amount of credits they get a day for fees and payments etc, gazillions...
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