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Re: PayPal's damages caused by Acceptable Use Policy violation
 

Guys, pls can somebody living in Africa file a complaint with BBB? Paypal just stole my money and my account is in my name. Not a stealth account. They didn't even send me a message that I violated AUP. They initially temporarily limited my account and asked for documents I submitted the documents but they said they couldn't continue doing business with me due to potential risks.... They said my funds will be released in 180 days. Yesterday, they emptied my account.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

Hello guys, good day.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

raseiro's case is the first I have read with a positive outcome ...

I'd like to see some one that has had 20k+ taken retrieve that money back via BBB or Financial Ombudsman.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

It is safe to say that if Paypal locks your account for a violation due to AUP, your money is good as gone.

They lie to you by telling you can retrieve the money in 180 days to protect as much of their stolen profits as possible. You will wait 180 days, log into your account and realize they already took the money days or weeks before.

My advice for anyone with active Paypal accounts is to empty your accounts as soon as possible. Even if its a few dollars. Also, try to use Paypal as little as possible. If you are buying things online and they have a credit card option, just use that. Don't allow this greedy corporation to profit any more than they should. If you are a business search for another payment processor if you can that can take direct debit or credit card payments.

If you are in the process of the 180 days already, contact your customers and issue them refunds and ask if they can pay another way. (yeah i know this is a long shot for alot of people but you would be surprised that many customers will actually agree to this. Just explain to them that you have an issue with the payment and if they can kindly pay another way after you refund them first). Don't let Paypal steal anymore money. The money is gone already, you have nothing to lose.

If it were up to me, I would refund every single customer regardless if the customers pay back or not, just so Paypal doesn't get a single penny.

They are essentially stealing money and have carefully designed their AUP to allow this.

I was robbed of a few K also. I'll survive but i have read stories of peoples hard earned money over the course of a year or more and some really outrageous amounts being stolen by Paypal.

Good luck.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

The rule of thumb from what I have learnt stealthing for a while is to leave enough for 1 or 2 refunds and withdraw the rest. Never build a balance.

And a word of warning to those that have ALREADY built a a massive balance ... don't go and withdraw all of it now as that will most definitely trigger their bots. Withdraw a little every day and get into the habit of clearing your account every other day.

And I agree on the refunds. Rather than letting paypal steal it I would do the same. Seeing something back is better than nothing.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

I have a couple of accounts with a few thousand in each, locked up. I was just going to ride out the 180 days as I have in the past. I guess not after reading this thread.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

If you're in the US, and Canada:
- file a Demand letter with PP
- file a complaint with BBB. PP hates bad publicity
- If that doesn't resolve it, them to small claims court in your state
You can also ask Fairshake.com for help, they seem to get results. They will take a percentage though
my account was not a stealth one so I dont know how that would work.
Good luck and never give up! PP makes billions and screws the little guys, typical corporate greed!

Re: PayPal's damages caused by Acceptable Use Policy violation
 

Congrats on getting your funds back.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

when you on discord pls inbox me https://discordapp.com/channels/6584...65896897052683

Re: PayPal's damages caused by Acceptable Use Policy violation
 

Somebody in the UK paid me for writing service, paypal cancelled the payment, refunded it and limited my account.
My account is an African paypal account. They limited my account and promised to release it after 180 days. They withdrew all the funds just a few days to the 180 days.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

You just have to have it in the back of your mind. I've been using PP for years and just now received it. I didn't receive a warning or any email stating that I violated anything either.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

Nigeria PayPal accounts cannot receive/accept payments. You can only buy stuff with credit card. Don't even know how you were able to accept a payment.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

Does AUP and the money robbing happen on UK accounts?

Asking as I’ve had 2 limited and advised off funds released after 180 days.

Thanks

Re: PayPal's damages caused by Acceptable Use Policy violation
 

Good job sir, God bless for info

Re: PayPal's damages caused by Acceptable Use Policy violation
 

Hi, friend thanks for info and congrats, did pp unfreeze the funds with in the 180 days or after the 180?

Re: PayPal's damages caused by Acceptable Use Policy violation
 

I have not had time to read every page of comments in this thread, so if someone has already suggested what I'm about to, my apologies...

So if you have not, start by filing a complaint with your your State Attorney General or FTC. I'm not sure if you're located in the US, but if you are those would be important steps to take.

I live in Florida and when I cancelled my auto warranty the company was supposed to send me a refund within 30 days, but I could not even get someone to return my call, so I filed with the State AG and I had my money in a couple of weeks.

If you're in a European country, they should have some similar regulatory authority, but even if you're out of the US you can still file with the FTC because PayPal is headquartered in the US and you can also try reaching the California AG, they're all a bunch of leftists/socialists in California's government so they hate businesses by nature so you might find some gunho person that wants to take it to the big corporation...lol

One thing that also has me thinking you guys have a strong case is they waited in each case to wait to the last couple of days of their 180 period to take the money. If enough of you can prove they do it as a practice at the end of the period, then you may find a decent law firm willing to take it on a contingency, which basically means they'll do it for no money up front with a fee of 25-33% of what is recovered. No recovery, no loss on your end.

I see some serious punitive damages as well. Why? Because they are intentionally defrauding you by waiting to when the money is due to be unfrozen. If they claim you have violated their AUP, they're going to have an incredibly hard explaining why they waited to end of the 180 day reserve period to do something, they should have stopped you from selling in the first 30 days if they had they believed your product violated their AUP. Therefore profiting off your labor for free. And if all of you join together, you can demonstrate they defraud as a practice, not just some random account they did this on.

If you have contact info for your customers, find out if PayPal refunded them. If they didn't then they have no excuse for keeping the money from you. If they kept the profit off your labor, you could also go to your labor board in your state or country and explain you worked for free, they profited and did not refund anyone and kept the fruit of your labor.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

In the case of EU PayPal do any member have experience with which authorities to contact ? I am facing the same - AUP violation. It happened a few weeks ago now.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

I'm not here to advertise or spam, so I'm not going to mention my company, but I will tell you I work in the merchant acquiring industry, if you're not familiar with the term, its the underwriting and issuing of merchant accounts. I work with technology that automates the underwriting process, so I'm intimately familiar with rules and regulations of Visa/MC.

As you may know PayPal is not a real merchant account, they're an aggregator of merchant transactions, but they can't violate Visa and Mastercard rules just because they're big. They don't get the final say if these transactions were made with Visa or MC on the behalf of these aggregated merchants, they have to follow the aggregator rules. They can't just keep money indefinitely outside of the 180 day period they promised because they the AUP was broken. There has to have been a valid reason to extend the period past the 6 months promised.

On legal side of the issue, an acceptable use policy is not a law, it's an agreement between PayPal and their merchants. It's contract law, they must provide the reason they say you broke the contract. It sounds like to me PayPal is banking on these people's inexperience and lack of knowing their rights.

And it doesn't matter if PayPal puts in their agreement you can't sue them, those get waived by courts on a regular basis, they can really only demand arbitration first, but your argument is on the lines of fraud, even then arbitration can be waived by the judge.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

by their terms of use yes, but it never happened in EU or UK so far (at least i never seen a case in UK or EU). I belive this happens only in ****hole countrys without law and order like USA.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

Is selling face masks a violation of AUP? I can't find it anywhere in the AUP list. @mikeeef75 - useful information, thanks

Re: PayPal's damages caused by Acceptable Use Policy violation
 

We got some bad inner cities, but to claim the US as a whole does not have law and order is absurd. When I walk outside or down the street, I do not fear for my life. You can use anecdotal evidence of events, but when you look at the US on a per capita basis like using the world crime index, the US is nearly identical to France 47.02(US) 46.79(FR).

Re: PayPal's damages caused by Acceptable Use Policy violation
 

If you got time some day search for lawsuits against Amazon Pay, Stripe, Shopify, Paypal, etc. There have been plenty of them, first they try to bleed the plaintiffs dry in legal fees but the ones that can afford it get settled out of court most of the time as soon as they enter the discovery and deposition phases because the last thing PayPal and the rest of them want is to get to the discovery phase, they don't want anybody getting their internal emails, memos or documents or worse having an employee in a deposition that could unintentionally divulge their unethical or even illegal practices under oath. That could get out in the public and open them to many more lawsuits or FTC and SEC investigations.

"Question-some who violate Paypal AUP are doing something shady like selling arms/narcotics,pyramid schemes,would they win ?"
Well those are blatant violations of the AUP of both Ebay and PayPal, but unless I read it wrong these people in this thread are not violating anything clearly written in the AUP and neither are the customers to their knowledge complaining or requesting refunds.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

Speak for yourself.

Not everyone is a crook. Running an honest business and this forum helped me get back on track. I'd like to think the majority of those serious enough to get back to business are genuine people.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

I went through all 22 pages of this thread and i'm literally terrified, I don't use ebay but I do swap between 8 different paypal accounts, I basically sell digital keys but I don't take payment directly, I have people go through a donation page to make the payment and it shows up as a tip on paypal. So there's no evidence that I'm selling anything. I usually will use one account for about 8-10 days while it gets between $4000-$4500 then I withdraw all but $100-$150 . I move on to the next account and so on, been doing this for about 4 years now with no real issues. YET, But i always make sure I withdraw my funds once I hit that $4500 threshold, Each account Is used around once a month so there's not a lot of activity on each account.

But for those that lost $20,000 to as much as $300,000, I'm shocked people trusted paypal to leave that kind of money in their accounts, anything over 5k and i'm immediately paranoid, I withdraw ASAP. To those that have lost $260,000 and more, I'm truly sorry, must be hell, and I'm sure some of those people had heart attacks. Truly hope some of you can get your money back, but I doubt it. PayPal is too big of a company, i doubt a letter or a lawyer helping you will do much, they can extend it for years and you may never see a dime of your money. Whenever I'd see a screenshot of over $200,000 being stolen I'm like "Wow that's the cost of a house!", truly nightmare fuel.

I can only imagine those poor people looking forward to their cashout of $10k-300k only to come to realization that their money is gone, Can you guys imagine that sense of loss in that split second where they see that notification? I dont doubt some of those people went to the hospital...Those poor people were probably relying on that money to buy a car or a new house or to live off during the quarantine, now in the hands of paypal.

Rule of thumb: NEVER LEAVE LARGE AMOUNTS OF MONEY ON PAYPAL!

Re: PayPal's damages caused by Acceptable Use Policy violation
 

I agree about the health problems. I hope all of those people are well.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

Welcome to the forum - all the best as you master stealth :thumb:

Re: PayPal's damages caused by Acceptable Use Policy violation
 

$3-5k I can understand that. But leaving 30-200k is insane. That’s just begging for issues.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

Agreed. Absolutely ludicrous

Re: PayPal's damages caused by Acceptable Use Policy violation
 

If I send suppliers PayPal money I just send it from PayPal, even when there's no money in it, they just take it out of your bank account. No need to leave your money in your PayPal

These people learned that the hard way, I can't help but empathize for these folks. I hope they have some closure one day

Re: PayPal's damages caused by Acceptable Use Policy violation
 

Any update? Any resolution?

Re: PayPal's damages caused by Acceptable Use Policy violation
 

Hi,

1. Any feedback on this, https://peterbergmann.info/getbackonpaypal/home/

2. This is what i was told from an Ebay seller,

"They wont take your money if they are not branded trust me" meaning goods
.
3. Any additional helpful info will be highly appreciated.

God Bless for all help tips.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

they will take your money if you load your paypals with a bunch of CF sales then after limitation multiple buyers will complain saying its CF for refund. That flags the account and paypal looks into it and realize indeed you sold CFs and the odds of you getting that money 5% LOL. There bot alerts the paypal supervisors when money becomes available and they instantly look at the account, you dont even have time for anything.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

The only thing i can think of i might done wrong, is that I sold an item on ebay with an item next to the brand name stating that it was a clone, hope this helps someone.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

bruuuuuuuuuuuuuuh.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

This happened to me too but it could have been avoided in my case had I seen this post last year as the 180 days had already passed when they decided to take all my $2.264.34 in November 2019. I'll admit I violated their policy but no one complained about me, no chargebacks etc. it was just them snooping into my actual sales an read my notes on one transaction it was a dumb move on my part making a note that eluded to what I sold that PayPal permanently limited my account then the 180 days came and I didn't transfer my money. Now if anyone is thinking perhaps the buyer of transaction put a claim the answer is no they were a long time buyer who continued to buy from me when I switch my form of accepting payments. The amount they took hurts but not worth trying to fight for it in my case. I have since created a new PayPal account and make sure everything I sell is totally in accordance to their policy and to be safe I don't keep a large amount with the *******s anymore. Glad eBay is getting rid of them hope they become irrelevant soon as that would be Karma for all the screwing people over on their part, so sorry to hear how much they have literally stolen from people here.

Re: PayPal's damages caused by Acceptable Use Policy violation
 

Sorry Double Post How can I delete

Re: PayPal's damages caused by Acceptable Use Policy violation
 

Very useful information in this thread. Hey RichardCard82, would you mind if I sent you a message regarding your success with stealth accounts?