I pay fees 20 times a month after I was told by ebay they "like it" and its good business model. Also, when reading agreement when signing up to pay fees if it has not changed, it states something in the range of when fee payments are over $25 they reserve right to collect payment. This makes me think that accounts where fees exceed $25 increases risk. So I keep mine under $25 all the time. Hence at least 20 payments a month.
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"Mark 11.24 Whatsoever ye desire, believe that ye have it, and it is yours"
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